Who is Accurate Recovery Service, LLC and why are they calling me?

Accurate Recovery Service, LLC (ARS) is a third-party debt collection agency based in New Orleans, Louisiana. They contact consumers about debts they believe are past due.

Is Accurate Recovery Service, LLC a scam or a legitimate collector?

ARS is a legitimate debt collector that has been in business for over 24 years per Better Business Bureau records, but that doesn’t mean their behavior is always lawful.

Can ARS legally call me multiple times a day or at odd hours?

No. The Fair Debt Collection Practices Act (FDCPA) prohibits repeated or harassing calls, especially before 8 a.m. or after 9 p.m. Frequent calling within 7 days may also be unlawful.

What behaviors by ARS could be considered harassment?

Harassment may include calling you at work, threatening legal action or garnishment, using profanity or abusive language, contacting others about your debt, or calling repeatedly.

Can ARS contact my family, employer, or neighbors about the debt?

No. ARS may only contact third parties to confirm your contact information—not to discuss your debt—otherwise it would violate the FDCPA.

What should I do if I’m being harassed by ARS phone calls?

Document each call (time, number, content), request that communication be in writing, send a cease-and-desist letter, and consider filing a complaint with the CFPB or FTC.

Can ARS sue me, garnish my wages, or report the debt to credit bureaus?

Yes—they can sue if within the statute of limitations, garnish wages after court judgment, and report the debt to credit bureaus—but they cannot use false threats or intimidation.

Is it legal for ARS to threaten me with arrest?

No. Debt collectors do not have the authority to arrest you. Such threats are misleading and may violate the FDCPA.

Can I get damages if ARS violates the FDCPA?

Yes. If ARS’s behavior violates the FDCPA, you may be entitled to up to $1,000 in statutory damages plus legal costs.

How do I dispute a debt ARS is trying to collect?

You can dispute the debt in writing within 30 days of their initial contact, and ARS must stop collection until they provide validation documentation.

Accurate Recovery Service, LLC Phone Harassment?

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Accurate Recovery Service, LLC Debt Collection Harassment?

Is Accurate Recovery Service, LLC (ARS) calling you? Stop Accurate Recovery Service, LLC phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. The FDCPA ensures consumers are protected from such harassment and have legal remedies. You have the legal right to stop ARS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Victims of illegal debt collection practices may also be entitled to compensation for harms suffered.

Is Accurate Recovery Service, LLC a Legitimate Debt Collection Agency?

According to the Better Business Bureau website,They have been in business for 24 years.

Accurate Recovery Service, LLC Better Business Bureau

Who is Accurate Recovery Service, LLC?

Accurate Recovery Service, LLC is third party debt collector located in New Orleans, Louisiana.

To ensure you are dealing with a legitimate debt collection agency, verify their contact information, check their compliance with legal standards, and review their industry reputation to avoid scams or fraud.

Address: 7848 Chef Menteur Hwy

New Orleans, LA 70126-5324

Phone: (504) 452-5563

Accurate Recovery Service, LLC Collection Tactics

ARS may be calling consumers as part of their debt collection practices. They may use different forms of communications, including phone calls and letters, to contact you.

If they engage in any of the following tactics, you may have a case:

Using profanity or abusive language
Calling you before 8:00 a.m. or after 9:00 p.m.
Calling you multiple times per week
Talking to others about your debt
Calling your workplace
Threatening to sue you, harm you, or destroy your credit
Threatening or initiating legal actions to collect debts
Telling you or anyone else that you’ve committed a crime
Calling repeatedly for the wrong person
Failing to notify you of your right to dispute the debt
Trying to collect more than legally allowed
Using various methods to collect debts, such as persistent phone calls or written demands

If you are experiencing harassment or ongoing issues with ARS, consider seeking legal assistance to protect your rights.

Accurate Recovery Service, LLC Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

504-452-5563, (504) 452-5563, 5044525563

If the answer is yes, then you are receiving calls from a known ARS number. You may be a victim of ARS phone harassment. The list above is not all the numbers that ARS uses. The calls can be from a different number and it still be Accurate Recovery Service, LLC calling you. Contact our office right away so we can start the process to stop ARS from calling you illegally. Above all, no one should live with harassment!

Collection Agency Regulations: What You Need to Know

When dealing with debt collectors, it’s essential to understand the regulations that protect you from unfair and abusive debt collection practices. Collection agency regulations, especially the Fair Debt Collection Practices Act (FDCPA), are designed to ensure that debt collectors—including third-party debt collectors and debt collection agencies—follow fair debt collection practices and treat consumers with respect.

The FDCPA sets clear rules for the debt collection industry. Debt collectors must provide accurate information about the debt, including the amount owed, the original creditor, and your right to dispute the debt. If you request it, they are required to validate the debt details and cannot continue collection efforts until they do so. The law also prohibits debt collectors from using abusive language, making frequent calls at inconvenient times, or engaging in misleading practices that could harm your financial health.

In addition to the FDCPA, agencies like the Federal Trade Commission (FTC) and the Better Business Bureau (BBB) help oversee the debt collection process and provide resources for consumers facing harassment. Other laws, such as the Credit Reporting Act and the Bankruptcy Code, offer further protections, ensuring that your credit report and credit bureaus are handled fairly and transparently.

If you’re facing debt collection harassment—such as aggressive tactics, false threats, or repeated collection calls—you have the legal right to demand that the debt collection agency stop contacting you. You can file a complaint with the FTC or BBB, send a dispute letter, or seek immediate assistance from a law firm experienced in debt collection practices. Understanding your rights can help you avoid negative marks on your credit report and protect your personal details from being misused.

Key terms to know when dealing with debt collectors include: fair debt collection practices, debt validation, collection account, original creditor, statutory damages, legal action, and dispute the debt. Whether you’re dealing with credit card debt, medical bills, personal loans, student loan lenders, or other unpaid debts, knowing these terms and the legal framework can help you navigate the debt collection process with confidence.

Remember, you don’t have to face debt collection harassment alone. Professional help is available to ensure your rights are respected and to stop abusive practices. By staying informed and proactive, you can protect your financial health and ensure that debt collectors follow the law.

Common Questions

Is ARS a scam? No, they have been in business for 24 years.

Can they garnish my wages? Yes, ARS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. As creditors, ARS may pursue delinquent accounts through legal means, such as wage garnishment, to recover the debt owed.

Can ARS sue me? Yes, ARS can sue you so long as the debt is within the statute of limitations. Lawsuits may be filed to recover the debt owed on delinquent accounts.

Can ARS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.

Can bankruptcy stop ARS or legal actions? Filing for bankruptcy can help manage or eliminate debt obligations. When bankruptcy is filed, legal protections may halt creditor actions, including lawsuits and wage garnishment.

Can ARS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

Can I file a complaint or lawsuit against ARS? Yes, complaints or lawsuits may be filed against ARS for improper practices. These filings can be looked up on legal or government websites.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Clients do not have to pay any upfront or out-of-pocket costs for our legal assistance, making our services accessible and affordable. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Accurate Recovery Service, LLC. call us at 855-385-8182 for immediate assistance or visit our website at

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

https://consumer.ftc.gov/articles/debt-collection-faqs

Louisiana Attorney General

https://consumerlawfirmcenter.com/stop-cfam-financial-services-llc-phone-harassment/

https://consumerlawfirmcenter.com/stop-collection-recovery-service-inc-phone-harassment/

https://consumerlawfirmcenter.com/credit-resolutions-llc-phone-harassment/

https://consumerlawfirmcenter.com/alw-sourcing-llc-phone-harassment/

https://consumerlawfirmcenter.com/aaron-recovery-systems-phone-harassment/

https://consumerlawfirmcenter.com/7565-2apelles-llc-phone-harassment/

https://consumerlawfirmcenter.com/accounts-research-inc-phone-harassment/

https://consumerlawfirmcenter.com/account-services-phone-harassment-2/

https://consumerlawfirmcenter.com/affiliated-acceptance-corporation-phone-harassment/

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.