Accurate Recovery Service, LLC Debt Collection Harassment?
Is Accurate Recovery Service, LLC (ARS) calling you? Stop Accurate Recovery Service, LLC phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. The FDCPA ensures consumers are protected from such harassment and have legal remedies. You have the legal right to stop ARS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Victims of illegal debt collection practices may also be entitled to compensation for harms suffered.
Is Accurate Recovery Service, LLC a Legitimate Debt Collection Agency?
According to the Better Business Bureau website,They have been in business for 24 years.
Accurate Recovery Service, LLC Better Business Bureau
Who is Accurate Recovery Service, LLC?
Accurate Recovery Service, LLC is third party debt collector located in New Orleans, Louisiana.
To ensure you are dealing with a legitimate debt collection agency, verify their contact information, check their compliance with legal standards, and review their industry reputation to avoid scams or fraud.
Address: 7848 Chef Menteur Hwy
New Orleans, LA 70126-5324
Phone: (504) 452-5563
Accurate Recovery Service, LLC Collection Tactics
ARS may be calling consumers as part of their debt collection practices. They may use different forms of communications, including phone calls and letters, to contact you.
If they engage in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Threatening or initiating legal actions to collect debts
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
- ➡️ Using various methods to collect debts, such as persistent phone calls or written demands
If you are experiencing harassment or ongoing issues with ARS, consider seeking legal assistance to protect your rights.
Accurate Recovery Service, LLC Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
504-452-5563, (504) 452-5563, 5044525563
If the answer is yes, then you are receiving calls from a known ARS number. You may be a victim of ARS phone harassment. The list above is not all the numbers that ARS uses. The calls can be from a different number and it still be Accurate Recovery Service, LLC calling you. Contact our office right away so we can start the process to stop ARS from calling you illegally. Above all, no one should live with harassment!
Collection Agency Regulations: What You Need to Know
When dealing with debt collectors, it’s essential to understand the regulations that protect you from unfair and abusive debt collection practices. Collection agency regulations, especially the Fair Debt Collection Practices Act (FDCPA), are designed to ensure that debt collectors—including third-party debt collectors and debt collection agencies—follow fair debt collection practices and treat consumers with respect.
The FDCPA sets clear rules for the debt collection industry. Debt collectors must provide accurate information about the debt, including the amount owed, the original creditor, and your right to dispute the debt. If you request it, they are required to validate the debt details and cannot continue collection efforts until they do so. The law also prohibits debt collectors from using abusive language, making frequent calls at inconvenient times, or engaging in misleading practices that could harm your financial health.
In addition to the FDCPA, agencies like the Federal Trade Commission (FTC) and the Better Business Bureau (BBB) help oversee the debt collection process and provide resources for consumers facing harassment. Other laws, such as the Credit Reporting Act and the Bankruptcy Code, offer further protections, ensuring that your credit report and credit bureaus are handled fairly and transparently.
If you’re facing debt collection harassment—such as aggressive tactics, false threats, or repeated collection calls—you have the legal right to demand that the debt collection agency stop contacting you. You can file a complaint with the FTC or BBB, send a dispute letter, or seek immediate assistance from a law firm experienced in debt collection practices. Understanding your rights can help you avoid negative marks on your credit report and protect your personal details from being misused.
Key terms to know when dealing with debt collectors include: fair debt collection practices, debt validation, collection account, original creditor, statutory damages, legal action, and dispute the debt. Whether you’re dealing with credit card debt, medical bills, personal loans, student loan lenders, or other unpaid debts, knowing these terms and the legal framework can help you navigate the debt collection process with confidence.
Remember, you don’t have to face debt collection harassment alone. Professional help is available to ensure your rights are respected and to stop abusive practices. By staying informed and proactive, you can protect your financial health and ensure that debt collectors follow the law.
Common Questions
Is ARS a scam? No, they have been in business for 24 years.
Can they garnish my wages? Yes, ARS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. As creditors, ARS may pursue delinquent accounts through legal means, such as wage garnishment, to recover the debt owed.
Can ARS sue me? Yes, ARS can sue you so long as the debt is within the statute of limitations. Lawsuits may be filed to recover the debt owed on delinquent accounts.
Can ARS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
Can bankruptcy stop ARS or legal actions? Filing for bankruptcy can help manage or eliminate debt obligations. When bankruptcy is filed, legal protections may halt creditor actions, including lawsuits and wage garnishment.
Can ARS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Can I file a complaint or lawsuit against ARS? Yes, complaints or lawsuits may be filed against ARS for improper practices. These filings can be looked up on legal or government websites.
Consumer Rights Law Firm PLLC
At Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Clients do not have to pay any upfront or out-of-pocket costs for our legal assistance, making our services accessible and affordable. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Accurate Recovery Service, LLC. 📞call us at (877) 700-5790 for immediate assistance or visit our website at
Success Stories
- Consumer Rights Law Firm is amazing! Derek was A+ all the way getting a Debtor to stop harassing me & even had them pay the court costs & fees! I am flabbergasted- had to pinch myself even!!! Thank you SO much Derek! Would most definitely recommend this firm to anyone who is going through the same thing. Give them a call!⭐⭐⭐⭐⭐
- Amazing! My experience was very quick and easy and I got a nice settlement in no time. Also, their word was kept as far as not paying any fees. Zero out of pocket, and great settlement in return. 5 stars!⭐⭐⭐⭐⭐
- Being completely honest I was extremely hesitant and worried about this being a joke. I am extremely grateful that I took a chance with Matt and he took care of me, even answering my calls/texts at any time of the day. He was able to get the harassment to stop from the debt collector within a week (nonstop robo calls) and roughly a month after signing him as my attorney he called me stating me debt of over 4k was waived. No attorney fees, no debt and no more spam calls. Thank you so much, massive weight has been lifted off my shoulder. These guys are the real deal⭐⭐⭐⭐⭐
Frequently Asked Questions
1. Who is Accurate Recovery Service?
Accurate Recovery Service is a debt collection agency that contacts consumers about past-due accounts on behalf of creditors.
2. Why is Accurate Recovery Service calling me?
They are likely attempting to collect a debt they believe you owe or to verify your identity.
3. Can Accurate Recovery Service call me at any time?
No. By law, they cannot call before 8 a.m. or after 9 p.m.
4. Can Accurate Recovery Service contact my employer?
They may confirm employment but cannot discuss your debt without your consent.
5. Can I request proof of the debt?
Yes. You have the right to request written debt validation within 30 days of their first notice.
6. What if the debt Accurate Recovery Service is collecting is not mine?
You can dispute the debt and request verification. They must stop collection until they provide proof.
7. Can Accurate Recovery Service sue me?
They can only sue if the debt is within the statute of limitations and legally valid.
8. Is Accurate Recovery Service allowed to harass or threaten me?
No. Harassment, threats, or abusive tactics violate the Fair Debt Collection Practices Act (FDCPA).
9. Can Accurate Recovery Service report my debt to the credit bureaus?
Yes, but only if the debt is valid and handled according to federal regulations.
10. What should I do if Accurate Recovery Service violates my rights?
You can file a complaint and may be able to pursue legal action for damages.
