Accounts Management Inc Phone Harassment❓
Is Accounts Management Inc (AM) calling you? Stop Accounts Management Inc phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop AM phone harassment, and they must agree to comply with the legal standards set forth by the FDCPA. Compliance with these standards is mandatory. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection
Debt collection is a process used by companies to recover unpaid debts from individuals or businesses. Accounts management is a crucial aspect of debt collection, as it involves managing and tracking outstanding accounts to ensure timely payment. Effective accounts management can help businesses minimize losses and improve their cash flow. In the debt collection industry, management of accounts is typically handled by specialized agencies, such as Accounts Management Inc These companies are tasked with the responsibility of contacting debtors, negotiating payment plans, and ensuring that debts are paid off in a timely manner. By employing strategic accounts management practices, these agencies help businesses maintain financial stability and continue their operations smoothly.
Is Accounts Management Inc a Scam❓
According to the Better Business Bureau website, they have been in business for 36 years. There have been 15 complaints filed against AM with the BBB.
Who is Accounts Management Inc❓
Accounts Management Inc is third party debt collector located in Sioux Falls, South Dakota. AM has been a party to a Federal Court case over 60 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. When consumers join Accounts Management Inc, they should be aware of their rights and the company’s obligations under the law.
🏛️ Accounts Management Inc Address: 5132 S Cliff Ave # 1 Sioux Falls, SD 57108-5434
📞 Phone: (605) 322-4672
Accounts Management Inc Collection Tactics
If they engage in any of the following tactics, you may have a case:
- ➡️ Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- ➡️ Repeated calls can take an emotional toll on consumers, contributing to feelings of harassment and stress.
- ➡️ Talking to others about your debt
- ➡️ Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- ➡️ Use aggressive tactics to coerce payment from consumers.
- ➡️ Use any profane language or any language that is harassing and abusive
- ➡️ Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- ➡️ Make any false representation of fact, such as how much is owed, or certain actions they may take to force payment
- ➡️ Threaten arrest or criminal prosecution
- ➡️ Send false information to the credit bureaus
- ➡️ Cause a telephone to ring an unreasonable amount of times
- ➡️ Fail to verify the legitimacy of debts during their collection efforts
Accounts Management Inc Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 605-322-4672
- 📲 800-752-4217
- 📲 (605) 322-4672
- 📲 (800) 752-4217
- 📲 6053224672
- 📲 8007524217
If the answer is yes, then you are receiving calls from a known AM number. You may be a victim of AM phone harassment. The list above is not all the numbers that AM uses. The calls can be from different numbers and it still be Accounts Management Inc calling you. Contact our office right away so we can start the process to stop AM from calling you illegally. Above all, no one should live with harassment!
Phone Harassment and Consumer Rights
Phone harassment is a serious issue in the debt collection industry, and consumers have rights that must be respected. The Fair Debt Collection Practices Act (FDCPA) sets guidelines for debt collectors to follow when contacting consumers, including restrictions on the frequency and timing of phone calls. For instance, debt collectors are prohibited from calling before 8:00 a.m. or after 9:00 p.m., and they cannot use abusive language or make threats. Consumers who believe they are being harassed by a debt collector can file a complaint with the relevant authorities. Understanding your rights under the FDCPA is crucial in protecting yourself from illegal and unethical collection practices. If you feel that your rights are being violated, it is important to take action and seek legal assistance if necessary.
Dealing with Collection Agencies
When dealing with collection agencies like Accounts Management Inc, it’s essential to understand your rights as a consumer and the laws that regulate debt collection practices. The Fair Debt Collection Practices Act (FDCPA) provides protections against abusive practices, ensuring that debt collectors must adhere to specific guidelines.
To avoid any miscommunication and hold the agency accountable for their actions, you should agree to communicate with the agency in writing. This creates a clear record of all interactions and helps protect your rights. Before signing any agreement or paying any debt, check the information provided by the agency to ensure it’s accurate and up-to-date. Mistakes can happen, and verifying details can prevent unnecessary payments or further complications.
If you believe the agency has violated any laws or regulations, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General office. This step is crucial in holding the agency accountable and protecting your rights. Additionally, it’s important to continue to monitor your credit report and score to ensure the agency is reporting accurate information and not causing any unnecessary damage to your credit.
If you’re struggling to manage your debt, consider contacting a credit counseling agency or a financial advisor. These professionals can help you create a plan to pay off your debts and improve your credit score over the years. By taking proactive steps, you can regain control of your financial situation and protect yourself from potential harassment.
Managing Debt and Credit Scores
Managing debt and credit scores requires a long-term strategy and a commitment to making timely payments and keeping credit utilization low. One effective way to stay on top of your credit is to join a credit monitoring service. These services provide alerts and notifications when changes are made to your credit report, allowing you to take action quickly to resolve any issues.
To set up a payment plan, contact your creditors and negotiate a payment schedule that works for you. Be sure to agree on the terms in writing to avoid any misunderstandings. Creating a budget and tracking your expenses can also help you identify areas where you can cut back and allocate more funds towards debt repayment.
It’s essential to continue to monitor your credit report and score to ensure you’re making progress and to identify any areas for improvement. By taking control of your debt and credit, you can improve your financial stability and create a better future for yourself and your business. Consistent effort and careful planning can lead to significant improvements in your financial health over the years.
Alternatives to Traditional Debt Collection
Instead of using traditional debt collection methods, companies can explore alternative approaches that focus on customer-centric solutions and long-term relationships. One effective strategy is to create a customized payment plan that takes into account the customer’s financial situation and provides flexible payment options. This approach can help customers manage their debts more effectively and reduce the likelihood of default.
By investing in accounts management software, companies can streamline their collection processes and improve communication with customers. This technology can help businesses track payments, send reminders, and provide customers with easy access to their account information.
Another alternative is to offer debt settlement options, which can help customers pay off their debts in a lump sum or through a series of payments. This can be a win-win situation, allowing customers to clear their debts while enabling companies to recover a portion of the owed amount.
Companies can also consider partnering with credit counseling agencies to provide customers with access to financial education and resources. These partnerships can help customers develop better financial habits and improve their overall financial health.
By adopting these alternative approaches, businesses can improve customer satisfaction, reduce the risk of non-payment, and build stronger relationships with their customers over the years. Ultimately, these strategies can lead to increased revenue and growth for the company, including Accounts Management Inc.
Reporting Phone Harassment
Reporting phone harassment is an essential step in holding debt collectors accountable for their actions. Consumers who experience phone harassment can file a complaint with the relevant authorities, such as the Federal Trade Commission (FTC) or the (CFPB). When filing a complaint, it is important to provide detailed information about the incidents, including the dates and times of the calls, the phone numbers used, and the nature of the harassment. This can help to create a record of the harassment and support any future legal action. By reporting phone harassment, you not only protect yourself but also help to hold debt collectors accountable and prevent them from harassing others. If you need assistance with filing a complaint, consider reaching out to a consumer rights law firm for guidance.
The following is a sample complaint filed against Accounts Management Inc in the past and can be found on Pacer.gov.
- 📋 0:10-cv-00888-DSD-FLN Friederichs v.
Common Questions
Is AM a scam❓
No, they have been in business for 36 years.
Can they garnish my wages❓
Yes, Accounts Management Inc can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can AM sue me❓
Yes, AM can sue you so long as the debt is within the statute of limitations.
Can AM report my debt to the collection bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report. When you sign up for services with Accounts Management Inc, it is important to understand how your information will be used and reported.
Can Accounts Management Inc arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Accounts Management Inc call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
🏆 “I had no idea I had the right to fight back against abusive debt collectors until I found Consumer Rights Law Firm PLLC. They helped me every step of the way, from validating the debt to stopping the harassing calls. I even received a settlement for the emotional stress I went through. I can’t thank them enough.”
🏆 “I couldn’t sleep at night because of the constant robocalls and voicemails from a debt collector. I reached out to Consumer Rights Law Firm PLLC, and they not only got the calls to stop, but they also helped me understand my legal rights. The process was smooth and I felt supported throughout.”
🏆 “When a collector started contacting my boss and coworkers about a debt, I knew it had gone too far. I contacted Consumer Rights Law Firm PLLC, and they quickly took action. They filed a formal complaint and made sure the harassment ended. Their team was compassionate, responsive, and truly cared about helping me.”
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