Accounts Advocate Agency, Inc. Debt Collection Harassment? Stop the Calls!

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Accounts Advocate Agency, Inc. Debt Collection Harassment

Tired of Accounts Advocate Agency Debt Collection Harassment? Wish there was a way to make the calls stop? Is Account Advocate Agency constantly calling and harassing you? Does your phone ring every day, several times per day, because Account Advocate Agency is calling you to demand payment? Threatening you with legal action? Has Account Advocate Agency ever used abusive or profane language when speaking with you on the phone? If so, Account Advocate Agency may be violating your legal rights. Stop the harassment.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

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Is Accounts Advocate Agency a Scam?

According to the Better Business Bureau website, Accounts Advocate Agency has been in business for 4 years. There have been 3 complaints filed against AAA with the BBB.

Accounts Advocate Agency Better Business Bureau

Who is Account Advocate Agency? 

Account Advocate Agency is third party debt collector located in Hamburg, Pennsylvania. They specialize in ambulance, medical, dental, veterinary, and commercial debts.  A recent Federal Court cases alleges that Account Advocate Agency used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 510 N Park Rd
Ste 1
Wyomissing, PA 19610-2941
Phone: (610) 743-5759

Account Advocate Agency also goes by the name The Debt Mediators.

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Account Advocate Agency Debt Collection Harassment Tactics

If Account Advocate Agency engages in any of the following tactics, you may have a case:

  • Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
  • Talking to others about your debt
  • Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
  • Use any profane language or any language that is harassing and abusive
  • Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
  • Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
  • Threaten arrest or criminal prosecution
  • Send false information to the credit bureaus
  • Cause a telephone to ring an unreasonable amount of times

 

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Account Advocate Agency Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

610-743-5697, 484-660-3681, 484-660-3857, 484-665-3477

If so, you may be a victim of Account Advocate Agency debt collection harassment. The list above is not all the numbers that Account Advocate Agency uses. Also, calls can be from a different numbers and it still be Account Advocate Agency calling you.  Contact our office right away so we can start the process to stop Account Advocate Agency from calling you illegally. Above all, no one should live with harassment.

Common Questions

Is AAA a scam? No, Accounts Advocate Agency has been in business for 4 years.

Can Accounts Advocate Agency garnish my wages? Yes, AAA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can AAA sue me? Yes, AAA can sue you so long as the debt is within the statute of limitations

Can AAA report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can AAA arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Account Advocate Agency debt collection harassment. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau 

If you are interested in learning more about how to safeguard yourself and prevent even more Account Advocate Agency debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

https://consumer.ftc.gov/articles/debt-collection-faqs

Pennsylvania Attorney General

Consumer Financial Protection Bureau

 

https://consumerlawfirmcenter.com/action-collection-agency-debt-collection-harassment/

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.