Accelerated Receivables Solutions Phone Harassment?

Accelerated Receivables Solutions Phone Harassment?

Is Accelerated Receivables Solutions (ARS) calling you? Stop Accelerated Receivables Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Many consumers receive calls from ARS that cause significant stress and anxiety. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Repeated or aggressive phone calls from ARS can lead to considerable stress for those who receive them. You have the legal right to stop ARS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Accelerated Receivables Solutions a Scam?

According to the Better Business Bureau website, they have been in business for 35 years. Many people search for “accelerated receivables solutions legit” to determine if ARS is a real company or a scam. ARS is a legitimate debt collection agency and not a scam. There have been 2 complaints filed against ARS with the BBB. Read more here: Accelerated Receivables Solutions Better Business Bureau.

Who is Accelerated Receivables Solutions?

They are a third party debt collector located in Scottbluff, Nebraska. ARS is a debt collection agency that works with various collection agencies and creditors. Accelerated Receivables Solutions collect debts that are owed to original creditors, such as healthcare providers or financial institutions. When ARS attempts to collect a debt, it is important to verify who the original creditor is and confirm the amount owed. ARS has been a party to a Federal Court case over 10 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

🏛️ Address: 2223 Broadway Scottsbluff, NE 69361-1906

📱 Phone: (308) 633-8155

Accelerated Receivables Solutions Collection Tactics

• ▶️ You may be contacted by ARS through phone calls, letters, or other means as part of their collection tactics.
• ▶️ Calling you before 8:00 a.m. or after 9:00 p.m.
• ▶️ Calling your workplace

Accelerated Receivables Solutions Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

• ☎️ 308-633-8155
• ☎️ (308) 633-8155
• ☎️ 308633-8155

If the answer is yes, then you are receiving calls from a known ARS number. You may be a victim of ARS phone harassment.  The list above is not all the numbers that ARS uses. The calls can be from different phone numbers and it still be Accelerated Receivables Solutions calling you.  Contact our office right away so we can start the process to stop ARS from calling you illegally. It is important to respond promptly and appropriately to any contact from ARS to protect your rights. Above all, no one should live with harassment!

Credit Report Implications

When Accelerated Receivables Solutions reports a collection account to your credit report, it can have a lasting impact on your financial health. A collection account from receivables solutions can lower your credit score and make it harder to qualify for loans, credit cards, or even housing. Under the Fair Credit Reporting Act (FCRA), collection accounts—including those from accelerated receivables—can remain on your credit report for up to seven years from the date of the original delinquency, regardless of whether the debt is paid or settled.

To protect your credit, it’s crucial to verify that any information reported by Accelerated Receivables Solutions is accurate. Obtain your credit report from all three major credit bureaus—Experian, TransUnion, and Equifax—and review each account carefully. If you find incorrect information, such as a debt that isn’t yours or an account that should have been removed, you have the right to dispute it. File a dispute directly with the credit bureau and provide any supporting documentation to help remove inaccurate collection accounts. Staying proactive about your credit can help minimize the damage and ensure your credit report reflects only accurate, up-to-date information.

Debt Collector Rights

Dealing with a debt collector like Accelerated Receivables Solutions can be stressful, but it’s important to remember that you have rights under federal laws. The Fair Debt Collection Practices Act (FDCPA) protects consumers from unfair debt collection practices and sets clear guidelines for how debt collectors must conduct themselves. For example, you have the right to receive written notice of any alleged debt, the right to dispute the debt within 30 days, and the right to request verification of the debt before making any payments.

Accelerated receivables solutions and other debt collectors are prohibited from using abusive language, making threats, or contacting you at inconvenient times. You can also request in writing that the company stop contacting you, except to notify you of specific actions. If you feel your rights have been violated, you can seek assistance from a credit repair company or file a complaint with the appropriate authorities. Understanding your rights is the first step in protecting yourself from illegal or harassing debt collection tactics and ensuring fair debt collection practices are followed.

Complaints and Resolution

If you’re facing harassment, repeated phone calls, or incorrect information from Accelerated Receivables Solutions, you don’t have to handle it alone. Start by documenting every interaction with the company—keep records of all phone calls, letters, and any communication related to your debt or credit report. If you believe the information reported by receivables solutions is inaccurate or you’re experiencing unfair collection practices, you can file a complaint with the Better Business Bureau or the Federal Trade Commission.

For additional support, consider reaching out to a reputable credit repair company that can help you navigate the process of disputing errors and resolving complaints. Sending correspondence via certified mail ensures you have proof of your efforts to resolve the issue. If the problem persists, professional assistance can help protect your rights and financial well-being. Taking these steps can help you resolve complaints, correct your credit report, and put an end to unwanted collection calls from Accelerated Receivables Solutions.

Complaints Against Accelerated Receivables Solutions

The following is a sample list of complaints filed against Accelerated Receivables Solutions in the past and can be found on Pacer.gov. Many complaints involve disputed claims, and legal proceedings can sometimes result in a settlement between the parties.

• 📋 1:05-cv-00279-CAB Sheriff v.
• 📋 8:17-cv-00056-LSC-SMB Robinson v.
• 📋 2:16-cv-01626-PP Irmiger v.
• 📋 2:13-cv-00056-CAB James et al v.

Consumer Rights Law Firm PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We have helped thousands of clients resolve issues with debt collectors. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumers can send a goodwill letter or other formal letter to Accelerated Receivables Solutions (ARS) to request the removal of negative information from their credit report. However, goodwill letters are rarely successful with debt collectors like ARS. If you choose to send a goodwill letter, be sure to keep your tone polite and provide a clear explanation for your request.

It is important to negotiate with ARS, as you may be able to settle your debt or negotiate a pay-for-delete agreement. Keep in mind that settling or paying a debt does not always guarantee that ARS will be removed from your credit report. Before you pay or settle, you should validate debts to ensure the debt is accurate and belongs to you. Also, consider obtaining a full credit report from all three bureaus to review your accounts and ensure all information is correct.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Accelerated Receivables Solutions. call us at 877-700-5790 for immediate assistance or visit our website.

Success Stories

Frequently Asked Questions

1. Who is Aldous & Associates?
   Aldous & Associates is a debt collection agency that collects on behalf of creditors, often for gyms, health clubs, and other service providers. Consumers have reported aggressive collection practices, which may lead to debt collection harassment.

2. What is Aldous & Associates debt collection harassment?
   Debt collection harassment by Aldous & Associates may include repeated calls, threatening language, contacting you at work, or attempting to collect a debt you do not owe. Such actions may violate the Fair Debt Collection Practices Act (FDCPA).

3. Can Aldous & Associates call me multiple times a day?
   No, debt collectors like Aldous & Associates cannot call you excessively with the intent to annoy or harass. If you are receiving multiple calls per day, this could be considered harassment and a violation of your rights.

4. What should I do if Aldous & Associates is harassing me?
   If you experience harassment from Aldous & Associates, document every call, save voicemails, and request communication in writing. You may also contact a consumer rights attorney to stop the harassment and explore your legal options.

5. Can Aldous & Associates contact my employer?
   Under the FDCPA, Aldous & Associates is not allowed to disclose your debt to your employer or co-workers. They may only contact your employer to verify employment, but repeated calls could be illegal harassment.

6. Is Aldous & Associates allowed to threaten me with legal action?
   No, debt collectors cannot threaten lawsuits, wage garnishment, or arrest unless they actually intend to take such action legally. If Aldous & Associates makes false threats, it may be considered harassment.

7. Can I dispute a debt with Aldous & Associates?
   Yes. If you believe the debt is inaccurate or not yours, you have the right to dispute it within 30 days of receiving a validation notice from Aldous & Associates. They must provide proof of the debt before continuing collection efforts.

8. What laws protect me from Aldous & Associates debt collection harassment?
   The Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA) protect consumers from harassment by debt collectors like Aldous & Associates. These laws limit how and when collectors can contact you.

9. Can I sue Aldous & Associates for debt collection harassment?
   Yes, if Aldous & Associates violates the FDCPA or TCPA, you may be able to sue them in federal court. Consumers can seek damages up to $1,000, plus attorney’s fees and costs, for harassment or illegal collection practices.

10. How can a consumer rights law firm help with Aldous & Associates harassment?
    A consumer rights law firm can help you stop harassment from Aldous & Associates by contacting them on your behalf, filing legal complaints, and pursuing compensation if your rights have been violated.