Accelerated Receivables Solutions Phone Harassment?
Is Accelerated Receivables Solutions (ARS) calling you? Stop Accelerated Receivables Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Many consumers receive calls from ARS that cause significant stress and anxiety. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Repeated or aggressive phone calls from ARS can lead to considerable stress for those who receive them. You have the legal right to stop ARS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Accelerated Receivables Solutions a Scam?
According to the Better Business Bureau website, they have been in business for 35 years. Many people search for “accelerated receivables solutions legit” to determine if ARS is a real company or a scam. ARS is a legitimate debt collection agency and not a scam. There have been 2 complaints filed against ARS with the BBB.
Accelerated Receivables Solutions Better Business Bureau
Who is Accelerated Receivables Solutions?
They are a third party debt collector located in Scottbluff, Nebraska. ARS is a debt collection agency that works with various collection agencies and creditors. Accelerated Receivables Solutions collect debts that are owed to original creditors, such as healthcare providers or financial institutions. When ARS attempts to collect a debt, it is important to verify who the original creditor is and confirm the amount owed. ARS has been a party to a Federal Court case over 10 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 2223 Broadway
Scottsbluff, NE 69361-1906
Phone: (308) 633-8155
Accelerated Receivables Solutions Collection Tactics
- You may be contacted by ARS through phone calls, letters, or other means as part of their collection tactics.
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling your workplace
Accelerated Receivables Solutions Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
308-633-8155, (308) 633-8155, 308633-8155
If the answer is yes, then you are receiving calls from a known ARS number. You may be a victim of ARS phone harassment. The list above is not all the numbers that ARS uses. The calls can be from a different number and it still be Accelerated Receivables Solutions calling you. Contact our office right away so we can start the process to stop ARS from calling you illegally. It is important to respond promptly and appropriately to any contact from ARS to protect your rights. Above all, no one should live with harassment!
Credit Report Implications
When Accelerated Receivables Solutions reports a collection account to your credit report, it can have a lasting impact on your financial health. A collection account from receivables solutions can lower your credit score and make it harder to qualify for loans, credit cards, or even housing. Under the Fair Credit Reporting Act, collection accounts—including those from accelerated receivables—can remain on your credit report for up to seven years from the date of the original delinquency, regardless of whether the debt is paid or settled.
To protect your credit, it’s crucial to verify that any information reported by Accelerated Receivables Solutions is accurate. Obtain your credit report from all three major credit bureaus—Experian, TransUnion, and Equifax—and review each account carefully. If you find incorrect information, such as a debt that isn’t yours or an account that should have been removed, you have the right to dispute it. File a dispute directly with the credit bureau and provide any supporting documentation to help remove inaccurate collection accounts. Staying proactive about your credit can help minimize the damage and ensure your credit report reflects only accurate, up-to-date information.
Debt Collector Rights
Dealing with a debt collector like Accelerated Receivables Solutions can be stressful, but it’s important to remember that you have rights under federal laws. The Fair Debt Collection Practices Act (FDCPA) protects consumers from unfair debt collection practices and sets clear guidelines for how debt collectors must conduct themselves. For example, you have the right to receive written notice of any alleged debt, the right to dispute the debt within 30 days, and the right to request verification of the debt before making any payments.
Accelerated receivables solutions and other debt collectors are prohibited from using abusive language, making threats, or contacting you at inconvenient times. You can also request in writing that the company stop contacting you, except to notify you of specific actions. If you feel your rights have been violated, you can seek assistance from a credit repair company or file a complaint with the appropriate authorities. Understanding your rights is the first step in protecting yourself from illegal or harassing debt collection tactics and ensuring fair debt collection practices are followed.
Complaints and Resolution
If you’re facing harassment, repeated phone calls, or incorrect information from Accelerated Receivables Solutions, you don’t have to handle it alone. Start by documenting every interaction with the company—keep records of all phone calls, letters, and any communication related to your debt or credit report. If you believe the information reported by receivables solutions is inaccurate or you’re experiencing unfair collection practices, you can file a complaint with the Better Business Bureau or the Federal Trade Commission.
For additional support, consider reaching out to a reputable credit repair company that can help you navigate the process of disputing errors and resolving complaints. Sending correspondence via certified mail ensures you have proof of your efforts to resolve the issue. If the problem persists, professional assistance can help protect your rights and financial well-being. Taking these steps can help you resolve complaints, correct your credit report, and put an end to unwanted collection calls from Accelerated Receivables Solutions.
Common Questions
Is ARS a scam? No, they have been in business for 35 years.
Can they garnish my wages? Yes, ARS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ARS sue me? Yes, ARS can sue you so long as the debt is within the statute of limitations. If you believe your rights have been violated, you may also consider suing ARS for improper debt collection practices.
Can ARS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
Can ARS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Before proceeding with any legal action, it is important to understand the nature of the claims being made against you and the potential outcomes of a settlement.
The following is a sample list of complaints filed against Accelerated Receivables Solutions in the past and can be found on Pacer.org. Many complaints involve disputed claims, and legal proceedings can sometimes result in a settlement between the parties.
1:05-cv-00279-CAB Sheriff v. Accelerated Receivables
8:17-cv-00056-LSC-SMB Robinson v. Accelerated Receivables Solutions
2:16-cv-01626-PP Irmiger v. Accelerated Receivables Solutions
2:13-cv-00056-CAB James et al v. Accelerated Receivables Solutions
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We have helped thousands of clients resolve issues with debt collectors. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumers can send a goodwill letter or other formal letter to Accelerated Receivables Solutions (ARS) to request the removal of negative information from their credit report. However, goodwill letters are rarely successful with debt collectors like ARS. If you choose to send a goodwill letter, be sure to keep your tone polite and provide a clear explanation for your request.
It is important to negotiate with ARS, as you may be able to settle your debt or negotiate a pay-for-delete agreement. Keep in mind that settling or paying a debt does not always guarantee that ARS will be removed from your credit report. Before you pay or settle, you should validate debts to ensure the debt is accurate and belongs to you. Also, consider obtaining a full credit report from all three bureaus to review your accounts and ensure all information is correct.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Accelerated Receivables Solutions. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumerlawfirmcenter.com/american-recovery-service-phone-harassment/
https://consumerlawfirmcenter.com/receivables-management-partners-phone-harassment/
https://consumerlawfirmcenter.com/associated-recovery-systems-phone-harassment/
https://consumerlawfirmcenter.com/advanced-recovery-systems-phone-harassment-3/
https://consumerlawfirmcenter.com/pra-receivables-management-phone-harassment/
https://consumerlawfirmcenter.com/aaron-recovery-systems-phone-harassment/
https://consumerlawfirmcenter.com/bernstein-cohen-phone-harassment/
https://consumerlawfirmcenter.com/aegis-receivables-management-phone-harassment/
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