CACH LLC Phone Harassment❓
Is CACH calling you? Stop CACH phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CACH phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collectors
Debt collectors, such as CACH LLC, play a significant role in the debt collection process. These companies purchase unpaid debts from original creditors, like banks and credit card companies, and then attempt to collect the debt from the consumer. Debt collectors, including CACH LLC, may use various tactics to collect debts, such as persistent phone calls, sending letters, and even filing lawsuits. Understanding your rights and the debt collection process is crucial to effectively navigate these situations and protect yourself from potential harassment.
Is CACH a Scam❓
According to the Better Business Bureau website, CACH has been in business for 14 years. There have been 45 complaints filed against CACH with the BBB. Many clients have received notice of lawsuits filed against them by CACH, LLC, emphasizing the importance of having legal representation to fight back.
What Is CACH LLC❓
CACH LLC is third party debt collector located in Greenville, South Carolina. They often act on behalf of various creditors, and collectors may be hired to collect debts on behalf of CACH, LLC. CACH has been a party to a Federal Court case over 5,400 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
CACH LLC Address: 55 Beattie Pl Greenville, SC 29601-2165
Phone: (864) 248-8700
Understanding CACH LLC
CACH LLC is a debt buyer that acquires unpaid debts from original creditors, such as credit card companies and banks. Once they purchase these debts, they attempt to collect the owed amounts from consumers, often resorting to debt collection lawsuits. CACH LLC has a reputation for filing thousands of lawsuits against consumers, making it essential for individuals to be aware of their rights and options when dealing with this company. Additionally, Resurgent Capital Services, another major player in the debt collection industry, has acquired a significant portion of CACH LLC’s portfolio, further complicating the landscape for consumers.
Debt Collection Process
The debt collection process typically begins when a consumer fails to make payments on a debt, such as credit card debt. Initially, the original creditor may try to collect the debt, but if unsuccessful, they might sell the debt to a debt buyer like CACH LLC. Once CACH LLC takes over, they will attempt to collect the debt through various means, including employing debt collectors and law firms. If these efforts fail, CACH LLC may file a debt collection lawsuit. If the consumer does not respond to the lawsuit, it can result in a default judgment and wage garnishment, making it imperative for consumers to respond promptly and seek legal advice.
CACH Collection Tactics
CACH LLC employs a variety of tactics to collect debts, including persistent phone calls, sending letters, and filing lawsuits. They may also report the debt to credit bureaus, which can negatively impact the consumer’s credit report. Being aware of these tactics and understanding your rights under the Fair Debt Collection Practices Act (FDCPA) is crucial. Additionally, CACH LLC may collaborate with other debt buyers, such as Mandarich Law Group, to collect debts on their behalf, adding another layer of complexity to the situation.
CACH Debt Collection Lawsuits Tactics
If CACH engages in any of the following tactics, you may have a case:
- 🔥 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🔊 Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, or destroy your credit
- 🚨 Telling you or anyone else that you’ve committed a crime
- ❌ Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Responding to these tactics is crucial, as failure to respond may lead to severe consequences such as default judgments, wage garnishments, or asset seizures.
CACH LLC Phone Number
📲 Are you receiving any harassing phone calls from any of the following numbers?
- 864-248-8700
- 864-248-0374
- (864) 248-8700
- (864) 248-0374
- 8642488700
- 8642480374
If the answer is yes, then you are receiving calls from a known CACH number. Being contacted by debt collectors like CACH LLC can take an emotional toll. You may be a victim of CACH phone harassment. The list above is not all the numbers that CACH uses. The calls can be from different numbers and it still be CACH calling you. Contact our office right away so we can start the process to stop CACH from calling you illegally. Above all, no one should live with harassment!
Wage Garnishment
Wage garnishment is a common tactic used by CACH LLC to collect debts. If CACH LLC obtains a default judgment against a consumer, they may be able to garnish the consumer’s wages to collect the debt. This can be a significant burden for consumers, and it is essential for them to understand their rights and options when dealing with wage garnishment. A skilled attorney can help consumers navigate the debt collection process and protect their rights. Consumers who are feeling overwhelmed by debt collection lawsuits or wage garnishment can contact a law firm, such as a debt collection defense law firm, for a free consultation to discuss their options and determine the best course of action.
Common Questions About Wage Garnishment
Is CACH a scam❓
No, CACH has been in business for 14 years.
Can CACH garnish my wages❓
Yes, CACH LLC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can CACH sue me❓
Yes, CACH can sue you so long as the debt is within the statute of limitations. It is often advisable to negotiate a settlement agreement with a debt collector before potential court proceedings to ensure the terms are fair and documented properly.
Can CACH report my debt to the collection bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report.
Can CACH arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against CACH in the past and can be found on Pacer.org.
2:14-cv-00513-KOB Nichols v. Cach
2:12-cv-01098-RDP Strickland v. Cach
2:13-cv-00016-JRG-DHI Pope v. Cach
1:09-cv-00791-DDD-JDK Wells vs. Cach
2:15-cv-02022-JEO Partridge v. CACH
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the CACH LLC harassment. Our office has been assisting consumers since 2010. Our skilled attorneys specialize in defending clients against debt collection lawsuits. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from CACH, call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “CACH LLC bombarded me with 10+ automated calls daily—even after I demanded they stop. Consumer Rights Law Firm PLLC sued under the TCPA and secured a $4,200 settlement. The harassment ended immediately, and CACH had to pay ME for their illegal tactics!”
- 🏆 “CACH LLC harassed me for a credit card debt I didn’t owe. The firm demanded validation letter—they couldn’t prove it, so the debt was deleted from my credit report! My score jumped 112 points in 30 days.”
- 🏆 “CACH LLC left voicemails claiming they’d take 25% of my paycheck. Consumer Rights Law Firm PLLC proved they violated the FDCPA—no judgment existed! Result? A $3,800 settlement and written apology.”
- 🏆 “CACH LLC called my employer about a debt. One cease-and-desist letter from the firm, and all contact ended. No lawsuit needed—just fast, expert action. If CACH is harassing you, don’t wait—call now.”
