American Recovery Service Incorporated Phone Harassment❓
Is American Recovery Service Incorporated (ARSI) calling you? Stop American Recovery Service Incorporated phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ARSI phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
ARS provides comprehensive solutions in the repossession industry, specializing in vehicle recovery and remarketing. They offer a range of services designed to enhance market exposure for vehicles and ensure compliance with legal standards. Their expertise in managing various types of vehicles, including recreational vehicles, makes them a trusted partner in the asset recovery and debt management sectors.
Introduction to the Repossession Industry
The repossession industry plays a crucial role in the economy, providing a necessary service to lenders and financial institutions. American Recovery Service, a leading company in the repossession industry, has been serving clients for over 25 years. With a strong commitment to customer satisfaction and a nationwide network of agents, ARS has established itself as a trusted partner in the recovery of personal property, including vehicles, from credit unions, banks, and captive lenders. The company’s corporate headquarters in Southern California serves as the hub for its operations, providing a wide range of services to its clients, including repossession, recovery, and remarketing of vehicles. This extensive network and dedication to service ensure that ARS can meet the needs of its diverse clientele efficiently and effectively.
Is American Recovery Service Incorporated a Scam❓
According to the Better Business Bureau website, American Recovery Service Incorporated has been in business for 22 years. There have been 7 complaints filed against ARSI with the BBB. When filing complaints, consumers should gather documents as evidence to support their claims against ARSI.
Who is American Recovery Service Incorporated❓
American Recovery Service Incorporated is a third-party debt collector located in Thousand Oaks, California. ARSI has been a party to a Federal Court case over 40 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. It is crucial for consumers to file a formal response to any legal actions taken by ARSI to avoid default judgments. Additionally, when negotiating debt settlements, obtaining a written agreement that outlines the terms is essential to ensure clarity and accountability.
🏛️ American Recovery Service Address: 555 Saint Charles Dr Ste 100 Thousand Oaks, CA 91360-3983
Phone: (805) 379-8500
American Recovery Service Collection Tactics
If American Recovery Service Incorporated engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
American Recovery Service Incorporated Phone Numbers
📲 Are you receiving any harassing phone calls from any of the following numbers?
- 805-379-8500
- 805-449-9139
- 805-379-8530
- 805-494-4298
- (805) 379-8500
- (805) 449-9139
- (805) 379-8530
- (805) 494-4298
- 8053798500
- 8054499139
- 8053798530
- 8054944298
If the answer is yes, then you are receiving calls from a known ARSI number. You may be a victim of ARSI phone harassment. The list above is not all the numbers that ARSI uses. The calls can be from different numbers and it still be American Recovery Service Incorporated calling you. Contact our office right away so we can start the process to stop ARSI from calling you illegally. Filing complaints against ARSI for phone harassment is crucial to contest their actions effectively. Above all, no one should live with harassment!
Understanding Your Rights
As a consumer, it is essential to understand your rights when dealing with a debt collector, such as American Recovery Service. The Fair Debt Collection Practices Act (FDCPA) provides protections to consumers, including the right to know the name and address of the debt collector, the right to request validation of the debt, and the right to dispute the debt. Consumers also have the right to request a written explanation of the debt and to negotiate a settlement. American Recovery Service is committed to respecting consumers’ rights and providing a fair and respectful process for resolving debt issues. The company’s employees are trained to handle consumer concerns with respect and professionalism, ensuring that all interactions are conducted in a manner that protects the consumer’s rights and dignity.
Protections Under the Law
The FDCPA provides numerous protections to consumers, including prohibitions on abusive or harassing tactics by debt collectors. American Recovery Service is committed to complying with all applicable laws and regulations, including the FDCPA, and to providing a safe and respectful environment for consumers to resolve their debt issues. The company’s technology and processes are designed to ensure that all interactions with consumers are conducted in a fair and transparent manner, with a focus on finding a mutually beneficial solution. By understanding your rights and the protections provided by the law, you can navigate the debt collection process with confidence, knowing that companies like American Recovery Service are committed to treating you with respect and professionalism.
Common Questions
Is ARSI a scam❓
No, American Recovery Service Incorporated has been in business for 22 years.
Can American Recovery Service Incorporated garnish my wages❓
Yes, ARSI can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ARSI sue me❓
Yes, ARSI can sue you so long as the debt is within the statute of limitations. However, during debt settlement negotiations, ARSI may accept a lower payment amount if it is presented as a lump sum.
Can ARSI report my debt to the collection bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report.
Can ARSI arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
📋 The following is a sample list of complaints filed against American Recovery Service Incorporated in the past and can be found on Pacer.org.
- 2:18-cv-00356-BSB Franklin v.
- 8:10-cv-00433-DOC-MLG Kim v.
- 2:11-cv-01089-JHN-PLA Vincenti v.
- 1:13-cv-02702-WYD-BNB Livingston v.
- 3:10-cv-00941-MRK Franklin v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the American Recovery Service Incorporated harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from American Recovery Service Incorporated. call us at 855-385-8182 for immediate assistance or visit our website.
Success Stories
- 🏆 American Recovery Service Incorporated was calling me multiple times a day, even after I asked them to stop. I felt bullied and stressed, not even sure if the debt was mine. The consumer rights law firm stepped in immediately—they sent a cease-and-desist letter and sued for violations of the FDCPA. Not only did the harassment stop, but I also received a settlement! If you’re being harassed, don’t wait—call them now!
- 🏆 I was being harassed by American Recovery Service for a debt I had already paid. The law firm reviewed my case, found multiple FDCPA violations, and took legal action. The calls stopped within weeks, and I ended up getting a check for $1,000 because of their illegal tactics. These lawyers know their stuff and fight hard for consumers. Highly recommend!
- 🏆 Dealing with American Recovery Service was a nightmare—they threatened me with lawsuits and called my employer. The consumer rights firm helped me document everything and filed a complaint. The agency not only stopped contacting me but also had to pay damages for their abusive behavior. If you’re facing harassment, this firm will protect your rights.
