Account Resolution Corp Phone Harassment?
Is Account Resolution Corp (ARC) calling you? Stop Account Resolution Corp phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ARC phone harassment. There are legal limits on how and when Account Resolution Corp contacts consumers, including restrictions on the frequency and timing of calls.
If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. You can exercise your right to stop calling by sending a written request, and debt collectors must respect these limits under the law.
Is Account Resolution Corp a Scam?
According to the Better Business Bureau website, Account Resolution Corp has been in business for 16 years. There have been 20 complaints filed against ARC with the BBB.
Account Resolution Corp Better Business Bureau
Who is Account Resolution Corp?
Account Resolution Corp is third party debt collector located in Chesterfield, Missouri. ARC has been a party to a Federal Court case over 30 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Account Resolution Corporation is a debt collection agency and debt collection company that collects debts on behalf of creditors or purchases debts from the original creditor. Account Resolution Corporation collects overdue debts, which can impact your credit report. Information about the company, such as salary data, may be based on reports from employees.
Address: 700 Goddard Ave
Chesterfield, MO 63005-1100
Phone: (636) 733-3346
Account Resolution Corp Collection Tactics
If Account Resolution Corp engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
- Contacting you by mail regarding your debt.
Account Resolution Corp Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
636-733-3346, 866-933-3346, (636) 733-3346, (866) 933-3346, 6367333346, 8669333346
If the answer is yes, then you are receiving calls from a known ARC number. You may be a victim of ARC phone harassment. The list above is not all the numbers that ARC uses. The calls can be from a different number and it still be Account Resolution Corp calling you. Contact our office right away so we can start the process to stop ARC from calling you illegally. Above all, no one should live with harassment!
To learn more about others’ experiences with Account Resolution Corp, we encourage you to read reviews and see what other consumers have shared.
Impact of Account Resolution Corp on Your Credit Score
When Account Resolution Corp appears on your credit report, it can have a significant negative impact on your credit score. As a third-party debt collector, Account Resolution Corp reports collection accounts to one or more of the major credit bureaus, which can lower your score and make it harder to qualify for loans, credit cards, or even housing. Under the Fair Credit Reporting Act (FCRA), you have the right to accurate and fair credit reports, and debt collectors like Account Resolution Corp must ensure the information they report is correct.
If you notice a collection account from Account Resolution Corp on your credit report, it’s important to review the details carefully. Sometimes, errors or outdated information can appear, and these mistakes can unfairly harm your credit. The FCRA gives you the right to dispute any inaccurate or incomplete information. If you believe Account Resolution Corp has reported something incorrectly, you can file a dispute with the credit bureaus to have the error investigated and potentially removed.
Dealing with a debt collector can be stressful, especially when you start receiving phone calls or letters demanding payment. The Fair Debt Collection Practices Act (FDCPA) protects you from abusive or harassing collection tactics and requires debt collectors to provide details about the original debt. If you’re unsure about the debt Account Resolution Corp is trying to collect, request written verification before making any payments.
If the debt is valid, paying or settling the account may still affect your credit score, but it can also prevent further damage. In some cases, you may be able to negotiate a settlement or payment plan with Account Resolution Corp. Be sure to get any agreement in writing and review the terms carefully to avoid unexpected harm to your credit. Some consumers try sending a goodwill letter to request that Account Resolution Corp remove the collection account from their credit report after payment, but not all debt collectors accept goodwill letters, and there are limitations to this approach.
To minimize the harm to your credit, it’s advisable to act quickly—review your credit reports for errors, dispute any inaccurate information, and consider negotiating with Account Resolution Corp if you owe the debt. Remember, Account Resolution Corp is a legitimate company, but that doesn’t mean you have to accept mistakes or unfair practices. If you’re overwhelmed or unsure how to proceed, contacting a reputable credit repair company or a consumer protection attorney can help you address the issue and work toward a more favorable credit report.
By understanding your rights under the FCRA and FDCPA, and by being proactive in dealing with Account Resolution Corp, you can take control of your credit and limit the negative impact of a collection account. Don’t ignore the problem—address it head-on to protect your financial future.
Common Questions
Is ARC a scam? No, Account Resolution Corp has been in business for 16 years.
Can Account Resolution Corp garnish my wages? Yes, ARC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. There are legal limits to how much of your wages can be garnished, and these limits vary by state.
Can ARC sue me? Yes, ARC can sue you so long as the debt is within the statute of limitations. However, the likelihood of Account Resolution Corp actually pursuing legal action is relatively rare.
Can ARC report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. The date of the original delinquency determines how long the collection account will remain on your credit report.
Can ARC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Account Resolution Corp in the past and can be found on Pacer.org.
3:09-cv-00386-MJR-DGW Stubbs v. Account Resolution Corporation
3:15-cv-00117-JPG-DGW Jones v. Account Resolution Corporation
3:18-cv-02051-NJR-GCS Roscow v. Account Resolution Corporation
4:10-cv-00934-CAS Winkelman v. Account Resolution Corporation
4:14-cv-01681-ERW Zoellner v. Account Resolution Corporation
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Account Resolution Corp harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. We encourage you to read reviews from our clients to see their experiences with our services. We have also helped many clients who have paid debts to debt collectors and successfully resolved their issues.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Account Resolution Corp. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Many clients have shared how the firm helped them delete or remove Account Resolution Corporation from their credit reports. Having a collections account from Account Resolution Corporation can hurt your credit, affecting your ability to qualify for loans or mortgages. The firm explains your options, including whether to pay the debt or dispute it, and helps you understand the best strategy to protect your credit.
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