Account Resolution Corp Phone Harassment?
Is Account Resolution Corp (ARC) calling you? Stop Account Resolution Corp phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ARC phone harassment. There are legal limits on how and when Account Resolution Corp contacts consumers, including restrictions on the frequency and timing of calls.
If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. You can exercise your right to stop calling by sending a written request, and debt collectors must respect these limits under the law.
Is Account Resolution Corp a Scam?
According to the Better Business Bureau website, Account Resolution Corp has been in business for 16 years. There have been 20 complaints filed against ARC with the BBB.
Account Resolution Corp Better Business Bureau
Who is Account Resolution Corp?
Account Resolution Corp is third party debt collector located in Chesterfield, Missouri. ARC has been a party to a Federal Court case over 30 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Account Resolution Corporation is a debt collection agency and debt collection company that collects debts on behalf of creditors or purchases debts from the original creditor. Account Resolution Corporation collects overdue debts, which can impact your credit report. Information about the company, such as salary data, may be based on reports from employees.
Address: 700 Goddard Ave
Chesterfield, MO 63005-1100
Phone: (636) 733-3346
Account Resolution Corp Collection Tactics
If Account Resolution Corp engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
- ➡️ Contacting you by mail regarding your debt.
Account Resolution Corp Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
636-733-3346, 866-933-3346, (636) 733-3346, (866) 933-3346, 6367333346, 8669333346
If the answer is yes, then you are receiving calls from a known ARC number. You may be a victim of ARC phone harassment. The list above is not all the numbers that ARC uses. The calls can be from a different number and it still be Account Resolution Corp calling you. Contact our office right away so we can start the process to stop ARC from calling you illegally. Above all, no one should live with harassment!
To learn more about others’ experiences with Account Resolution Corp, we encourage you to read reviews and see what other consumers have shared.
Impact of Account Resolution Corp on Your Credit Score
When Account Resolution Corp appears on your credit report, it can have a significant negative impact on your credit score. As a third-party debt collector, Account Resolution Corp reports collection accounts to one or more of the major credit bureaus, which can lower your score and make it harder to qualify for loans, credit cards, or even housing. Under the Fair Credit Reporting Act (FCRA), you have the right to accurate and fair credit reports, and debt collectors like Account Resolution Corp must ensure the information they report is correct.
If you notice a collection account from Account Resolution Corp on your credit report, it’s important to review the details carefully. Sometimes, errors or outdated information can appear, and these mistakes can unfairly harm your credit. The FCRA gives you the right to dispute any inaccurate or incomplete information. If you believe Account Resolution Corp has reported something incorrectly, you can file a dispute with the credit bureaus to have the error investigated and potentially removed.
Dealing with a debt collector can be stressful, especially when you start receiving phone calls or letters demanding payment. The Fair Debt Collection Practices Act (FDCPA) protects you from abusive or harassing collection tactics and requires debt collectors to provide details about the original debt. If you’re unsure about the debt Account Resolution Corp is trying to collect, request written verification before making any payments.
If the debt is valid, paying or settling the account may still affect your credit score, but it can also prevent further damage. In some cases, you may be able to negotiate a settlement or payment plan with Account Resolution Corp. Be sure to get any agreement in writing and review the terms carefully to avoid unexpected harm to your credit. Some consumers try sending a goodwill letter to request that Account Resolution Corp remove the collection account from their credit report after payment, but not all debt collectors accept goodwill letters, and there are limitations to this approach.
To minimize the harm to your credit, it’s advisable to act quickly—review your credit reports for errors, dispute any inaccurate information, and consider negotiating with Account Resolution Corp if you owe the debt. Remember, Account Resolution Corp is a legitimate company, but that doesn’t mean you have to accept mistakes or unfair practices. If you’re overwhelmed or unsure how to proceed, contacting a reputable credit repair company or a consumer protection attorney can help you address the issue and work toward a more favorable credit report.
By understanding your rights under the FCRA and FDCPA, and by being proactive in dealing with Account Resolution Corp, you can take control of your credit and limit the negative impact of a collection account. Don’t ignore the problem—address it head-on to protect your financial future.
The following is a sample list of complaints filed against Account Resolution Corp in the past and can be found on Pacer.org.
3:09-cv-00386-MJR-DGW Stubbs v. Account Resolution Corporation
3:15-cv-00117-JPG-DGW Jones v. Account Resolution Corporation
3:18-cv-02051-NJR-GCS Roscow v. Account Resolution Corporation
4:10-cv-00934-CAS Winkelman v. Account Resolution Corporation
4:14-cv-01681-ERW Zoellner v. Account Resolution Corporation
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Account Resolution Corp harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. We encourage you to read reviews from our clients to see their experiences with our services. We have also helped many clients who have paid debts to debt collectors and successfully resolved their issues.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Account Resolution Corp. call us at (877) 700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
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Amazing working with Matt G. He handled my case quickly and with ease. I got my debt and attorney fees taken care of and off my report. Matt was great at communicating and always made me feel heard. Couldn’t recommend him more!⭐⭐⭐⭐⭐
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Matthew was kind and understanding. He gave excellent service! I highly recommend Matthew and the whole firm to anyone! They settled my claim fast and efficiently to my highest satisfaction!⭐⭐⭐⭐⭐
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Consumer Rights Law Firm is amazing! Derek was A+ all the way getting a Debtor to stop harassing me & even had them pay the court costs & fees! I am flabbergasted- had to pinch myself even!!! Thank you SO much Derek! Would most definitely recommend this firm to anyone who is going through the same thing. Give them a call!⭐⭐⭐⭐⭐
Frequently Asked Questions
1. Who is 7 Account Resolution Corp?
7 Account Resolution Corp is a debt collection agency that may contact consumers regarding alleged unpaid debts.
2. Can 7 Account Resolution Corp legally harass me with phone calls?
No. Repeated, threatening, or abusive calls are illegal under the FDCPA.
3. How many times can 7 Account Resolution Corp call me?
They cannot call repeatedly with the intent to harass, annoy, or pressure you.
4. Can 7 Account Resolution Corp call me early in the morning or late at night?
No. Calls before 8 a.m. or after 9 p.m. are prohibited.
5. Can they call my family, friends, or employer?
They may only contact third parties to locate you and cannot discuss your debt.
6. Can I tell 7 Account Resolution Corp to stop calling me?
Yes. You can request communication in writing only, and they must comply.
7. What if 7 Account Resolution Corp threatens legal action?
Threats are illegal unless they genuinely intend to take that action.
8. Can I request proof of the debt from 7 Account Resolution Corp?
Yes. You have the right to request written debt validation within 30 days.
9. Are robocalls from 7 Account Resolution Corp allowed?
Unwanted robocalls or calls using automated systems without consent may violate federal law.
10. What should I do if phone harassment continues?
You may have legal options, including filing a complaint or seeking help from a consumer rights attorney.
