Van Ru Credit Debt Collection Harassment? Stop the Calls!

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Van Ru Credit Debt Collection Harassment? Stop the Calls!

Tired of Van Ru Credit Debt Collection Harassment? Wish there was a way to make the calls stop? Is Van Ru Credit constantly calling and harassing you? Does your phone ring every day, several times per day, because Van Ru Credit is calling you to demand payment? Threatening you with legal action? Has Van Ru Credit ever used abusive or profane language when speaking with you on the phone? If so, Van Ru Credit may be violating your legal rights. Stop the harassment.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money.

If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Is Van Ru Credit a Scam?

According to the Better Business Bureau website, Van Ru Credit has been in business since 1953. There have been 18 complaints closed in the last 3 years and 2 complaints closed out in the last 12 months.

Van Ru Credit Better Business Bureau 

Who is Van Ru Credit Corporation?

Van Ru Credit is third party debt collector located in Chicago, Illinois. They have 4 different locations and over 700 employees. Van Ru Credit collects on a host of different types of debt including: Education, Energy, Financial Services, Government, Healthcare, and Telecommunications. They have been sued in federal court over 600 times for violating consumer’s rights while collecting on alleged debts.

Address: 4839 N. Elston Avenue
Chicago, IL 60630
Phone: (800) 468-2678
Fax: (847) 468-2678

Van Ru Credit is often referred to or searched for by other names. These include:

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Van Ru Credit Collection Harassment Tactics

If Van Ru Credit engages in any of the following tactics, you may have a case:

  • Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
  • Talking to others about your debt
  • Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
  • Use any profane language or any language that is harassing and abusive
  • Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
  • Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
  • Threaten arrest or criminal prosecution
  • Send false information to the credit bureaus
  • Cause a telephone to ring an unreasonable amount of times
Common Questions

Is Van Ru Credit a scam? No, Van Ru Credit Associates has been in business since 1953.

Can Van Ru Credit garnish my wages? Yes, DMA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can Van Ru Credit sue me? Yes, Van Ru Credit can sue you so long as the debt is within the statute of limitations

Can Van Ru Credit report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can Van Ru Credit arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Van Ru Credit in the past year and can be found on Pacer.org.

1:19-cv-00971-RJD-ST Dillard v. Van Ru Credit Corporation



3:18-cv-06017-BHS Alexander-Shrout v. Van Ru Credit Corporation

2:18-cv-01224-PP Norton v. Van Ru Credit Corporation


Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop the Van Ru Credit debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau 

If you are interested in learning more about how to safeguard yourself and prevent even more Van Ru Credit debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:


Illinois Attorney General 

Consumer Financial Protection Bureau

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.