Trinity Hope Associates, LLC Debt Collection Harassment?
Trinity Hope Associates, LLC Debt Collection Harassment? Have debt collectors from Trinity Hope Associates threatened you with legal action? If yes, then Trinity Hope Associates may be guilty of debt collection harassment. If you are also experiencing Trinity Hope Associates debt collection harassment, then they may also be guilty of violating the TCPA.
Even after mapping a perfect financial plan for your life, unplanned events can get in the way ruining everything you planned. Health conditions, divorce, accidents, and so on affect people’s finances in one way or the other and can get them into debt.
One of the things that accompany debts is the calls from debt collectors which has been a nightmare for many debtors. Debt collectors are organizations or agencies that specialize in pursuing payment of debts owed by individuals or businesses. Debt collectors can get harsh and unpleasant while trying to recover debts from people.
If you’re being harassed by a Trinity Hope Associates, there are ways to get them to stop. The FDCPA and other federal laws protect you from debt collection harassment. If a debt collector breaks the law under the FDCPA you are entitled to statutory damages up to $1000.00 plus the debt collector is responsible for paying your attorney fees.
How Federal Laws Protect you from Harassment.
The fact that you owe does not mean that you have to be harassed and threatened. Some debt collectors attempt to rob you of your peace of mind.
This is why the Fair Debt Collection Practices Act stops them from overstepping their bounds by prohibiting them from doing the following:
- Calling you many times a day
- Threatening your life using scary words
- Calling you for a debt you do not owe.
- Calling your family and friends to tell them about your debt when they already have your personal phone number.
- Harassing or abusing you in any way
If Trinity Hope Associates is violating the FDCPA, call us now at 877-700-5790.
What to do if you are experiencing Trinity Hope Associates debt collection harassment
Do you get called up several times a day by Trinity Hope Associates, even at inconvenient times or places? If you do feel that a collection agency is harassing you, then there are many options available to you towards resolving it. You should never have to tolerate debt collection harassment.
First, you can reach out to the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau. These federal agencies work together to ensure that third-party debt collection agencies like Trinity Hope Associates abide by the rules stipulated by the FDCPA and punish any collection agencies that engage in abusive or deceptive collection tactics in the process of pursuing a delinquent debt from a consumer.
You should never let embarrassment over the fact that you have a debt prevent you from taking action if a debt collector harasses you; you have rights and being in debt gives Trinity Hope Associates no right to disrespect them. Even if you legitimately owe them money, the law prevents debt collectors from calling you several times a day, calling up your family members to report your debt, or threatening to have you arrested or jailed.
Having dealt with so many consumers and their debt collection harassment cases, we perfectly understand that a debt collection call can be a scary thing. However, it is important to know that you aren’t alone and that you don’t have to feel ashamed about it, as there are laws that exist exclusively to protect your interests in the context of debt collection. You should also know that the worst thing to do is to ignore the calls. Speaking to them isn’t the same as admitting to owning the debt.
Also, you also don’t have to speak with a collection agency immediately they call you. If you pick up the phone and aren’t yet prepared to have a conversation about your unpaid debt, it is perfectly fine to ask the collection agency’s representative to call you back later when you feel more prepared for the conversation. Doing this helps you plan out more carefully what you’d like to say when the debt collector finally calls back.
Finally, debt collectors must comply with the Fair Debt Collection Practice laws, alongside whatever laws govern debt collection in your state. Debts covered under these regulations are personal loans which include automobile loans, medical care bills, and credit card debt. Debt collectors must provide information about the debt within five days after contacting you and send a notice about the amount you owe, who you owe it to and what actions you should take if you do not think you owe the money.
Is Trinity Hope Associates a Scam?
According to the Better Business Bureau website, Trinity Hope Associates debt collection agency has been in business since 2006. You can read more about the company and all the complaints filed against them by dissatisfied consumers here: Trinity Hope Associates Better Business Bureau
Contact Information
Do you have a Question?
If you have an unanswered question about Trinity Hope Associates and their collection process, or about debt collection harassment in general, do not hesitate to reach out to us here.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Trinity Hope Associates. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
