Trans-Continental Credit & Collection Corp Phone Harassment?
Is Trans-Continental Credit & Collection Corp (TCC & CC) calling you? Stop Trans-Continental Credit & Collection Corp phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. This kind of repeated or aggressive contact by collection agencies is known as debt harassment and is prohibited by law. You have the legal right to stop TCC & CC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Trans-Continental Credit & Collection Corp a Scam?
According to the Better Business Bureau website, Trans-Continental Credit & Collection Corp has been in business for 44 years. The BBB established a profile page for Trans-Continental Credit & Collection Corp in 1980, which provides transparency and credibility regarding the company’s legitimacy and history. There have been 9 complaints filed against TCC & CC with the BBB in the past 3 years. Read more here:Trans-Continental Credit & Collection Corp Better Business Bureau.
Who is Trans-Continental Credit & Collection Corp?
Trans-Continental Credit & Collection is third party debt collector located in White Plains, New York. They have been a party to over 90 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court cases alleges that Trans-Continental Credit & Collection used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Address: 44 S Broadway Ste 401 White Plains, NY 10601-4436
📞 Phone: (914) 993-9420
Understanding Debt Collection
Debt collection is the process by which creditors or their representatives seek to recover money owed by consumers. When a debt goes unpaid, the original creditor may attempt to collect the balance themselves or turn to a third-party debt collection agency, such as Trans-Continental Credit & Collection Corp. These agencies, including Trans Continental Credit, specialize in recovering debts for a variety of clients, from healthcare receivables to commercial debts. They may use a range of methods—such as mail programs, phone calls, and email services—to contact consumers and collect outstanding balances.
It’s important for consumers to recognize that while collection agencies like Continental Credit Collection Corp and Trans Continental Credit Collection are permitted to collect debts, they must adhere to fair debt collection practices. Understanding your rights and the proper procedures that debt collectors must follow can help you navigate communications with any collection corp and protect your credit. If you’re contacted by a debt collection agency, always verify the debt and ensure that all communications comply with the law.
Trans-Continental Credit & Collection Corp Collection Tactics
If Trans-Continental Credit & Collection Corp engages in any of the following tactics, you may have a case:
- ➡️ Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- ➡️ Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
- ➡️ Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- ➡️ Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- ➡️ Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- ➡️ Make any misrepresentations of fact, such as making false claims about how much is owed, or making statements about certain actions they may take to force payment ( FDCPA 15 U.S.C. 1692e)
- ➡️ Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
- ➡️ Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
- ➡️ Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
- ➡️ Leaving harassing voicemails
Trans-Continental Credit & Collection Corp Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- ☎️ 914-421-3000
- ☎️ 914-993-9420
- ☎️ 914-993-9639
- ☎️ (914) 421-3000
- ☎️ (914) 993-9420
- ☎️ (914) 993-9639
- ☎️ 9144213000
- ☎️ 9149939420
- ☎️ 9149939639
If the answer is yes, then you are receiving calls from a known TCC & CC number. You may be a victim of TCC & CC phone harassment. The list above is not all the numbers that TCC & CC uses. The calls can be from different phone numbers and it still be Trans-Continental Credit & Collection Corp calling you. Contact our office right away so we can start the process to stop TCC & CC from calling you illegally. Above all, no one should live with harassment!
Fair Debt Collection: Your Rights
The Fair Debt Collection Practices Act (FDCPA) is a crucial law designed to protect consumers from abusive or unfair debt collection practices. Under this act, debt collectors are required to treat consumers with respect and honesty. They cannot use threats, harassment, or misleading statements to pressure you into paying a debt. If you believe a debt collector is violating your rights, you have the power to dispute the debt and request written verification.
Consumers can also limit or stop contact from debt collectors by making a written request. If a collector continues to harass you after such a request, you can file a complaint with the Better Business Bureau or seek assistance from a government agency, such as the United States District Court. The BBB and other business bureaus can help mediate disputes and provide information about your rights under the law. Remember, fair debt collection practices are in place to ensure that you are treated fairly throughout the collection process.
Telephone Protection: Stopping Unwanted Calls
The Telephone Consumer Protection Act (TCPA) offers additional safeguards for consumers dealing with unwanted calls from debt collectors. This law restricts third party collection agencies, including Trans Continental Credit & Collection Corp, from using automated dialing systems or prerecorded messages to contact you without your consent. If you are receiving repeated or unwanted calls from a collection corp or any party collection agencies, you have the right to request that these calls stop.
To protect yourself, you can notify the debt collector in writing to cease all telephone communications. If the calls persist, you can file a complaint with the Federal Trade Commission (FTC) or the Better Business Bureau. Understanding your rights under the TCPA empowers you to take action against unwanted calls and ensures that third party collection agencies, such as Continental Credit Collection Corp, follow the law when attempting to collect consumer debts.
Credit Reporting and Your Debt
When a debt is sent to a collection agency like Trans Continental Credit & Collection Corp, it can be reported to the major credit bureaus and appear on your credit report. This can have a significant impact on your credit score and your ability to obtain new credit. Debt collectors, including Continental Credit Collection Corp, are required to report accurate information, but errors can occur.
As a consumer, you have the right to review your credit file and dispute any inaccuracies. You are entitled to a free credit report from each of the three major bureaus every year. If you find incorrect information related to a debt or collection, you can dispute it directly with the credit bureau. Law firms such as Lemberg Law can assist you in resolving disputes and ensuring your credit report accurately reflects your financial history. Staying proactive about your credit and understanding your rights can help you protect your financial future when dealing with debt collectors and collection agencies.
Complaints Filed Against Trans-Continental Credit & Collection Corp
The following is a sample list of complaints filed against Trans-Continental Credit & Collection Corp in the past year and can be found on Pacer.gov.
- 📋 3:18-cv-02924-JD Parisi v.
- 📋 3:06-cv-01171-MRK Santone v.
- 📋 3:11-cv-00621-VLB Pinkowski v.
- 📋 3:11-cv-00853-MRK Chapdelaine v.
- 📋 5:15-cv-00599-FL Eaton v.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Trans-Continental Credit & Collection Corp harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Trans-Continental Credit & Collection Corp call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I had no idea that debt collectors weren’t allowed to call me at all hours until I found Consumer Rights Law Firm PLLC. For months, I was receiving calls early in the morning and late at night — even at work. It was embarrassing and stressful. One quick consultation with this law firm changed everything. They explained my rights under the FDCPA and immediately filed a complaint on my behalf. Within weeks, the calls stopped completely, and I actually received compensation for the harassment. I’m beyond thankful for their expertise and commitment.”
- 🏆 “Working with Consumer Rights Law Firm PLLC was the best decision I made after being bombarded with robocalls and threats from multiple collection agencies. I felt helpless and ashamed, even though I was trying to resolve my debts. The attorneys didn’t judge me — instead, they listened patiently, reviewed the evidence, and took action right away. They handled everything professionally and kept me informed at every step. Not only did they stop the harassment, but they also helped me recover money for the emotional distress I went through. If you’re feeling stuck or overwhelmed, reach out to them — they truly care.”
- 🏆 “I was very skeptical about reaching out to a law firm for something like debt collection harassment. I assumed there wasn’t much anyone could do — but Consumer Rights Law Firm PLLC completely proved me wrong. They were prompt, transparent, and incredibly effective. I provided call logs and voicemails, and they used that to build a strong case. I didn’t pay a cent for their help, and they were able to resolve my issue quickly and professionally. It’s rare to find a legal team this approachable and efficient. I highly recommend them to anyone facing unlawful collection tactics.”
Common Questions
Is TCC & CC a scam?
No, Trans-Continental Credit & Collection Corp has been in business for 44 years.
Can Trans-Continental Credit & Collection Corp garnish my wages?
Yes, TCC & CC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can TCC & CC sue me?
Yes, TCC & CC can sue you so long as the debt is within the statute of limitations.
Can TCC & CC report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report
Can TCC & CC arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
What information is typically included in a collection letter from TCC & CC?
A collection letter from TCC & CC usually includes the balance shown, which is the amount they claim you owe. The letter may also contain a past due statement, indicating that your account is overdue. It will identify the stated creditor, meaning the party to whom the debt is owed. The statement reflects the current status of your account and the amount due. It’s important that these details are accurate and clear, as misleading or incorrect information can affect your rights under the FDCPA.
