About Titan Solutions Group
Titan Solutions Group is a debt collection agency that provides comprehensive debt recovery services to a wide range of businesses and industries. Utilizing advanced techniques such as data scrubbing and Virtual Collector, Titan Solutions Group aims to expedite the collection process efficiently. Despite their sophisticated methods, the company has faced consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA). Based in Niagara Falls, NY, Titan Solutions Group prides itself on offering competitive rates and no upfront fees for its collection services. However, it’s essential to be aware of their practices and ensure they adhere to fair debt collection standards.
Titan Solutions Group, LLC Debt Collection Harassment and Impact on Your Credit Report?
Titan Solutions Group, LLC Debt Collection Harassment? Has Titan Solutions Group been calling you nonstop for the collection of the debt? It would interest you to know that when calls from Titan Solutions Group get excessive, it could be considered as Titan Solutions Group debt collection harassment. Debt collectors like are allowed to call your phone to discuss your debt but they aren’t allowed to harass, threaten, or use obscene words with you. Excessive debt collection practices can negatively impact your financial health, making effective financial asset management crucial.
If Titan Revenue Solutions continues to call you persistently, it may be considered harassment. Law office and law offices specializing in debt collection issues can provide legal representation to protect you against such harassment.
If Titan Solutions Group debt collection is making you feel unsafe and threatened either because they are harassing you or because they are calling you multiple times per day and even calling your friends and family, they are violating your rights and you just might need to take them to court. You have the legal right to stop Titan Solutions Group debt collection harassment. If a debt collection company or agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with paying your attorney fees.
Understanding Debt Collectors and Agencies
What is a debt collection agency?
A debt collection agency is a company that specializes in recovering unpaid debts on behalf of creditors. These agencies typically purchase debts from creditors at a discounted rate and then attempt to collect the full amount from the debtor. Debt collection agencies employ various methods to collect debts, including phone calls, letters, and emails. Additionally, they may report debts to credit bureaus, which can negatively impact a person’s credit score. Understanding the role of a debt collection agency can help you navigate interactions with them more effectively and protect your financial health.
How does Titan Revenue Solutions collect debts?
Titan Revenue Solutions is a debt collection agency that works on behalf of creditors to recover outstanding debts. They utilize a range of methods to collect debts, including phone calls, letters, and emails. In some cases, they may report debts to credit bureaus, which can adversely affect your credit score. Titan Revenue Solutions also attempts to negotiate settlements or payment plans with debtors, providing options for resolving the debt. Being aware of these practices can help you better manage your interactions with Titan Revenue Solutions and safeguard your credit report status.
How to Avoid Falling for Debt Collection Scams
Some phone calls you might receive as a debtor might be from your debt collector to remind you of your delinquent account. Reporting such calls as a scam call when in fact you do owe them is not just a lie but could also attract severe unpleasant consequences.
Having said that, it shouldn’t go unattended that some calls from so-called debt collectors are scams and should be spotted, avoided, and treated appropriately. Someone may call you claiming to be from Titan Solutions Group when in the actual sense, they are scammers. If you are not careful, you may fall for the scam because many scammers may mimic Titan Solutions Group or other debt collectors well and they could be very manipulative, disturbing, and convincing.
Before knowing how to avoid falling for such scam calls, here are few pointers that should make you suspect that you’re getting calls from a fake debt collector:
- The caller, that is the debt collector cannot be recognized by you, either by voice or by name. If you have spoken with a Titan Solutions Group debt collector before, you most likely have an idea of who it was and what their name is. This scammer will most likely have no idea of that information.
- The debt collector has no information on the internet, no company trace, no tangible contact information. When you get such a call, you should ask questions about the debt collector’s name and address and immediately look it up online.
- The debt collector insists on instant payment. This is a big red flag. Scammers are usually in haste because they don’t want to get caught. So, they try to get money from you as fast as possible. If a debt collector is demanding an online payment instantly, you just might be talking to a scammer.
- The debt collector would prefer you to make a mobile transfer, in other to avoid physical contact.
- The debt collector threatens you with jail time, whether or not you think your debt warrants jail time, debt collectors do not have the right to send you to jail over the non-payment of your debt. . Some legit debt collectors still do this, but this could also be a sign of a fake debt collector.
- There is no record of the debt on your credit report.
- The debt collector asks you for personal information that the debt collection agency should be in possession of if truly you’re owing.
So, with that in mind here’s what to do to avoid falling for a scam when it eventually comes to your doorstep:
- Press the “bomb” button: Record every unsure conversation you have with a so-called debt collector. This would be huge evidence against that person if he or she persists and finally, you sue. Be sure to review the laws in your state regarding the admission of recordings taken without the permission of the second party in court,
- Press the “demand” button: Ask for written proof of debt, not a mail.
- Press the “disengage” button: cut the call before the story gets too long, you might fall for the trap without knowing.
- Press the “attorney” button: you could get a lawyer if the case persists and there are even threats to your life.
- Press the “defense” button: Turn the tables around and threaten to sue the caller. You could also ask for the court’s order the person has against you if they threaten you with a wage garnishment or ask to have his or her lawyer’s contact address.
- Press the “change” button: not too necessary since you’d need it for other purposes, but if the need arises, change your contact or your phone number, especially when you are being ceaselessly contacted by a fraudulent debt collector.
- Press the “fun” button: ever wondered how crazy a scammer would get when the joke turns on them? Well, enjoy the call by prolonging it and asking loads of questions that confuse the scammer.
Titan Solutions Group should not do any of the following to you under fair debt collection practices.
You have rights under the FDCPA and as such, you do not have to endure Titan Solutions Group debt collection harassment. If you experience any of these during Titan Solutions Group debt collection, you just might have a case against them.
- Multiple calls daily and at odd hours of the day.
- Lies to you about your debt.
- Threatens you on using profane words in their communication with you.
- Disclosure of sensitive information regarding your debt to third parties.
Under the Fair Credit Reporting Act, you have the right to dispute inaccurate information on your credit report.
Who is Titan Solutions Group, a debt collection agency?
Contact Information
Address: 2430 MILITARY RD SUITE 410 NIAGARA FALLS, NY 14304
If you need to remove Titan Revenue Solutions from your credit report, consider seeking professional assistance.
Fair Debt Collection Practices
Understanding your rights under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from unfair, deceptive, or abusive practices by debt collectors. Here are some key provisions of the FDCPA that you should be aware of:
- Prohibited Contact Times: Debt collectors are not allowed to contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree to it.
- Written Notice Requirement: Debt collectors must provide you with a written notice detailing the amount of the debt, the name of the creditor, and your right to dispute the debt within five days of their initial contact.
- No False or Misleading Statements: Debt collectors cannot make false or misleading statements about the debt, such as inflating the amount owed or falsely claiming to be attorneys.
- Right to Dispute and Validate: You have the right to dispute the debt and request validation. The debt collector must then provide verification of the debt.
- Prohibition of Harassment: Debt collectors are prohibited from harassing, oppressing, or abusing you in connection with the collection of a debt.
These protections apply to debts that are in default, not to those being paid as agreed. They also have collection accounts that do not cover debts owed to the government, such as taxes or student loans. If you are dealing with Titan Revenue Solutions, remember that you have the right to dispute the debt and request validation. You can also request that they stop contacting you and file a complaint with the Federal Trade Commission (FTC) if you believe they have violated the FDCPA. Understanding these rights can help you stand up against unfair debt collection practices and protect your financial well-being.
is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Titan Solutions Group. State and federal laws provide protections against harassment by debt collectors. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at 877-700-5790 for immediate assistance.
Check out the links below for more information:
Stopping Debt Collection Harassment
If you are being harassed by a debt collector, there are several steps you can take to put an end to the harassment. First and foremost, familiarize yourself with your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law prohibits debt collectors from engaging in unfair or deceptive practices, such as calling you at inconvenient times or continuing to contact you if you are represented by a debt attorney. One effective way to stop the harassment is to send a cease and desist letter to the debt collector, which legally obligates them to stop contacting you. However, it’s important to note that while this will stop the calls and letters, it does not eliminate the debt itself, and the debt collector may still pursue legal action to collect the debt.
Seeking Help with Debt Collection Harassment
If you find yourself overwhelmed by debt collection harassment, seeking help from a consumer law firm can be a wise decision. A consumer law firm specializes in protecting your rights and can assist in stopping the harassment. They can also help you recover money from the debt collector if there has been a violation of the FDCPA. Additionally, a consumer law firm can negotiate a settlement on your behalf or defend you in court if the debt collector decides to sue. When choosing a consumer law firm, look for one with extensive experience in debt collection cases and a strong reputation with the Better Business Bureau. This ensures you receive competent and reliable legal assistance.
Understanding Debt Collection Lawsuits
Facing a debt collection lawsuit can be daunting, but understanding the process and your rights can help you navigate it more effectively. A debt collection lawsuit is a civil case where the debt collector must prove that you owe the debt. You have the right to defend yourself in court, and it may be beneficial to hire an attorney to represent you. If the debt collector wins the lawsuit, they may be able to garnish your wages or place a lien on your property. However, if you win, the debt collector could be liable for damages and attorney fees. Knowing your rights and the legal process can empower you to take the necessary steps to protect yourself.
Removing Titan Solutions Group from Your Credit Report
If Titan Solutions Group has reported a debt on your credit report, you might want to dispute the debt or have it removed to improve your credit score. You can dispute the debt by sending a letter to the credit reporting agency, explaining why the debt is incorrect or should be removed. Alternatively, you can hire a credit repair company to assist you in disputing the debt. If the debt is successfully removed, your credit score may see a positive impact. However, if the debt is valid, it may be more challenging to have it removed. In such cases, consider negotiating a settlement with Titan Solutions Group or paying the debt in full to resolve the issue and potentially improve your credit standing.
