🏛 Thomas George Associates, Ltd. (TGA) – Debt Collection & Your Rights
📌 Understanding Thomas George Associates, Ltd & Your Debt Negotiation Rights
Lawsuit from Thomas George Associates, Ltd. (TGA)? We can help with debt negotiation. Thomas George Associates, Ltd. (TGA) is a third-party debt collection agency specializing in insurance-related collections. Established in 1970 and based in East Northport, New York, TGA assists insurance carriers nationwide in:
- Enhancing cash flow
- Streamlining billing issues
- Maximizing recoveries
🌐 Visit their website for more details.
📞 Contact Information for TGA
If you’ve been contacted by TGA or need to reach them, here’s their verified information:
📍 Mailing Address:
P.O. Box 30, East Northport, NY 11731 📩
🏢 Physical Address:
10 Larkfield Rd, East Northport, NY 11731 🔎
📞 Phone Numbers:
Toll-Free: 800-443-8338
Local: 631-261-8800
📠 Fax: 631-261-8896
📧 Email: TGACOL@tgaltd.com
💼 Services Offered by TGA
TGA focuses on collections within the insurance sector, including:
📑 Insurance Subrogation – Recovering funds from third parties responsible for insurance claims.
💵 Overpayment Recovery – Retrieving overpaid amounts on behalf of insurance companies.
📜 Policy Premium Collections – Collecting unpaid insurance premiums.
🚑 Disability Claim Collections – Managing collections related to disability insurance claims.
For more information, check out our FDCPA Lawyer page to learn about your rights when dealing with debt collectors.
⚖ Your Rights Under the FDCPA
💡 The Fair Debt Collection Practices Act (FDCPA) protects you from aggressive or unfair collection practices. Here’s what it guarantees:
❌ Right to Debt Validation – You can request written verification of the debt.
📵 Freedom from Harassment – Debt collectors cannot threaten, swear at, or intimidate you. (More on abusive practices)
🔒 Privacy Protection – Collectors cannot discuss your debt with third parties.
📆 Statute of Limitations – Old debts may no longer be enforceable, depending on your state laws. (Learn more)
📝 Steps to Take if Contacted by TGA
If TGA reaches out regarding a debt, follow these steps:
🔍 1. Verify the Debt – Request a written debt validation letter within 30 days. (See how)
📄 2. Review the Details – Compare the information with your records to confirm its accuracy.
⏳ 3. Check the Statute of Limitations – If the debt is too old, it may no longer be legally enforceable.
⚖ 4. Seek Legal Advice – If TGA violates your rights, you can take legal action. (Know your options)
📢 Need assistance? Our legal team can help you fight back against unfair collection practices.
🚨 Common Complaints Against TGA
Many consumers report negative experiences with TGA, including:
- Attempts to Collect Debts Not Owed – Some consumers claim TGA pursued debts they didn’t recognize.
- Lack of Debt Verification – TGA has been accused of failing to provide adequate proof of debts.
- Harassment & Abusive Communication – Consumers report frequent or aggressive calls. (Read more)
⚠ If you experience these issues, document all interactions and seek legal help.
🛑 Protect Yourself from Debt Collection Abuse
- Keep Detailed Records – Save copies of letters, emails, and phone call details.
- Communicate in Writing – Always request written confirmation of payment agreements.
- Know Your Rights – The FDCPA and state laws shield you from unfair collection tactics.
🤝 Need Help? Consumer Rights Law Firm PLLC fights for consumers facing unfair collection practices. Contact us today!
✅ Final Thoughts on Thomas George Associates, Ltd.
Understanding your rights and options can protect you from unfair debt collection tactics. If you believe TGA has violated your rights, you may be able to take legal action and take steps towards debt negotiation.
🔹 Learn more: How to Fight a Collection Agency
📞 Need Assistance? Call us today for a FREE consultation!