The Law Office of Howard Goodman: Understanding Your Legal Options in Debt Collection Cases
If you’ve received a notice from The Law Office of Howard Goodman about an outstanding debt, it’s crucial to know your rights. Debt collection firms may use legal action, persistent calls, and threats of wage garnishment to pressure you into paying. Understanding how to respond can protect you from unfair practices and help you negotiate a better outcome.
📍 Contact Information for The Law Office of Howard Goodman
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Address: 3300 S Parker Rd #204, Aurora, CO 80014
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Phone: (303) 751-8141
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BBB Profile: Check Here
⚖️ Steps to Take If You’re Contacted by The Law Office of Howard Goodman
1️⃣ Verify the Legitimacy of the Debt
Before making any payments, ensure that the debt is valid and legally enforceable. Debt buyers often acquire old or incorrect debts, and you have the right to request verification.
- Request a Debt Validation Letter – The collector must provide proof of the debt upon request.
- Check for Statute of Limitations – If the debt is too old, they may not be able to sue you.
- Review Your Credit Report – Ensure the debt appears accurately on your report.
🔗 Related: How Many Years Can a Debt Collector Come After You?
2️⃣ Responding to a Debt Lawsuit
If The Law Office of Howard Goodman has sued you for a debt, don’t ignore the summons. You have limited time to respond, and failing to do so can result in a default judgment.
🚨 File a Response – A legal reply prevents automatic rulings against you.
⚖️ Seek Legal Counsel – An attorney can help you challenge the lawsuit.
🔍 Demand Proof of Ownership – Make sure the collector has legal standing to sue.
🔗 Related: Do Collection Agencies File Lawsuits?
3️⃣ Protecting Your Wages and Bank Accounts
If a judgment is entered against you, the creditor may try to collect through wage garnishment or freezing your bank accounts. Here’s how to protect yourself:
🏠 Know Your State Laws – Some states limit how much of your wages can be garnished.
💼 File for an Exemption – Certain income sources (Social Security, disability) are protected.
💰 Negotiate a Settlement – You may be able to reduce the debt amount through negotiations.
🔗 Related: Can a Debt Collector Threaten to Serve Me with Paperwork?
📞 Consumer Rights Law Firm PLLC Can Help
At Consumer Rights Law Firm PLLC, we specialize in debt defense and negotiation, ensuring that no aggressive collector takes advantage of you. We offer:
- Legal Representation in Debt Lawsuits
- Defense Against Wage Garnishment & Bank Levies
- Help Negotiating a Favorable Debt Settlement
- Protection from Illegal Debt Collection Practices
Don’t face The Law Office of Howard Goodman alone. Take action today! Contact us for a free consultation and let’s discuss your best legal options.
📞 Call Now: 877-700-5790
🌐 Get a Free Consultation