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Systematic National Collections Debt Collection Harassment?

Is Systematic National Collections harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop Systematic National Collections phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Is Systematic National Collections a scam?

According to the Better Business Bureau website, Systematic National Collections has been in business since 1989. There have been 3 complaints closed in the last 3 years and 1 complaint closed out in the last 12 months.

Systematic National Collections Better Business Bureau 


What is Systematic National Collections?

Systematic National Collections is a licensed and bonded collection agency providing investigations and comprehensive collection procedures.

Address: 1406 S Santa Fe Ave #D
Vista, CA 92084
Phone: (760) 994-1109
Fax: (760) 994-1111


Systematic National Collections Phone Harassment Examples

If Systematic National Collections engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed


Known Systematic National Collections Collection Call Numbers

Are you receiving any harassing phone calls from any of the following numbers?

(760) 994-1109

If the answer is yes, then you are receiving calls from a known Systematic National Collections number. You may be a victim of Systematic National Collections phone harassment.  The list above is not all the numbers that Systematic National Collections uses. The calls can be from a different number and it still be Systematic National Collections calling you.  Contact our office right away so we can start the process to stop Systematic National Collections from calling you illegally. Above all, no one should live with harassment!

Common Questions:

Is Systematic National Collections a scam? No, Systematic National Collections has been in business since 1989.

Can Systematic National Collections seize my property? Systematic National Collections can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Systematic National Collections sue me? Yes, Systematic National Collections can sue you so long as the debt is within the statute of limitations.

Can Systematic National Collections report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can Systematic National Collections arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Systematic National Collections and can be found on

3:19-cv-00755-MMA-AHG Acuna Adams v. Systematic National Collections, Inc.

3:18-cv-02696-GPC-BGS Murray et al v. Systematic National Collections, Inc.

3:18-cv-02657-DMS-JLB Gregory v. Systematic National Collections, Inc. et al

1:18-cv-21740-MGC West v. Systematic National Collections

2:18-cv-00933-FMO-RAO Imelda Aparicio v. Systematic National Collections, Inc. et al



Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Systematic National Collections harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Systematic National Collections, call us at (877)700-5790 for immediate assistance or visit our website at

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out a links below for more information:

California Attorney General 

Consumer Financial Protection Bureau