RRCA Accounts Management, Inc. Debt Collection Harassment. Stop the Calls!
Debt collectors are also called third-party collection agencies. They are agencies whose job is to help creditors and businesses who offer any form of value, pursue their debtors and recover their debts. Debt collectors get paid a commission every time they successfully recover a debt, little wonder they put so many efforts into their pursuit.
If you are getting calls from a debt collector, you are not alone. Millions of Americans have been in debt at some point or the other in their lives and many are still in it and have had to deal with these collection agencies. It is lawful for debt collectors to call you to discuss your debt, but it is unlawful for them to harass you in any way. It is lawful for debt collectors to call your family, friends, or relatives to ask for your number if they do not have it, but it is unlawful for them to discuss details of your debts with your friends and family who have nothing to do with the debt you owe.
If a debt collector is causing you distress, they may sometimes offer an apology, saying ‘sorry for the inconvenience,’ but this does not excuse their behavior if it crosses into harassment.
If a debt collector is calling and harassing people around you when they already have direct access to you, they are violating your rights, and you can choose to sue them. Call us now on 877-700-5790 for immediate support.
About RRCA Accounts Management
RRCA Accounts Management, Inc. is a full-service collection agency serving businesses along the Lincoln Highway between DeKalb, Illinois, and Clinton, Iowa. With over 40 years of experience in the collection industry, RRCA has established itself as a reputable and successful company. Founded in 1979, RRCA has grown and expanded its operations, making two acquisitions of other collection agencies to enter the DeKalb, Illinois, and Clinton, Iowa markets. Today, the company is based in Sterling, Illinois, and operates from its third facility.
RRCA’s primary market is medical care facilities and providers, but the agency also serves utility and retail clients, as well as businesses of all sizes, property owners, and municipalities. The company offers a full range of collection services, including an in-house attorney, to help clients recover debts efficiently. RRCA is committed to providing excellent service and maintaining a professional relationship with its clients.
Gain insight into the company’s background and operations to better understand their practices.
Can I Stop a Debt Collector from Contacting Me?
Cutting off communications with debt collectors may not always be the best option because it is good for you to keep tabs with your account and know how the debt collection process is progressing, to avoid being slammed with a lawsuit out of the blue. However, if a debt collector is calling you about a debt, you do not owe or a paid debt, it is necessary to stop them. Also, if a debt collector is calling you too many times and it is stressing you out, you may want to consider stopping them from contacting you.
To stop a debt collector from contacting you, all you have to do is write a letter to the agency, telling them to cease communication. This letter is called a cease-and-desist letter.
Debt collectors may inform you that they are experiencing operational issues and hope to have everything running in the next few days, but this should not delay your request for them to cease communication.
According to the FDCPA, when a consumer sends a cease-and-desist letter, the debt collector is expected to cease all forms of communication. They are only allowed to contact you if they want to inform you about their decision to take legal actions against you. If a debt collector continues to call you after you have sent a cease-and-desist letter, you have the right to file a lawsuit against them.
Harassment by RRCA Accounts Management, Inc. can take various forms, including:
- Excessive Phone Calls: Constantly calling you, sometimes multiple times a day, with the intent to annoy or harass.
- Threats and Intimidation: Using threatening language or intimidation tactics to coerce payment, such as threatening legal action or wage garnishment.
- Verbal Abuse: Engaging in verbal abuse or using profane language during communication.
- Misrepresentation of Information: Providing false or misleading information about the debt or the consequences of non-payment.
- Contacting Third Parties: Disclosing information about your debt to third parties, such as family members or employers, without your consent.
- Operational Disruptions: Informing you about software and phone issues as a reason for delayed responses or continued calls.
Who is RRCA Accounts Management, Inc.?
According to their website, RRCA Accounts Management, Inc., RRCA Accounts Management, Inc. started as a full-service collection agency in 1979, serving businesses along the Lincoln Highway between DeKalb, Illinois, and Clinton, Iowa. We have been successful in the collection business since 1979, offering a full range of collection services including an in-house attorney. Although medical care facilities and providers are our primary market, RRCA services utility and retail clients, all sizes of businesses, property owners, and municipalities.
Contact Information
Address: 312 Locust St Sterling, IL 61081-3539 Phone: (815) 626-6060
Alternate Business Name
- RRCA Accounts management
Is RRCA Accounts Management a scam?
According to the Better Business Bureau website, RRCA Accounts Management has been in business since 1979. While RRCA Accounts Management, Inc. has a long history of service, they are currently experiencing software and phone issues, which they are working to resolve. There have been 1 customer complaints closed out in the last 3 years. You can read more about them here: RRCA Accounts Management
CONSUMER RIGHTS LAW FIRM, PLLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you are facing harassment due to service interruptions, such as software and phone issues, the firm can assist you while the debt collectors hope to be back to normal operations soon. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from RRCA Accounts Management. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at for immediate assistance.
You can also file a complaint directly with the following government entities: Please click on the links below.
Protecting Yourself from Debt Collection Harassment
Debt collection harassment can be a stressful and overwhelming experience. However, there are proactive measures you can take to protect yourself and maintain your peace of mind. Here are some tips to help you safeguard against debt collection harassment:
- Know your rights: Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA), which regulates the behavior of debt collectors. Understand what constitutes harassment and what your rights are.
- Verify the debt: Request information about the debt from the collector, including the amount, creditor, and any relevant documentation. This can help you identify any inaccuracies or discrepancies.
- Communicate in writing: When dealing with debt collectors, communicate in writing whenever possible. This can help you keep a record of interactions and prevent miscommunication.
- Set boundaries: Inform the collector of your preferred communication method and any boundaries you wish to set, such as not contacting you at work or during certain hours.
- Seek professional help: If you’re experiencing harassment or need assistance with debt relief, consider consulting a reputable debt relief service or attorney.
By taking these proactive measures, you can protect yourself from debt collection harassment and maintain your peace of mind. Remember to stay informed, communicate effectively, and seek help when needed.
