🚨Stop Midstate Collection Solutions Phone Harassment❗
Is Midstate Collection Solutions harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop their phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. Midstate Collection Solutions operates within the collections industry and must adhere to a certain set of rules when pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Midstate Collection Solutions claims to operate in an honest manner, focusing on ethical debt collection practices.
⚠️Is Midstate Collection Solutions a scam❓
According to the Better Business Bureau website, They have been in business since 1998. Their office is located at 2009 Round Barn Rd, Champaign, IL, highlighting their long-standing presence in the collection agency industry. There have been 4 complaints closed in the last 3 years and 1 complaint closed out in the last 12 months.
🔎What is Midstate Collection Solutions Inc❓
They are a debt collection agency serving all of Illinois. They emphasize providing affordable solutions to individuals facing challenging financial obligations. Their services include developing customized financial plans to help individuals manage their financial obligations. They structure affordable solutions tailored to individual needs, portraying a supportive and solution-oriented image.
Services in the following areas Medical Medical, Education Education, Real Estate, Speaking And Training, Judgement And Credit Reporting
Address: PO Box 3292 Champaign, IL 61826-3292 Phone: (217) 351-1888 Fax: (217) 351-1983
📲Midstate Collection Solutions Phone Harassment Examples
Midstate Collection Solutions, Inc. is a debt collection agency that may use various tactics to contact consumers, including phone calls. While the company claims to have a positive approach to debt collection, some consumers may still experience phone harassment. Examples of phone harassment by Midstate Collection Solutions, Inc. may include:
- Repeated calls to a consumer’s phone, even after they have requested to be contacted in writing
- Calls made to a consumer’s workplace or family members
- Threats or intimidation tactics used to try to collect a debt
- Failure to provide clear information about the debt or the consumer’s rights
If you believe you are being harassed by Midstate Collection Solutions, Inc. or any other debt collector, it’s essential to understand your rights and take action to stop the harassment.
📞Known Midstate Collection Solutions Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(217) 351-1888 (217) 235-5424 (217) 442-2888
If the answer is yes, then you are receiving calls from a known Midstate Collection Solutions number. You may be a victim of their phone harassment. The list above is not all the numbers that they use. The calls can be from a different numbers and it still be Midstate Collection Solutions calling you. Contact our office right away so we can start the process to stop them from calling you illegally. Above all, no one should live with harassment!
🏷️Common Questions
Is Midstate Collection Solutions a scam❓
No, Midstate Collection Solutions has been in business since 1998.
Can they seize my property❓
No, they can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can they sue me❓
Yes, they can sue you so long as the debt is within the statute of limitations.
Can they report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
📋The following is a sample list of complaints filed against them and can be found on Pacer.gov.
1:20-cv-01239 Lopez v. Midstate Collection Solutions, Inc.
3:20-cv-00105-SMY Baker v. Midstate Collection Solutions, Inc.
1:19-cv-07604 McCabe v. Midstate Collection Solutions, Inc.
2:19-cv-02311-CSB-EIL Ryheod v. Midstate Collection Solutions Inc
1:19-cv-00730 Hales et al v. Midstate Collection Solutions, Inc.
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop them. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Midstate Collection Solutions, call us at
💡Understanding Your Rights
As a consumer, you have rights when it comes to debt collection. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors, including Midstate Collection Solutions, Inc. Some key rights you have under the FDCPA include:
- The right to be treated with respect and dignity
- The right to receive clear and accurate information about the debt
- The right to dispute the debt and request verification
- The right to request that the debt collector stop contacting you
- The right to sue the debt collector if they violate the FDCPA
It’s crucial to understand your rights and take action if you believe a debt collector is violating them.
🛑Stopping Harassment with Code Words That Work
If you’re being harassed by Midstate Collection Solutions, Inc. or another debt collector, there are code words you can use to stop the harassment. These code words can help you assert your rights and request that the debt collector stop contacting you. Some examples of code words that work include:
- “I dispute this debt and request verification.”
- “I want to speak to a supervisor.”
- “I request that you stop contacting me.”
- “I want to make a complaint about your company’s practices.”
Using these code words can help you take control of the situation and stop the harassment.
⚖️Taking Action Against Debt Collectors
If you believe Midstate Collection Solutions, Inc. or another debt collector is violating your rights, you can take action. Here are some steps you can take:
- File a complaint with the Federal Trade Commission (FTC)
- File a complaint with your state’s Attorney General’s office
- Sue the debt collector for violating the FDCPA
- Request that the debt collector stop contacting you
Taking action can help you stop the harassment and protect your rights.
📄Cease and Desist Letters
A cease and desist letter is a formal letter that requests a debt collector to stop contacting you. If you’re being harassed by Midstate Collection Solutions, Inc. or another debt collector, you can send a cease and desist letter to request that they stop contacting you. Here’s an example of a cease and desist letter:
“Dear [Debt Collector],
I am writing to request that you stop contacting me regarding the debt you claim I owe. I dispute this debt and request verification. I also request that you stop contacting me by phone, mail, and email.
Sincerely, [Your Name]”
Sending a cease and desist letter can help you stop the harassment and protect your rights.
🏆Success Stories
“I was constantly harassed by Midstate Collection—calls at all hours, threats, and aggressive tactics. I felt helpless until I contacted Consumer Rights Law Firm PLLC. They immediately took action, sending cease-and-desist letters and filing complaints under the FDCPA (Fair Debt Collection Practices Act). The calls stopped, and Midstate was held accountable for their illegal behavior. The firm even helped me recover damages for the harassment. I can’t thank them enough!”
“Midstate Collection was relentless—calling my workplace, leaving voicemails with false threats, and refusing to validate my debt. Consumer Rights Law Firm PLLC stepped in and fought back. They proved Midstate violated consumer protection laws and forced them to stop all collection efforts. Not only did the harassment end, but the firm also got the debt dismissed because Midstate couldn’t prove I owed anything. If you’re being bullied by debt collectors, call these lawyers ASAP!”
“I was terrified when Midstate Collection started threatening legal action over a debt I didn’t even recognize. Consumer Rights Law Firm PLLC reviewed my case, demanded proof of the debt, and discovered Midstate had no legal right to collect. The firm sent a strong legal notice, and Midstate backed off immediately. They even helped me sue for harassment under the FDCPA, and I received a settlement. These attorneys are true consumer advocates!”
