Stop Eagle Recovery Associates Debt Collection Harassment?
Is Eagle Recovery Associates harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Eagle Recovery Associates from calling you, and you can require them to stop calling.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Eagle Recovery Associates a scam?
According to the Better Business Bureau website, Eagle Recovery Associates has been in business since 2004. According to their BBB profile page, the founding date is 2004 and the company was BBB established in the same year. The staff size estimated is between 10-20 employees, and the annual revenue estimated is around $2 million, providing insight into the company’s scale and stability. There have been 10 complaints closed in the last 3 years and 6 complaints closed out in the last 12 months.
Read more here: Eagle Recovery Associates Better Business Bureau.
What is Eagle Recovery Associates?
Eagle Recovery Associates is a full service agency providing primary, secondary, early-out collection programs, and extended business office services. They are responsible for collecting debts from debtors on behalf of creditors, working to recover the money owed through negotiation and, when necessary, legal action. Eagle Recovery Associates helps manage clients collection efforts, especially for healthcare providers, by offering specialized programs that comply with regulatory standards. Their services include first and third party pre-charge-off delinquency programs, bankruptcy services, and more. They utilize data to improve their collection services and ensure compliance with privacy regulations. Eagle Recovery Associates also adheres to laws governing credit reporting agencies, ensuring accurate and confidential reporting. By assisting individuals in managing and paying their debts, they help both creditors and debtors resolve outstanding balances efficiently.
Address: 2601 W Forrest Hill Ave Peoria, IL 61604-1812
Phone: (309) 272-4500
Fax: (309) 272-1400
Eagle Recovery Associates Phone Harassment Examples
If Eagle Recovery Associates engages in any of the following tactics, you may have a case:
- ➤ Using profanity or abusive language
- ➤ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➤ Calling you multiple times per week
- ➤ Talking to others about your debt
- ➤ Calling your workplace
- ➤ Threatening to sue you, harm you, or destroy your credit
- ➤ Telling you or anyone else that you’ve committed a crime
- ➤ Calling repeatedly for the wrong person
- ➤ Failing to notify you of your right to dispute the debt
- ➤ Trying to collect more than legally allowed
Eagle Recovery Associates Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 (309) 272-4500
- 📲 (309) 272-4528
- 📲 (800) 706-3210
- 📲 (309) 272-4509
If the answer is yes, then you are receiving calls from a known Eagle Recovery Associates number. You may be a victim of Eagle Recovery Associates phone harassment. The list above is not all the numbers that Eagle Recovery Associates uses. The calls can be from different phone numbers and it still be Eagle Recovery Associates calling you. Contact our office right away so we can start the process to stop Eagle Recovery Associates from calling you illegally. Above all, no one should live with harassment!
How Eagle Recovery Associates Can Affect Your Credit Report
When you’re contacted by Eagle Recovery Associates—a debt collection agency based in Peoria, Illinois—it’s important to understand how their actions can impact your financial future. As a collection agency, Eagle Recovery Associates may report your alleged debt to the major credit bureaus, resulting in a collections account appearing on your credit report. This negative mark can significantly lower your credit score and remain on your report for up to seven years, making it harder to qualify for loans, credit cards, or even certain jobs.
Under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), you have rights as a consumer. Debt collectors like Eagle Recovery Associates must follow fair debt collection practices and cannot use deceptive means to collect debts. If you believe you’re being contacted about a debt you don’t owe, or if you notice inaccurate information on your credit report, you have the right to dispute the account. Always request written verification of the debt before making any payments or agreements.
If you’re facing debt harassment—such as unwanted calls or threats from Eagle Recovery Associates—you can take legal action to protect yourself. Sending a cease and desist letter can stop the calls, and keeping detailed records of all communications can help if you need to file a complaint. If Eagle Recovery Associates violates your rights, you can report them to the Better Business Bureau (BBB) or the Federal Trade Commission (FTC), and even pursue legal remedies for damages.
In some cases, Eagle Recovery Associates may be open to negotiating a settlement or payment plan. If you reach an agreement, make sure it’s in writing and clearly outlines the terms, including any promises to update or remove the collections account from your credit report. Managing your debt responsibly and working with a lawyer or credit counseling agency can help you navigate the process and protect your credit standing.
Remember, you don’t have to face debt collection agencies alone. By understanding your rights under federal law and taking proactive steps, you can stop harassment, resolve your debts, and work toward a healthier financial future. If you need help dealing with Eagle Recovery Associates or any other collection agency, don’t hesitate to seek professional advice and support.
Complaints Against Eagle Recovery Associates
The following is a sample list of complaints filed against Eagle Recovery Associates and can be found on Pacer.gov.
- 📝 1:19-cv-05755-CAP-JKL Copeland v.
- 📝 3:19-cv-00833-wmc Dominici, Yajhaira v.
- 📝 3:19-cv-00502-SMY Patterson v.
- 📝 1:18-cv-01459-JBM-JEH Waters v.
- 📝 3:17-cv-00219-slc Nicholls, Bradley v.
Consumers who believe their rights have been violated by debt collectors may be able to recover money through lawsuits. Lemberg Law specializes in representing clients in cases against debt collection agencies, including Eagle Recovery Associates, for violations of the Fair Debt Collection Practices Act (FDCPA).
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Eagle Recovery Associates harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Eagle Recovery Associates, call us at for immediate assistance or visit our website.
Success Stories
🏆 I would HIGHLY RECOMMEND this firm!!! Consumer Rights Law Firm is the best if you are being harassed by a debt collector. This is my first time working with them and I have been treated with the upmost respect. They do guarantee that there is no out of pocket costs IN WRITING and that is definitely the truth! I didn’t have to pay out of pocket for their services. They were so responsive and answered all my questions!!!!
🏆 I had a great experience with this law firm. They helped immediately stop the harassment from creditors I was receiving, and they guaranteed no out-of-pocket expenses in writing. I would recommend anyone being harassed by creditors contact this law firm. They are the best.
Frequently Asked Questions
1. Why is Eagle Recovery Associates contacting me?
Eagle Recovery Associates may be contacting you to collect a debt on behalf of a creditor or lender. They are a third-party debt collection agency authorized to recover unpaid accounts.
2. What counts as debt collection harassment by Eagle Recovery Associates?
Debt collection harassment includes repeated or threatening calls, using profanity, calling before 8 AM or after 9 PM, or contacting you after you’ve requested them to stop.
3. Are robocalls from Eagle Recovery Associates legal?
Robocalls made without your prior written consent may violate the Telephone Consumer Protection Act (TCPA). If Eagle Recovery Associates uses robocalls without permission, it could be illegal.
4. Can I stop Eagle Recovery Associates from calling me?
Yes. You can send a written cease-and-desist letter to Eagle Recovery Associates. Under the FDCPA, they must stop most communications after receiving it.
5. What if I don’t owe the debt Eagle Recovery Associates is collecting?
If you believe the debt is inaccurate, you can dispute it in writing within 30 days of their first contact. Eagle Recovery Associates must verify the debt before continuing collection efforts.
6. Can I sue Eagle Recovery Associates for harassment?
Yes. If Eagle Recovery Associates violates the FDCPA or TCPA, you may be eligible to sue them and recover statutory damages for harassment or unlawful debt collection practices.
7. How can I prove phone harassment by Eagle Recovery Associates?
Document every call, save voicemails, note call times, and keep written correspondence. These records can serve as evidence if you decide to file a legal claim.
8. Can Eagle Recovery Associates contact my family or employer?
Under the FDCPA, Eagle Recovery Associates cannot disclose your debt to others. They may only contact third parties to locate you, not to discuss your financial situation.
9. What laws protect me from Eagle Recovery Associates harassment?
You’re protected by the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA), which prohibit abusive, deceptive, and harassing collection behavior.
10. Who can help me stop Eagle Recovery Associates phone harassment?
Consumer protection attorneys or firms like Consumer Rights Law Firm PLLC can help you understand your rights, stop the harassment, and take legal action if necessary.
