Stop Eagle Recovery Associates Debt Collection Harassment?
Is Eagle Recovery Associates harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Eagle Recovery Associates from calling you, and you can require them to stop calling.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Eagle Recovery Associates a scam?
According to the Better Business Bureau website, Eagle Recovery Associates has been in business since 2004. According to their BBB profile page, the founding date is 2004 and the company was BBB established in the same year. The staff size estimated is between 10-20 employees, and the annual revenue estimated is around $2 million, providing insight into the company’s scale and stability. There have been 10 complaints closed in the last 3 years and 6 complaints closed out in the last 12 months.
Eagle Recovery Associates Better Business Bureau
What is Eagle Recovery Associates?
Eagle Recovery Associates is a full service agency providing primary, secondary, early-out collection programs, and extended business office services. They are responsible for collecting debts from debtors on behalf of creditors, working to recover the money owed through negotiation and, when necessary, legal action. Eagle Recovery Associates helps manage clients collection efforts, especially for healthcare providers, by offering specialized programs that comply with regulatory standards. Their services include first and third party pre-charge-off delinquency programs, bankruptcy services, and more. They utilize data to improve their collection services and ensure compliance with privacy regulations. Eagle Recovery Associates also adheres to laws governing credit reporting agencies, ensuring accurate and confidential reporting. By assisting individuals in managing and paying their debts, they help both creditors and debtors resolve outstanding balances efficiently.
Address: 2601 W Forrest Hill Ave Peoria, IL 61604-1812 Phone: (309) 272-4500 Fax: (309) 272-1400
Eagle Recovery Associates Phone Harassment Examples
If Eagle Recovery Associates engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Known Eagle Recovery Associates Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(309) 272-4500 (309) 272-4528 (800) 706-3210 (309) 272-4509
If the answer is yes, then you are receiving calls from a known Eagle Recovery Associates number. You may be a victim of Eagle Recovery Associates phone harassment. The list above is not all the numbers that Eagle Recovery Associates uses. The calls can be from a different number and it still be Eagle Recovery Associates calling you. Contact our office right away so we can start the process to stop Eagle Recovery Associates from calling you illegally. Above all, no one should live with harassment!
How Eagle Recovery Associates Can Affect Your Credit Report
When you’re contacted by Eagle Recovery Associates—a debt collection agency based in Peoria, Illinois—it’s important to understand how their actions can impact your financial future. As a collection agency, Eagle Recovery Associates may report your alleged debt to the major credit bureaus, resulting in a collections account appearing on your credit report. This negative mark can significantly lower your credit score and remain on your report for up to seven years, making it harder to qualify for loans, credit cards, or even certain jobs.
Under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), you have rights as a consumer. Debt collectors like Eagle Recovery Associates must follow fair debt collection practices and cannot use deceptive means to collect debts. If you believe you’re being contacted about a debt you don’t owe, or if you notice inaccurate information on your credit report, you have the right to dispute the account. Always request written verification of the debt before making any payments or agreements.
If you’re facing debt harassment—such as unwanted calls or threats from Eagle Recovery Associates—you can take legal action to protect yourself. Sending a cease and desist letter can stop the calls, and keeping detailed records of all communications can help if you need to file a complaint. If Eagle Recovery Associates violates your rights, you can report them to the Better Business Bureau (BBB) or the Federal Trade Commission (FTC), and even pursue legal remedies for damages.
In some cases, Eagle Recovery Associates may be open to negotiating a settlement or payment plan. If you reach an agreement, make sure it’s in writing and clearly outlines the terms, including any promises to update or remove the collections account from your credit report. Managing your debt responsibly and working with a lawyer or credit counseling agency can help you navigate the process and protect your credit standing.
Remember, you don’t have to face debt collection agencies alone. By understanding your rights under federal law and taking proactive steps, you can stop harassment, resolve your debts, and work toward a healthier financial future. If you need help dealing with Eagle Recovery Associates or any other collection agency, don’t hesitate to seek professional advice and support.
Common Questions:
Is Eagle Recovery Associates a scam? No, Eagle Recovery Associates has been in business since 2004.
Can Eagle Recovery Associates seize my property? Eagle Recovery Associates can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Eagle Recovery Associates sue me? Yes, Eagle Recovery Associates can sue you so long as the debt is within the statute of limitations.
Can Eagle Recovery Associates report my debt to the collections bureaus?
Can Eagle Recovery Associates arrest me?
The following is a sample list of complaints filed against Eagle Recovery Associates and can be found on Pacer.org.
1:19-cv-05755-CAP-JKL Copeland v. Eagle Recovery Associates, Inc.
3:19-cv-00833-wmc Dominici, Yajhaira v. Eagle Recovery Associates, Inc. et al
3:19-cv-00502-SMY Patterson v. Eagle Recovery Associates, Inc., et al.
1:18-cv-01459-JBM-JEH Waters v. Eagle Recovery Associates, Inc. et al
3:17-cv-00219-slc Nicholls, Bradley v. Eagle Recovery Associates, Inc. et al
Consumers who believe their rights have been violated by debt collectors may be able to recover money through lawsuits. Lemberg Law specializes in representing clients in cases against debt collection agencies, including Eagle Recovery Associates, for violations of the Fair Debt Collection Practices Act (FDCPA).
CONSUMER RIGHTS LAW FIRM, PLLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Eagle Recovery Associates harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Eagle Recovery Associates, call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out a links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/collections-services-of-athens-phone-harassment/
https://consumerlawfirmcenter.com/pathfinder-credit-services-debt-collection-harassment/
https://consumerlawfirmcenter.com/ideal-collection-services-phone-harassment/
