Stop CU Recovery Phone Harassment!
Is CU Recovery harassing you with constant phone calls. Do they threaten to take legal action, file lawsuits, or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CU Recovery phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is CU Recovery a scam?
According to the Better Business Bureau website, CU Recovery has been in business since 1990. With decades of experience in the debt collection industry, they have developed a reputation for understanding client needs and industry practices. There have been 3 complaints closed in the last 3 years and 2 complaints closed out in the last 12 months.
What is CU Recovery Debt Collection?
According to their website, CU Recovery is a full service, nationally licensed collection agency managing non-performing and charged off loans with a comprehensive menu of third party collection services. They operate within the legal framework established by the FDCPA and FCRA, ensuring regulatory compliance in all aspects of their business. Their comprehensive menu includes party collection solutions as a key offering for credit unions. CU Recovery also provides specialized services such as skip tracing and tracing to locate individuals with delinquent accounts. Their solutions are cost effective for credit unions seeking reliable debt recovery. Additionally, CU Recovery leverages technology in their recovery processes to improve efficiency and results. CUR is recognized as the leading industry expert for credit union collections of all loan types.
Address: 26263 Forest Blvd Wyoming, MN 55092-8033 Phone: (651) 462-4400 Fax: (651) 462-7043
CU Recovery is often referred to or searched for by other names. These include:
cu recovery cu recovery complaints cu collections curecovery cu recovery phone number cu recovery inc credit union recovery cu recovery payment what is cu cu recovery complaints cu collector
Understanding Debt Collection
Dealing with debt collection can be overwhelming, but understanding how the process works is the first step toward protecting your rights. Debt collection occurs when a third-party agency, like CU Recovery, is hired by creditors to recover unpaid accounts. These agencies are required to follow fair debt collection practices as outlined by the Fair Debt Collection Practices Act (FDCPA). The FDCPA is designed to prevent abusive, deceptive, or unfair tactics during the recovery process, ensuring that consumers are treated with respect and transparency.
If you are contacted by a collection agency, it’s important to verify the debt before taking any action. Make sure the account in question is accurate and that the company contacting you is authorized to collect on behalf of your creditors. Understanding your rights under the FDCPA can help you navigate the collection process with confidence and prevent further issues. Remember, you have the right to request information, dispute inaccuracies, and seek support if you feel your rights are being violated.
CU Recovery Phone Harassment Examples and Fair Debt Collection Practices
If CU Recovery engages in any of the following tactics, you may have a case:
- Trying to collect more than legally allowed
Known CU Recovery Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(800) 377-1798
If the answer is yes, then you are receiving calls from a known CU Recovery number. You may be a victim of CU Recovery phone harassment. The list above is not all the numbers that CU Recovery uses. The calls can be from a different number and it still be CU Recovery calling you. Contact our office right away so we can start the process to stop CU Recovery from calling you illegally. If you need support or guidance, reach out to us for help stopping the calls. Above all, no one should live with harassment!
Impact on Credit Score
When a debt collection agency like CU Recovery reports an account to the credit bureaus, it can have a significant impact on your credit score. A collection account signals to potential lenders that you may have struggled with repayment, which can make it more difficult to qualify for loans, credit cards, or even rental agreements. The damage from a collection entry can last for years, as these accounts typically remain on your credit report for up to seven years from the date of the original delinquency.
However, you’re not powerless. Making informed decisions about how to address the debt—whether through settlement, payment, or dispute—can help you begin the recovery process. Over time, responsible financial behavior and proactive steps can help repair the damage and improve your credit standing. It’s important to understand the long-term effects of debt collection on your credit and to take action as soon as possible to protect your financial future.
Removing CU Recovery from Credit Report
If you discover a CU Recovery collection account on your credit report, taking the right steps can help you minimize its impact. Start by checking your credit report for accuracy—errors or outdated information can sometimes appear, and you have the right to dispute any inaccuracies with the credit bureaus. If the debt is valid, consider negotiating a settlement or arranging a payment plan with the collection agency to resolve the account.
For those who feel overwhelmed by the process, working with a reputable credit repair agency can provide guidance and support as you navigate your options. Remember, taking prompt action is key—regularly check your credit report, address any issues quickly, and keep records of all communications. By staying proactive and informed, you can take control of the debt collection process, protect your credit, and work toward financial recovery and peace of mind.
Common Questions:
Is CU Recovery a scam? No, CU Recovery has been in business since 1990.
Can CU Recovery seize my property? CU Recovery can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can CU Recovery sue me? Yes, CU Recovery can sue you so long as the debt is within the statute of limitations.
Can CU Recovery report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can CU Recovery arrest me?
The following is a sample list of complaints filed against CU Recovery Inc. and can be found on Pacer.org.
0:19-cv-00556-SRN-ECW Trobaugh v. CU Recovery, Inc.
9:18-cv-81069-BB Griffith v. CU Recovery, Inc.
1:18-cv-01243-JBM-JEH Riggen v. CU Recovery, Inc.
1:17-cv-03306-JMS-DML GARLAND v. CU RECOVERY, INC.
5:17-cv-00689-SLP Normand v. CU Recovery Inc
You can find more information about legal actions or complaints against CU Recovery by visiting Pacer.org or other legal resources.
CONSUMER RIGHTS LAW FIRM, PLLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the CU Recovery harassment. If you are concerned about your financial or mental well-being due to debt collector harassment, we encourage you to seek help. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from CU Recovery, call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out a links below for more information:
Minnesota Attorney General
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