Stop Credit Service Company, Inc Phone Harassment!
Is Credit Service Company, Inc harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? In some cases, debt collectors may also pursue a bank account levy after obtaining a court judgment. Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Credit Service Company, Inc phone harassment and to stop creditor harassment under federal law. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Credit Service Company, Inc a scam?
According to the Better Business Bureau website, Credit Service Company, Inc has been in business since 1947. There have been 9 customer complaints filed.
Credit Service Company, Inc Better Business Bureau
What is Credit Service Company, Inc?
Credit Service Company, Inc is a third-party debt collector that is located in Colorado Springs, Colorado. As a third-party agency, they may collect overdue debts on behalf of credit card companies. Credit Service Company, Inc may also report debts to a consumer reporting agency, which can impact your credit report. They also have a related business called Reliant Financial Services LLC
Address: 2150 Lelaray St Colorado Springs, CO 80909-2808 Phone: (719) 634-3766 Fax: (877) 991-3462 & (847) 925-2050
Credit Service Company, Inc Debt Collector Harassment Examples
If Credit Service Company, Inc engages in any of the following tactics, you may have a case:
- ▶️ Receiving frequent or repeated debt collection calls, especially if these calls are made with the intent to annoy, abuse, or harass.
- ▶️ Receiving debt collector calls outside of permitted hours, such as before 8 a.m. or after 9 p.m.
- ▶️ Experiencing intimidating calls or threats from debt collectors.
- ▶️ Receiving personal calls at your workplace from debt collectors, despite requests to stop.
- ▶️ Receiving excessive or harassing telephone calls from the agency.
- ▶️ Receiving unwanted phone calls from Credit Service Company, Inc, including calls that are not relevant to the debt or are made after a cease communication request.
- ▶️ Being subjected to threatening legal action that the collector does not intend to pursue.
- ▶️ Using obscene or profane language.
- ▶️ Threatening violence or harm.
- ▶️ Falsely representing the amount or legal status of a debt.
- ▶️ Contacting you after you have requested in writing that they stop.
Known Credit Service Company, Inc Collection Call Numbers
Are you receiving any harassing phone calls from any of the following phone numbers associated with Credit Service Company, Inc.?
(719) 634-3766, (800) 467-3766, (888) 634-1357, (719) 634-1357
If you receive calls from these phone numbers, you may be experiencing harassment from Credit Service Company, Inc. If you receive more than a certain number of calls from Credit Service Company, Inc within a seven day period, this may be considered harassment under the law. The list above is not all the phone numbers that Credit Service Company uses. The calls can be from a different number and it still be Credit Service Company calling you. Contact our office right away so we can start the process to stop Credit Service Company from calling you illegally. Above all, no one should live with harassment!
Protecting Your Cell Phone from Harassing Calls
Receiving harassing phone calls from debt collectors on your cell phone can feel especially invasive and stressful. With the rise of mobile communication, debt collection agencies and third party debt collectors often use aggressive tactics, including repeated calls, pre-recorded voice messages, and even text messages, to try to collect debts. Fortunately, federal law offers strong protections to help you stop debt collector harassment and creditor harassment on your cell phone.
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are prohibited from using obscene or profane language, making false statements, or engaging in unfair debt collection practices. The Telephone Consumer Protection Act (TCPA) further protects you by restricting the use of automated dialing systems and pre-recorded voice messages without your consent. If a debt collector makes repeated calls, uses abusive language, or threatens legal action or wage garnishment without basis, these are considered unfair debt collection practices and may be grounds for legal action.
To protect yourself, start by keeping a detailed record of every phone call you receive from a debt collection agency. Note the date, time, phone number, and content of each call, including any voice messages or text messages. This documentation can be crucial if you need to take legal action or file a complaint about debt collector harassment.
If you want the calls to stop, you have the right to send a cease and desist letter to the debt collector, instructing them to stop contacting you. Send this letter via certified mail and keep a copy for your records. Once the debt collector receives your written request, they are legally required to stop contacting you, except to inform you of specific actions like filing a lawsuit.
You can also take advantage of technology to block unwanted calls. Most cell phone providers offer call-blocking features, and there are apps available—such as Truecaller or Nomorobo—that can help you stop collection calls from specific numbers. While registering your number on the National Do-Not-Call List can reduce solicitation calls, remember that debt collectors attempting to collect a debt are generally exempt from this list.
Protecting your credit report is another important step. Debt collectors may report debts to consumer reporting agencies, which can impact your credit score for up to seven years. Regularly check your credit report for inaccurate information or debts that do not belong to you, and dispute any errors with the credit reporting agencies.
If you continue to receive harassing phone calls, or if a debt collector makes false threats, uses abusive language, or engages in other deceptive practices, it’s time to seek help from a consumer protection law firm. These firms specialize in stopping creditor harassment and can help you understand your rights, stop debt collectors from contacting you, and take legal action if necessary.
Remember, you do not have to tolerate harassing phone calls or unfair debt collection practices. By knowing your rights, keeping records, and seeking professional help, you can stop debt collectors from making your situation worse and protect your financial future. If you’re experiencing debt collector harassment on your cell phone, don’t wait—reach out to a consumer protection law firm and take control today.
If you want to stop collection calls, you can send a written notice to request a halt to further communication. When contacted by a debt collector, reviewing your financial situation is important to determine your next steps. Debt relief options may also be available to help resolve outstanding debts.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Credit Service Company harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Credit Service Company, call us at (877) 700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
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I was being harassed by a debtor collector that wouldn’t provide me any information whatsoever. I contacted the firm the guaranteed my issue would be resolved and I wouldn’t have to pay anything out pocket! They when the case and the debt is gone and I did spend a dime! Thank you so much!⭐⭐⭐⭐⭐
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Consumer Rights Law Firm was excellent to work with! They are very professional, knowledgeable, timely, and thorough. From submitting the online consultation form to signing a settlement offer took only 20 days. I highly recommend them!⭐⭐⭐⭐⭐
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I had an amazing experience with Consumer Rights Law Firm. They handled my case with professionalism, clarity, transparency, and ease, not to mention with such speed! I definitely recommend their services.⭐⭐⭐⭐⭐
Frequently Asked Questions
1. Is Credit Service Company, Inc allowed to call me repeatedly?
No. Repeated or excessive calls meant to harass or pressure you are illegal under federal law.
2. Can Credit Service Company, Inc call me at work?
They must stop calling your workplace if you tell them your employer does not allow such calls.
3. Can they contact my family or friends?
They may only contact others to locate you and cannot discuss your debt.
4. Can Credit Service Company, Inc threaten me with legal action?
Only if the threat is real and intended. False or misleading threats are illegal.
5. Are robocalls from Credit Service Company, Inc allowed?
Harassing robocalls or automated calls without proper consent may violate consumer protection laws.
6. Can I ask Credit Service Company, Inc to stop calling me?
Yes. You can request that they stop contacting you or limit communication to writing.
7. Do I have the right to request debt validation?
Yes. You can request written proof of the debt within 30 days of first contact.
8. Can Credit Service Company, Inc lie about the amount I owe?
No. Providing false, misleading, or inaccurate information is illegal.
9. What should I do if the calls continue after I ask them to stop?
You may have grounds for a legal claim if harassment continues.
10. Can I take legal action against Credit Service Company, Inc?
Yes. Consumers may be entitled to compensation for unlawful phone harassment.
