Stop Arhaus credit card harassment
Are you currently facing harassment over the payment of debts on your Arhaus credit card? Do you wish there was a way to end the harassment you are facing over your Arhaus credit card payment? Well, we have good news, but first, let’s talk about harassment.
The truth is nobody is sitting around looking forward to receiving calls over their unpaid Arhaus card debts. In fact, harassing phone calls from debt collectors trying to get you to settle your Arhaus store debt doesn’t just make you feel stressed and depressed, they also lead to personal problems, alcoholism, marital problems, loss of employment, and in some extreme cases, even suicide. As though owing a debt on your Archarge credit card is not bad enough, the constant badgering from debt collectors can make the situation feel 10 times worse.
When a debt collector is trying to collect an Arhaus payment from you, you should note that they are perfectly within their rights to ask that you pay the money you owe on your Arhaus charge card. What they are, however, not allowed to do is engage in debt collection harassment.
Your rights are insured by the FDCPA, a federal law that protects the rights of consumers like you across the United States. Many collectors know this, so they stay compliant with the law however, there are many others who flippantly flout the FDCPA laws in confidence that they can get away with it because the consumer doesn’t know their rights – and many times, they do get away with it.
Fortunately, we are here to educate you about your debt collection rights and the laws that protect them. Additionally, if you have come off a debt collection call feeling scared, threatened, insulted, or unsafe, contact an A+ accredited lawyer immediately at 877-700-5790 to begin working out your options.
Who is Arhaus Archarge?
Established in 1986, Arhaus designs and sells handmad furnishings from artisan in their stores across the U.S. Arhaus also conducts e-commerce via their website Arhaus.com.
Arhaus Archarge contact informationhttp://Arhaus.com
Receiving harassing calls from an Arhaus credit card phone number? Here’s how to stop them.
Of all the complaints leveled against debt collectors with various agencies, the way they often flippantly violate the laws that prohibit aggressive and repetitive phone calls seems to take center stage.
The collector contacting you over the payment of your Arhaus Archarge Comenity card may be no different. They may place calls to you at odd hours and in odd places, and while you might be unable to avoid the first phone call you receive from them, here’s how to stop subsequent calls.
- Ask for debt validation
When you receive the first letter or call from the agency contacting you about your Comenity Arhaus card, the first right move will be to ask for debt validation. Do not admit to owing the debt just yet just ask for validation.
The collection agency will then be responsible for proving that the debt is indeed yours and must halt all collection activities while they do this. If they cannot provide substantial evidence to prove that the Arhaus Archarge debt is yours, then they must cease all collection activity and leave you be.
The debt validation notice should tell you the amount of the debt, your original creditor, how much money you owe, who the original creditor, and what to do if you think there has been a mistake.
- Send a cease-and-desist letter
If you no longer wish to be contacted over your Arhaus credit card, the law has you covered. You can write a cease-and-desist letter to the debt collector, asking that they not contact you further. You should send this letter via certified mail and ask for a return receipt to ensure that you have evidence that the debt collector received your letter.
After they have received your cease-and-desist letter, they are strictly prohibited from contacting you further, except for two reasons:
- If they want to acknowledge the receipt of the letter and inform you that they will be ceasing all further communication with you
- If they wish to inform you that certain legal actions can or have been taken against you.
Please note that sending a cease-and-desist letter does not automatically mean you no longer owe your Arhaus credit card debt; the debt is still active, and you can be sued over non-payment if you begin to act like it no longer exists.
- Hire a lawyer
If you retain the services of an attorney, all subsequent communications will be direct to them instead of to you. This means that you will no longer be receiving those pesky collection calls for Arhaus bill payment, they will now be directed to the desk of your lawyer who will both get the excessive calls to stop coming through to your line and represent your best interests succinctly to the debt collector in whatever way is most beneficial for you.
Are you getting calls from an Arhaus credit card phone number?
Are you receiving any harassing phone calls from any of these numbers?
If the answer is yes, then you are receiving calls from a known Arhaus credit card phone number. You may be a victim of robocalls from the Arhaus shop. The list above is not all the numbers that Arhaus Archarge uses. The calls can be from different phone numbers and still be them calling you. Cardholders might also receive text messages from these numbers in relation to collecting a credit card debt. Contact our office right away so we can start the process to stop Arhaus shop and their affiliated debt collectors from calling you when they shouldn’t.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.