Facing harassment over the Sportsman Guide credit card?
Are you facing harassment over the Sportsman Guide credit card? Getting calls from debt collectors can be very upsetting and annoying. Debt collection calls have prompted people to go as far as changing their phone numbers because of the ceaseless harassment.
If a debt collector is calling you ceaselessly about a Sportsman’s Guide debt payment, there are ways to put an end to the calls without changing your phone number.
The Sportsman Guide credit card debt collector has to abide by the FDCPA. This is a federal law that limits what debt collectors can do in their debt collection processes.
There are rules that the Comenity Bank Sportsman Guide visa card debt collector must abide by. First of all, if you don’t owe the debt, the debt collector should not be calling you demanding that you make payments.
If they believe you owe the debt, the debt collector must verify the debt immediately they call you by sending you a debt verification letter. If they’re unable to do this, they must stop contacting you.
Furthermore, there are rules that guide when and how debt collectors can call you. Just because you defaulted on your Sportsman’s guide visa payments doesn’t mean you should be subjected to endless harassment. According to the FDCPA, the Sportsman Guide credit card debt collector cannot call you before 8 a.m. or after 9 p.m. They are not allowed to call you repeatedly, and they must not call you at any time you have previously stated is inconvenient.
Who is Sportsman’s Guide?
Founded in 1970, Sportsmans Guide is an online retailer founded in South St. Paul, Minnesota, USA. They produce fishing and hunting gear, military surplus, ammunition, and outdoor sporting goods.
To pay your Sportsman guide credit card, go to the Sportsman’s Guide pay bill page, and to get more information about them, visit their website (sportsmanguide.com). You can also read more about the Sportsman guide credit card at comenity.net/sportsmansguide.
Additionally, remember not to share your Sportsman guide login details with anyone.
Adress; 411 Farwell Avenue, P.O. Box 239, South St. Paul, MN
How to Stop Debt Collection Calls
You are not obligated by law to answer a debt collector’s call. However, it is best to respond and hear what they have to say. If the debt collector is reasonable, you may be able to work out your payment easily and conveniently.
However, if the debt collector keeps calling you repeatedly or after you have asked them to stop, they’re in violation of the FDCPA.
The first way to stop debt collection calls is by simply telling them to stop calling or that you’d prefer to communicate with them via writing. If you make such a request, the debt collector is required to send you letters whenever they want to communicate with you or to cease all communication with you, except when they would like to inform you that they have received your letter or that they will be taking the matter to court.
Communicating via letters is great for you because it gives you more time to process whatever information is sent to you and respond in the best way. It also allows you properly record everything that is being said. You can readily pull them out as pieces of evidence if the debt collector violates your rights and you want to sue.
The most effective way to stop debt collection calls is by sending them a letter asking them to stop calling you. This letter is called a cease-and-desist letter.
Please note that a cease-and-desist letter does not erase the amount that you owe on your Sportsman Guide credit card. It simply prevents the debt collector from calling you, thus preventing any possibility of phone harassment. You still owe the Sportsman Guide credit card debt and can still be sued over it. If you receive a court summons after you have sent a cease and desist letter, please do not ignore it, as doing so could have some serious, unintended consequences.
Harassing calls from a Sportsman Guide credit card phone number?
Are you receiving any harassing phone calls from any of these numbers?
If the answer is yes, then you are receiving calls from a known Sportsman Guide credit card phone number. You may be a victim of robocalls from the Sportsman Guide. The list above is not all the numbers that Sportsman Guide uses. The calls can be from different phone numbers and still be Sportsman Guide calling you. Cardholders might also receive text messages from these numbers in relation to collecting a Sportsman Guide credit card debt. Contact our office right away at 877-700-5790 if you would like us to help you put an end to the harassment.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.