If you are facing harassment over your Sportsman’s Guide credit card, you are not alone. Getting calls from debt collectors can be very upsetting and annoying. Many people have even changed their phone numbers because of ceaseless harassment. However, there are ways to put an end to the calls without changing your number.
The Sportsman’s Guide credit card debt collector must abide by the Fair Debt Collection Practices Act (FDCPA). This federal law limits what debt collectors can do in their collection processes.
About Sportsman’s Guide
Founded in 1970, Sportsman’s Guide is an online retailer based in South St. Paul, Minnesota, USA. They sell fishing and hunting gear, military surplus, ammunition, and outdoor sporting goods.
The Sportsman’s Guide Credit Card is issued by Comenity Bank and offers rewards and financing options for purchases.
For more information, visit sportsmanguide.com or comenity.net/sportsmansguide.
Sportsman’s Guide Contact Information:
- Phone: 1-888-844-0667
- Address: 411 Farwell Avenue, P.O. Box 239, South St. Paul, MN
Security Note: Never share your Sportsman’s Guide login details with anyone.
Sportsman’s Guide Phone Numbers
If you receive harassing phone calls from any of these numbers, it may be Sportsman’s Guide or third-party companies acting on their behalf:
- 1-800-888-3006
- (800) 882-2962
- (800) 365-6209
This is not a complete list. You may receive calls from other numbers or text messages about your Sportsman’s Guide credit card debt. Some calls may be flagged as spam or automatically blocked by your provider. If you are unsure whether a number belongs to Sportsman’s Guide, we can help you verify it at no cost.
Your Rights Under the FDCPA
There are rules that the Comenity Bank Sportsman’s Guide visa card debt collector must abide by under the FDCPA.
Dealing with constant collection calls can feel overwhelming, especially when you are already stressed about finances. Just because you defaulted on your Sportsman’s Guide visa payments doesn’t mean you should be subjected to endless harassment.
Debt collectors cannot:
- Call you before 8 a.m. or after 9 p.m.
- Call you repeatedly with intent to harass
- Call at times you previously stated are inconvenient
- Contact you if you don’t owe the debt
- Continue calling without verifying the debt
- Discuss your debt with third parties (except to locate you)
- Contact you on social media publicly
- Send fake summons or make false legal threats
They must:
- Send you a debt verification letter immediately after first contact
- Stop contacting you if unable to verify the debt
- Honor your request to communicate only in writing
- Follow all FDCPA laws
If you believe the debt is not valid, you have the right to dispute it and request verification before taking any further action. You do not have to face this alone – we can help you understand your rights at no cost.
How to Stop Sportsman’s Guide Collection Calls
You are not legally obligated to answer a debt collector’s call. However, it is best to respond and hear what they have to say. If the collector is reasonable, you may be able to work out payment easily.
However, if the collector keeps calling repeatedly or after you asked them to stop, they’re violating the FDCPA.
- Tell them to stop calling: Simply tell them to stop calling or that you prefer to communicate in writing. If you make this request, the collector must send letters whenever they want to communicate, except to inform you they received your letter or are taking the matter to court.
- Send a cease-and-desist letter:** The most effective way to stop collection calls is to send a cease-and-desist letter asking them to stop calling.
- Important: A cease-and-desist letter does not erase what you owe on your Sportsman’s Guide credit card. It simply prevents the collector from calling you, thus preventing phone harassment. You still owe the debt and can still be sued. If you receive a court summons after sending a cease-and-desist, do not ignore it – doing so could have serious, unintended consequences.
- Communicate via letters: Writing gives you more time to process information and respond appropriately. It also allows you to properly record everything. You can readily pull them out as evidence if the collector violates your rights and you want to sue.
Block or report numbers: If harassment continues, block or report numbers to your phone provider.
Get legal help: Contact us at (877) 700-5790 for immediate assistance to put an end to harassment.
About Consumer Rights Law Firm
Consumer Rights Law Firm, PLLC understands the stress that comes with debt collection harassment over your Sportsman’s Guide credit card. We have seen how aggressive collection tactics disrupt daily life and create constant worry.
Since 2010, we have helped thousands of consumers stop abusive or illegal collection behavior. We maintain an A+ rating with the Better Business Bureau.
Our attorneys understand debt collection laws and use that knowledge to protect your rights, end harassment, and hold collectors accountable.
We work on a contingency basis – you pay nothing out of pocket. If we prove collectors violated your rights, they pay your attorney fees, not you.
You do not have to face this alone. Call (877) 700-5790 or visit www.consumerlawfirmcenter.com.
How We Stop Sportsman’s Guide Harassment
When you work with us, we take immediate action to protect your rights.
We help by:
- Reviewing call records for FDCPA violations
- Investigating whether proper debt validation was provided
- Identifying harassment patterns and illegal tactics
- Building strong cases based on documented violations
- Pursuing maximum compensation under federal law
- Stopping the harassment while protecting your rights
Every call is documented. Every violation matters. If Sportsman’s Guide collectors have been harassing you with excessive calls, false threats, or improper disclosures, each violation may entitle you to compensation.
Call (877) 700-5790 for immediate assistance.
Client Success Stories
“Matthew was able to get my situation handled and stop the harassing phone calls. He kept me updated with how the case was going and never left me in the dark about anything.” ⭐⭐⭐⭐⭐
“Derek and Matt, are some of the best people I’ve ever met. I had a bad situation which they were quickly able to help get resolved. The open communication and fast response time, along with their patience and vast knowledge really helped ease my mind and confirm I made the right choice. Thank you Consumer Rights Law Firm!” ⭐⭐⭐⭐⭐
“I only had to make one call to them and they handled my case professionally. They let me know I wouldn’t have to pay anything out of pocket which was true and I was able to get the situation resolved within a timely manner. I definitely recommend them. Great work. Great communication. Excellent service.” ⭐⭐⭐⭐⭐
Frequently Asked Questions About Sportsman’s Guide Credit Card Harassment
1. What is the Sportsman’s Guide Credit Card?
It’s a store credit card issued by Comenity Bank for purchases at Sportsman’s Guide, offering rewards and financing options.
2. What should I do if I’m facing aggressive collection calls?
You have federal rights under the FDCPA to stop harassment and demand fair treatment. Call us at (877) 700-5790.
3. Can debt collectors contact me at any time?
No. They cannot call before 8 a.m., after 9 p.m., or repeatedly to harass you.
4. Can a debt collector discuss my Sportsman’s Guide debt with others?
No. Third-party disclosure is illegal without your consent under the FDCPA.
5. Can I request validation of my Sportsman’s Guide debt?
Yes. You can request written verification within 30 days of the first notice.
6. Can a collector threaten to sue me for this credit card debt?
Only if they genuinely intend to take legal action. False threats violate federal law.
7. Can Comenity Bank or a collector charge extra hidden fees?
No. All fees must follow your card agreement and federal regulations.
8. What happens if a collector violates debt collection laws?
You may be entitled to compensation, and the collector can face legal penalties.
9. Can I stop collection calls from Sportsman’s Guide?
Yes. You can request written communication only, send a cease-and-desist letter, or hire an attorney to represent you.
10. What if I’m an older citizen facing harassment?
Older people are protected under the same FDCPA rules. We specialize in helping with senior debt harassment cases.
Call (877) 700-5790 now to stop harassment over your Sportsman’s Guide credit card.
Visit www.consumerlawfirmcenter.com to learn more about your consumer protection rights.
