Simon’s Agency Debt Collection Harassment? Stop the Calls!

🚨Simon’s Agency Debt Collection Harassment: Dealing with Debt Collection

Tired of Simon’s Agency Debt Collection Harassment? Wish there was a way to make the calls stop? Is Simon’s Agency constantly calling and harassing you? Does your phone ring every day, several times per day, because Simon’s Agency is calling you to demand payment? Threatening you with legal action? Has Simon’s Agency ever used abusive or profane language when speaking with you on the phone? If so, Simon’s Agency may be violating your legal rights. Stop the harassment.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of Simon’s Agency debt collection harassment to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

📢Is Simon’s Agency a scam❓

According to the Better Business Bureau website, Simon’s Agency has been in business since 1966. There have been 43 complaints closed in the last 3 years and 16 complaints closed out in the last 12 months.

🔍Who is Simon’s Agency❓

Simon’s Agency is a third-party debt collector located in Liverpool, New York, and is one of many collection agencies that operate in the United States. They have been sued for Simon’s Agency debt collection harassment in federal court over 40 times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court case alleges that Simon’s Agency used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 4963 Wintersweet Drive Liverpool, NY 13088 Phone: (315) 454-8700 Fax: (888) 336-8030

Simon’s Agency is often referred to or searched for by other names. These include:

simons agency simon agency simons agency inc simons collection agency simon collection agency paysimons simon’s agency inc simons agency complaints simon agency syracuse ny simons agency syracuse ny simon agency ny simmons agency simon agency ny inc simons phones simons inc tracy conklin simon phone is simon

📢Simon’s Agency Debt Collection Harassment Tactics

If Simon’s Agency engages in any of the following tactics, you may have a case of Simon’s Agency Debt Collection Harassment:

• Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
• Talking to others about your debt
• Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
• Use any profane language or any language that is harassing and abusive
• Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
• Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
• Threaten arrest or criminal prosecution
• Send false information to the credit bureaus
• Cause a telephone to ring an unreasonable amount of times

If you are experiencing any of these tactics, you may want to take steps to stop Simon’s Agency from contacting you.

⚖️Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive Simon’s Agency debt collection harassment and deceptive practices. Under the FDCPA, debt collectors are prohibited from engaging in certain behaviors that can cause undue stress and harm. Some of these prohibited practices include:

• Using threatening language or making false threats of legal action to intimidate you into paying a debt.
• Making repeated phone calls or sending excessive letters or emails to harass you.
• Contacting you at inconvenient times or places, such as at work or early in the morning, without your prior consent.
• Disclosing your debt information to third parties, such as friends, family, or employers, without your permission.
• Failing to provide clear and accurate information about the debt, including the amount owed and the creditor’s name.

As a consumer, you have the right to dispute debts and request validation from the debt collector. If a debt collector violates the FDCPA, you may be entitled to statutory damages of up to $1,000, plus attorney’s fees and costs. Knowing your rights under the FDCPA can help you stop Simon’s Agency debt collection harassment and protect your financial well-being.

⚖️Your Rights Under the Fair Credit Reporting Act

The Fair Credit Reporting Act (FCRA) is a federal law that governs the collection, use, and disclosure of consumer credit information. The FCRA ensures that the information in your credit report is accurate and up-to-date. As a consumer, you have several important rights under the FCRA, including:

• The right to obtain a free credit report from each of the three major credit reporting agencies (Experian, TransUnion, and Equifax) once a year.
• The right to dispute errors or inaccuracies on your credit report and have them corrected.
• The right to request that a credit reporting agency delete or correct inaccurate information.
• The right to opt-out of pre-screened credit offers to reduce the risk of identity theft.
• The right to place a security freeze on your credit report to prevent unauthorized access to your credit information.

If you have been a victim of identity theft or have experienced errors on your credit report, you may be entitled to additional rights and protections under the FCRA. Understanding your rights can help you maintain a healthy credit report and protect your financial future.

📉Removing Simon’s Agency from Your Credit Report

If Simon’s Agency has reported a debt on your credit report, you may be able to remove it by disputing the debt or requesting that the credit reporting agency delete the information. Here are some steps you can take to address this issue:

1. Obtain a copy of your credit report and review it for any errors or inaccuracies related to the debt reported by Simon’s Agency.
2. Dispute the debt with Simon’s Agency and request validation of the debt. They must provide proof that the debt is valid and that you owe the amount claimed.
3. If the debt is invalid or cannot be verified, request that the credit reporting agency delete the information from your credit report.
4. If the debt is valid, consider negotiating a settlement with Simon’s Agency or paying the debt in full to resolve the issue.

It’s important to note that paying a debt in collections may not necessarily remove it from your credit report. In some cases, paying the debt can cause the credit reporting agency to update the information and extend the reporting period. Always ensure that any agreement with Simon’s Agency is documented in writing to avoid future disputes.

💡Negotiating a Settlement with Simon’s Agency

If you are unable to pay a debt in full, you may be able to negotiate a settlement with Simon’s Agency. Here are some tips to help you through the negotiation process:

1. Review your credit report and dispute any errors or inaccuracies that may affect your negotiation position.
2. Gather documentation to support your claim, such as proof of income, expenses, or any correspondence with Simon’s Agency.
3. Contact Simon’s Agency and request a settlement. Be clear about your financial situation and what you can realistically afford to pay.
4. Be prepared to negotiate and make a counteroffer if necessary. Debt collectors often expect some level of negotiation.
5. Consider seeking the help of a credit counselor or attorney if you are unsure about how to negotiate a settlement effectively.

While negotiating a settlement with Simon’s Agency may not necessarily remove the debt from your credit report, it can help reduce the amount owed and prevent further collection activity. Always ensure that any settlement agreement is documented in writing to protect yourself from future disputes.

🛑Protecting Yourself from Simon’s Agency Debt Collection Harassment

Simon’s Agency Debt Collection Harassment is a serious issue that can cause significant financial and emotional distress. Here are some tips to help you protect yourself from abusive debt collection practices:

1. Know your rights under the FDCPA and FCRA. Understanding these federal laws can help you recognize and stop Simon’s Agency debt collection harassment.
2. Be cautious when dealing with debt collectors. Never give out personal or financial information over the phone or online unless you are certain of the collector’s identity and legitimacy.
3. Keep detailed records of all communication with debt collectors, including dates, times, and details of conversations. This documentation can be crucial if you need to dispute a debt or file a complaint.
4. Consider seeking the help of a credit counselor or attorney if you are experiencing debt collection abuse. These professionals can provide guidance and support to help you navigate the situation.
5. Report any suspicious or abusive activity to the Federal Trade Commission (FTC) or your state Attorney General’s office. These agencies can investigate and take action against abusive debt collectors.

By taking these steps, you can protect yourself from debt collection abuse and ensure that your rights are upheld. Remember, you do not have to tolerate Simon’s Agency debt collection harassment or abusive behavior from debt collectors.

📞Simon’s Agency Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

844-585-8833, 315-454-8833, 315-454-8700.

If so, you may be a victim of Simon’s Agency debt collection harassment. The list above is not all the numbers that Simon’s Agency uses. Also, calls can be from a different numbers and it still be Simon’s Agency calling you. Contact our office right away so we can start the process to stop Simon’s Agency from calling you illegally. Above all, no one should live with harassment. In some cases, if a judgment has been issued against you, Simon’s Agency may attempt to garnish your bank account or wages.

📜Common Questions:

Is Simon’s Agency a scam❓

No, Simon’s Agency has been in business since 1966.

Can Simon’s Agency seize my property❓

Simon’s Agency can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Simon’s Agency sue me❓

Yes, Simon’s Agency can sue you so long as the debt is within the statute of limitations.

Can Simon’s Agency report my debt to the collections bureaus❓

Yes, Debt collectors are allowed to place the collection account on your credit report. Even if you have paid the debt, it can still appear on your credit report for up to 7 years.

Can Simon’s Agency arrest me❓

Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Simon’s Agency and can be found on Pacer.gov.

2:19-cv-01424-AB HUBER v. SIMON’S AGENCY, INC.

6:19-cv-00114-FJS-TWD Palmer v. Simon’s Agency, Inc. et al

3:18-cv-16795-FLW-DEA CHEHEBAR v. SIMON’S AGENCY, INC.

2:18-cv-16454-KSH-CLW RODRIGUEZ v. SIMON’S AGENCY, INC. et al

3:18-cv-15809-BRM-LHG MARCUS v. SIMON’S AGENCY, INC.

⚖️CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Simon’s Agency debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent Simon’s Agency debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.

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