Room Place Credit Card harassment?
Experiencing Room Place Credit Card harassment from the collectors tasked with recovering your debt?
Getting a call from a Room Place debt collector may be cumbersome and intimidating. Although there are laws that guide debt collection, collectors many times break the law when they try to recover, or in some cases, extort money from people. This is why knowing your rights in the context of debt collection is important.
Knowing them will help you recognize when the Room Place Credit Card debt collector is crossing the line and using illegal tactics during the collection of a debt. This will in turn boost your confidence when confronting the debt collector asking you to pay the Room Place. What’s more, you may even be able to use the Room Place Comenity Credit Card debt collector’s lawlessness to your advantage.
Furthermore, learning some basic dos and don’ts when dealing with the Room Place Credit Card debt collection calls can help reduce your uneasiness. Knowing what to do and say when the Room Place Credit Card debt collector calls will help you prevent blunders that could lead you to legal or financial risk.
In this article, we will be taking you through a few ground rules you should know whenever you are in the process of debt collection with a third-party collector. Don’t forget to reach out to us at 877-700-5790.
About the Room Place
The Room Place (also referred to as Harlem Furniture), was founded as far back as 1912 and has been in the business of helping people design their homes. They create and deliver exquisite furniture to their customers from over 27 locations around the world.
The Room Place Credit Card (also called the Harlem Credit Card) is a good credit card option for individuals with fair credit or good credit ratings. Although the card’s APR is quite high (above 20%), it provides an opportunity for loyal customers of the Room Place to shop easily and seamlessly.
For more information or to make a Harlem Furniture Payment, contact the Room Place Customer Service or visit the credit card page at comenity.net/theroomplace.
Phone number: (630) 783-8000
Address: 1000-46 N Rohwling Rd. Lombard, IL 60148, US
A Few Dos and Don’ts to Know When Dealing with Debt Collectors
The first thing you need to do is decide if you want to talk to the Room Place debt collector.
After deciding, be sure to record the details of whatever you and the collector discuss. You may want to let the collector know if you feel the credit card debt is not yours or if you cannot afford to make the Room Place payments.
However, if you choose not to speak to the Room Place credit card debt collector, please send a written request to the collector asking them to stop calling with you for a Room Place Payment.
On the other hand, here’s what not to do.
Do not provide the Room Place Furniture debt collector with personal financial information. Do not promise payments, or even acknowledge the debt (If you haven’t confirmed its validity or statute of limitations).
You don’t want to make it easy for collectors to get to your money or do anything that could restart the clock on the statute of limitations.
If the Room Place collector is trying to collect a debt that has been paid off, or for which the statute of limitations has expired, the most important thing is not to say or do anything that in any way acknowledges that you owe the debt. By confirming a debt or even making a “good faith” payment, you can inadvertently restart the clock on the statute of limitations.
Finally, although debt collectors are often offensive and stubborn, never let them get on your nerves. Even though they often neglect the law, you should know that the federal Fair Debt Collection Practices Act (FDCPA) has helped to put a restraint on what debt collectors should and shouldn’t do. This means that you have rights, and you can insist that they are respected.
Getting unwanted calls over your Room Place Credit Card?
Are you receiving any harassing phone calls from any of these numbers?
+1 847 836 9300
If the answer is yes, then you are receiving calls from a known Room Place Credit Card phone number. You may be a victim of harassment from the Room Place. The list above is not all the numbers that Room Place uses. The calls can be from different phone numbers and still be Room Place calling you. Cardholders might also receive text messages from these numbers in relation to collecting a Room Place credit card debt. Contact our office right away if you would like to end the harassment.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.
If you are interested in learning more about how to stop the harassment you may be experiencing during the collection of your Room Place credit card, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.