Regional Adjustment Bureau Debt Collection Harassment?
Tired of Regional Adjustment Bureau Debt Collection Harassment? Wish there was a way to make the calls stop? Is Regional Adjustment Bureau constantly calling and harassing you? Does your phone ring every day, several times per day, because Regional Adjustment Bureau is calling you to demand payment? Threatening you with legal action? Has Regional Adjustment Bureau ever used abusive or profane language when speaking with you on the phone? If so, Regional Adjustment Bureau may be violating your legal rights. Stop the harassment.
Regional Adjustment Bureau (also known as regional adjustment bureau rab) is a third-party debt collection agency that manages consumer debt for banks, education lenders, and retail creditors across America. As a recovery group, Regional Adjustment Bureau’s operations include managing various accounts, such as credit card debts, student loans, and other consumer debts. The company expanded its receivables management expertise through a merger with Value Recovery Group, a leading recovery group in the industry. When consumers are contacted by Regional Adjustment Bureau, it is important to know your rights and understand the impact of their collection practices, including how they may report debts to credit reporting agencies, which can affect your credit score. Many consumers have filed complaints against Regional Adjustment Bureau’s collection practices, and the company has been named as a defendant in several lawsuits.
Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. Federal laws such as the FDCPA and other consumer protection statutes provide rights to victims of debt collection harassment, including the ability to recover attorney fees and court costs if they prevail in legal action. If a collector violates the law, attorneys specializing in debt litigation can help clients defend against lawsuits, negotiate settlements, or even pursue bankruptcy if necessary. If a court judgment is obtained, debt collectors may pursue wage garnishment to recover owed money from debtors. Additionally, interest can accrue on outstanding balances, increasing the total amount owed.
Is Regional Adjustment Bureau a scam?
According to the Better Business Bureau website, Regional Adjustment Bureau has been in business since 1975. There have been 22 complaints filed. Consumers across America have filed complaints against Regional Adjustment Bureau for their debt collection practices.
Regional Adjustment Bureau Better Business Bureau
Who is Regional Adjustment Bureau?
Regional Adjustment Bureau is a third party debt collector. As a recovery group, Regional Adjustment Bureau specializes in collecting consumer debt for banks, education lenders, and retail creditors throughout America. Regional Adjustment Bureau expanded its operations and expertise through a merger with Value Recovery Group.
Address: 6504 International Pkwy Suite 2100 Plano, TX 75093-8221 Phone: (972) 233-1131
Regional Adjustment Bureau is often referred to or searched for by other names. These include:
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Regional Adjustment Bureau Debt Collection Harassment Tactics
If Regional Adjustment Bureau engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- Talking to others about your debt
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- Use any profane language or any language that is harassing and abusive
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- Threaten arrest or criminal prosecution
- Send false information to the credit bureaus
- Cause a telephone to ring an unreasonable amount of times
Regional Adjustment Bureau Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
800-829-7204, 800-829-0250, 800-829-7750, 901-382-0250, 901-388-7750, 901-382-7520, 800-867-7210, 800-668-5715, 866-214-8706, 800-752-3916, 800-829-7204, 800-829-0250, 800-829-7750, 901-382-0250, 901-388-7750, 901-382-7520, 800-867-7210, 800-668-5715, 866-214-8706, 800-752-3916, 800-829-7204, 800-829-0250, 800-829-7750, 901-382-0250, 901-388-7750, 901-382-7520, 800-867-7210, 800-668-5715, 866-214-8706, 800-752-3916, 901-435-4861, (800) 829-7750, (800) 829-7204, (800) 829-0250
If so, you may be a victim of Regional Adjustment Bureau debt collection harassment. The list above is not all the numbers that Regional Adjustment Bureau uses. Also, calls can be from a different number, and it still be Regional Adjustment Bureau calling you. If you have been contacted by Regional Adjustment Bureau, it is important to understand your rights and take action if you experience harassment. Contact our office right away so we can start the process to stop Regional Adjustment Bureau from calling you illegally. Above all, no one should live with harassment.
Recognizing Debt Collection Harassment
Dealing with a debt collection agency like the Regional Adjustment Bureau can be stressful, but it’s important to know when their collection efforts cross the line into harassment. Not all contact from debt collectors is illegal, but certain behaviors are clear red flags that your rights as a consumer may be violated.
Here are some common signs of debt collection harassment to watch for:
- Excessive Phone Calls: If you’re receiving repeated phone calls from a debt collector, especially multiple times a day, this can be considered harassment. Collection agencies are not allowed to overwhelm you with constant calls in an attempt to collect debts.
- Threats and Profane Language: Debt collectors must never use threats, abusive language, or profane language when contacting you. If a debt collection agency tries to intimidate you or uses offensive words, this is a violation of debt collection laws.
- Misrepresentation of Debt: If a debt collector misrepresents how much you owe, or falsely claims what will happen if you don’t pay, they are breaking federal law. Collection agencies must provide accurate information about your debts.
- Ignoring Cease and Desist Requests: If you have told a debt collector in writing to stop contacting you and they continue calling, this is a clear sign of harassment. Under consumer protection laws, you have the right to request that all communication from the adjustment bureau or any collection agency stop.
- Contacting Your Employer, Family, or Friends: Debt collectors are generally prohibited from discussing your debts with your employer, family, or friends, except in very limited circumstances. If the Regional Adjustment Bureau or any debt collection agency is contacting others about your debts, this could be a violation of your rights.
What should you do if you recognize these signs?
- Document Everything: Keep detailed records of all phone calls, including dates, times, and what was said. This documentation can be crucial if you need to file a complaint or take legal action.
- Send a Cease and Desist Letter: You have the right to tell a debt collector in writing to stop contacting you. Once your request is received, the collection agency must stop most forms of communication.
- File a Complaint: If harassment continues, file a complaint with federal government agencies such as the Federal Trade Commission (FTC), the (CFPB), or your state Attorney General’s office.
- Seek Legal Advice: Consult with an attorney who specializes in debt collection harassment. A law firm experienced in consumer protection laws can help you understand your rights, stop the harassment, and even pursue statutory damages if the law has been violated.
Remember, you do not have to tolerate abuse or harassment from any debt collector or collection agency. The Regional Adjustment Bureau and all debt collection agencies are required to follow strict debt collection laws. If you feel you are a victim, take action to protect yourself and regain control over your financial situation.
Common Questions:
Is Regional Adjustment Bureau a scam? No, Regional Adjustment Bureau has been in business since 1975.
Can Regional Adjustment Bureau seize my property? Regional Adjustment Bureau can’t seize your property, but there are some exceptions. If the debt was tied to the property, the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court. If the case goes to court, court costs and attorney fees may also be awarded.
Can Regional Adjustment Bureau sue me? Yes, Regional Adjustment Bureau can sue you so long as the debt is within the statute of limitations. If you are sued, you may become a defendant in a debt litigation case. Debtors may face wage garnishment if a judgment is entered against them.
Can Regional Adjustment Bureau report my debt to the collections bureaus? Regional Adjustment Bureau may report your debt to credit reporting agencies, which can impact your credit score.
Can Regional Adjustment Bureau arrest me?
The following is a sample list of complaints filed against Regional Adjustment Bureau in 2018 & 2019 and can be found on Pacer.org.
4:19-cv-00215-HEA Schoenfeld v. Regional Adjustment Bureau, Inc.
3:18-cv-00472-HSM-DCP Kriger v. Regional Adjustment Bureau, Inc
8:18-cv-00001-JDW-JSS Greene et al v. Regional Adjustment Bureau, Inc.
2:17-cv-05885-LDW-GRB Whitley v. Regional Adjustment Bureau, Inc.
2:17-cv-03966-JS JENKINS v. REGIONAL ADJUSTMENT BUREAU, INC.
How does my debt balance change? Interest can accrue on unpaid debts, increasing the total amount owed.
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our attorneys have extensive experience in defending clients against debt collection harassment, providing legal protection and representation. Contact a legal professional to stop Regional Adjustment Bureau debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more Regional Adjustment Bureau debt collection harassment, call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com.
Success Stories
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
https://consumerlawfirmcenter.com/united-check-recovery-bureau-debt-collection-harassment/
