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Updated by Attorney Derek DePetrillo on 03/25/24 

Recovery Solutions Group Debt Collection Harassment? Stop the Calls!

Recovery Solutions Group Debt Collection Harassment? Stop the Calls! Wish there was a way to make the calls stop? Is Recovery Solutions Group constantly calling and harassing you? Does your phone ring every day, several times per day, because Recovery Solutions Group is calling you to demand payment? Threatening you with legal action? Has Recovery Solutions Group ever used abusive or profane language when speaking with you on the phone? If so, Recovery Solutions Group may be violating your legal rights. Stop harassment.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Is Recovery Solutions Group a scam?

According to the Better Business Bureau website, Recovery Solutions Group has been in business since 2012. There have been 10 complaints closed in the last 3 years and 6 complaints closed out in the last 12 months.

Recovery Solutions Group Better Business Bureau

Who is Recovery Solutions Group?

Recovery Solutions Group is a third-party debt collector located in Harrington, Delaware. Recovery Solutions Group is a debt collection agency that operates within the financial sector. The primary objective of such agencies is to recover unpaid debts on behalf of creditors, which may include credit card companies, banks, or other lending institutions. While debt collection itself is a legitimate and necessary practice, concerns arise when tactics employed cross ethical boundaries, leading to allegations of harassment.

Address: 1008 Mattlind Way
Milford, DE 19963-5300
Phone: (302) 241-0686

Recovery Solutions Group Debt Collection Harassment Tactics

Potential Violations:

Consumers who have experienced harassment from Recovery Solutions Group may question whether the agency has violated the FDCPA or other relevant regulations. Some potential violations include:

  1. Excessive Communication: The FDCPA limits the number of calls debt collectors can make to consumers, aiming to prevent harassment. If Recovery Solutions Group is making an excessive number of calls, it may be in violation.
  2. Communication with Third Parties: Disclosing a consumer’s debt to friends, family, or employers without their consent is generally prohibited by the FDCPA. If consumers are experiencing such breaches of privacy, it raises serious concerns.
  3. Use of Abusive Language: The FDCPA strictly prohibits the use of abusive, threatening, or profane language by debt collectors. If consumers report such behavior from Recovery Solutions Group, it may constitute a violation.

Your Rights and Recourse

As a consumer, it’s essential to know your rights under the FDCPA and take action if debt collectors violate these rights.

  1. Requesting Communication Cease: Consumers have the right to request that debt collectors cease communication altogether. This request must be made in writing, after which the collector can only contact the consumer to acknowledge receipt of the request or to inform them of specific actions, such as a lawsuit.
  2. Keeping Records: Document all communication with debt collectors, including the date, time, and content of each call or message. These records can serve as evidence in case of FDCPA violations.
  3. Seek Legal Assistance: If you believe a debt collector has violated the FDCPA, consider consulting with a consumer rights attorney. They can help you understand your rights, assess your case, and take appropriate legal action if necessary.

Conclusion

The timing of debt collection calls is more than just an inconvenience; it’s a matter of respecting consumers’ rights and well-being. The FDCPA provides clear guidelines to prevent debt collectors from harassing or abusing debtors, including restrictions on calling during inconvenient times. By understanding these regulations and asserting your rights, you can protect yourself from undue stress and harassment in the debt collection process. Remember, you have the power to control how and when debt collectors can contact you—exercise that power wisely.

Recovery Solutions Group Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

302-241-0686, 877-316-8274, 302-467-1908, 302-252-3736, 302-289-3371, 302-252-3767

If so, you may be a victim of Recovery Solutions Group debt collection harassment. The list above is not all the numbers that Recovery Solutions Group uses. Also, calls can be from a different number, and it still is Recovery Solutions Group calling you.  Contact our office right away so we can start the process to stop Recovery Solutions Group from calling you illegally. Above all, no one should live with harassment.

 

Common Questions:

Is Recovery Solutions Group a scam? No, Recovery Solutions Group has been in business since 2012.

Can Recovery Solutions Group seize my property? Recovery Solutions Group can’t seize your property, but there are some exceptions. If the debt was tied to the property, the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Recovery Solutions Group sue me? Yes, Recovery Solutions Group can sue you so long as the debt is within the statute of limitations.

Can Recovery Solutions Group report my debt to the collection’s bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.

Can Recovery Solutions Group arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Recovery Solutions Group and can be found on Pacer.org.

5:19-cv-00086-DDP-SP Jason Kramer v. Recovery Solutions Group, LLC

2:18-cv-00375-SMJ Giles v. Recovery Solutions Group LLC

1:18-cv-04917-LDH-VMS Smilowitz v. Recovery Solutions Group, LLC

0:18-cv-61092-XXXX Connel v. RECOVERY SOLUTIONS GROUP, LLC

3:17-cv-01768-BAJ-RLB Ford v. Recovery Solutions Group, LLC

 

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Recovery Solutions Group debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm, PLLC Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent Recovery Solutions Group debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.

Success Stories

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful, and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going through this type of harassment a very satisfied customer.”

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”

Check out a links below for more information:

https://consumer.ftc.gov/articles/debt-collection-faqs

Delaware Attorney General 

Consumer Financial Protection Bureau