Professional Service Bureau Phone Harassment?
Is Professional Service Bureau (PSB) calling you? Stop Professional Service Bureau phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop PSB phone harassment. Consumers can send a cease and desist letter to stop harassment from debt collectors. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Professional Service Bureau a Scam?
According to the Better Business Bureau website, Professional Service Bureau has been in business for 47 years. There have been 4 complaints filed against PSB with the BBB.
Professional Service Bureau Better Business Bureau
Who is Professional Service Bureau?
Professional Service Bureau is third party debt collector located in Anoka, Minnesota. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court cases alleges that Professional Service Bureau used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 911 Lund Blvd Ste 100
Anoka, MN 55303-2084
Phone: (763) 588-1202
Professional Service Bureau is often referred to or searched for by other names. These include:
professional service bureau, collections service bureau, professional service bureau collection agency, professional services bureau, collection service bureau, agency service bureau
Professional Service Bureau Collection Tactics
Professional Service Bureau (PSB) is a debt collection agency that employs various tactics to recover debts from consumers. Some of their common collection tactics include:
- Sending letters and emails to consumers
- Making phone calls to consumers, including calls to their homes, workplaces, and mobile phones
- Reporting delinquent accounts to credit bureaus
- Negotiating settlements with consumers
- Filing lawsuits against consumers who fail to pay their debts
It’s essential to understand that PSB, like many collection agencies, may use aggressive tactics to collect debts. However, consumers have rights under federal law, including the Fair Debt Collection Practices Act (FDCPA), which protects them from abusive or unfair debt collection practices. If you believe that PSB is using illegal tactics, you have the right to take action and protect yourself.
Professional Service Bureau Collection Tactics
If Professional Service Bureau engages in any of the following tactics, you may have a case:
- Abusive debt collection practices, which are illegal under the Fair Debt Collection Practices Act (FDCPA).
Professional Service Bureau Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
763-588-1202, 425-318-1124, 800-798-1674, 877-688-2268, 800-388-0013, 763-287-1302, (763) 588-1202, (425) 318-1124, (800) 798-1674, (877) 688-2268, (800) 388-0013, (763) 287-1302, 7635881202, 4253181124, 8007981674, 8776882268, 8003880013, 7632871302
If the answer is yes, then you are receiving calls from a known PSB number. You may be a victim of PSB phone harassment. The list above is not all the numbers that PSB uses. The calls can be from a different number and it still be Professional Service Bureau calling you. Contact our office right away so we can start the process to stop PSB from calling you illegally. Above all, no one should live with harassment!
Fair Debt Collection Practices
The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors, including Professional Service Bureau. The FDCPA prohibits debt collectors from engaging in abusive or unfair practices, such as:
- Using abusive or obscene language
- Making false or misleading statements
- Threatening to take action that cannot be taken
- Contacting consumers at inconvenient times or places
- Failing to provide consumers with required disclosures
Consumers who believe that PSB or any other debt collector has violated the FDCPA can file a complaint with the Federal Trade Commission (FTC) or their state’s Attorney General’s office. Understanding your rights under the FDCPA can help you stand up against unfair practices and seek the justice you deserve.
Your Rights When Dealing with Debt Collectors
When dealing with debt collectors like Professional Service Bureau, consumers have several rights under federal law. These rights include:
- The right to be treated with respect and dignity
- The right to receive accurate and complete information about the debt
- The right to dispute the debt and request verification
- The right to request that the debt collector stop contacting them
- The right to sue the debt collector for violating the FDCPA
Consumers can also request that PSB or any other debt collector provide them with a written validation of the debt, which includes the amount of the debt, the name of the creditor, and a statement indicating that the debt will be assumed valid unless the consumer disputes it within 30 days. Knowing and exercising these rights can help you manage interactions with debt collectors more effectively.
Can Professional Service Bureau Sue Me or Garnish My Wages?
Professional Service Bureau, like many collection agencies, may sue consumers who fail to pay their debts. If PSB obtains a court judgment against a consumer, they may be able to garnish the consumer’s wages or seize their assets.
However, consumers have rights under federal law that protect them from wage garnishment. For example, the FDCPA prohibits debt collectors from threatening to garnish wages unless they intend to do so and have the legal right to do so. If you are facing wage garnishment or other collection actions, it is crucial to seek the help of a consumer law attorney who can help you understand your rights and options.
Removing Professional Service Bureau from Your Credit Report
If Professional Service Bureau has reported a delinquent account to a credit bureau, it can negatively impact a consumer’s credit score. However, consumers have the right to dispute inaccurate or incomplete information on their credit report. To remove PSB from their credit report, consumers can:
- Dispute the account with the credit bureau
- Request that PSB provide verification of the debt
- Negotiate a settlement with PSB
- Seek the help of a credit repair company or a consumer law attorney
Consumers can also request that PSB delete the account from their credit report in exchange for payment, known as a “pay-for-delete” agreement. However, these agreements are not always enforceable, and consumers should seek the advice of a consumer law attorney before entering into such an agreement. Taking these steps can help you protect your credit score and financial future.
Is PSB a scam? No, Professional Service Bureau has been in business for 47 years. Debt collection agencies like Professional Service Bureau play a significant role in the debt recovery process.
Can Professional Service Bureau garnish my wages? Yes, PSB can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can PSB sue me? Yes, PSB can sue you so long as the debt is within the statute of limitations
Can PSB report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can PSB arrest me?
The following is a sample list of complaints filed against the Professional Service Bureau in the past and can be found on Pacer.org.
2:12-cv-02583-EFM-DJW Meinhardt v. Professional Service Bureau
0:09-cv-02301-DSD-AJB Lofgren v. Professional Service Bureau
0:10-cv-02125-JNE-JSM Perkins-Brevik v. Professional Service Bureau
2:12-cv-00332-EFS Derrick v. Professional Service Bureau
3:12-cv-01231-TJC-JRK Criswell v. Professional Service Bureau
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Professional Service Bureau harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Federal laws, such as the Fair Debt Collection Practices Act (FDCPA), provide legal protections against harassment from debt collectors.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Professional Service Bureau. call us at
