Professional Finance Company Phone Harassment?
Is Professional Finance Company (PFC) calling you? Stop Professional Finance Company phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? Repeated collection calls from Professional Finance Company are a common complaint. If so, what they are doing is illegal and needs to stop, as they are attempting to collect a debt. Such actions may violate both state and federal laws that protect consumers from harassment.
You have the legal right to stop PFC phone harassment. Federal laws such as the FDCPA are designed to protect consumers from unfair debt collection practices. Be sure to respond promptly to any collection calls or letters to assert your rights.
If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. These laws protect consumers from unfair practices. Consulting a lawyer can help ensure your rights are protected.
Is Professional Finance Company a Scam?
According to the Better Business Bureau website, Professional Finance Company has been in business for 67 years. There have been 19 complaints filed against PFC with the BBB, and many consumers have reported issues with Professional Finance Company.
Actions by Professional Finance Company can also be reported to credit bureaus, which may impact your credit report and score.
Professional Finance Company Better Business Bureau
Who is Professional Finance Company?
Professional Finance Company is a third-party debt collector located in Greeley, Colorado. As a collections agency, they often work on behalf of healthcare providers and other creditors to recover debts owed to the original lender. They have been sued in federal court over times for violating consumer’s rights while collecting on alleged debts. Many consumers have been contacted by Professional Finance Company regarding debts allegedly owed to various creditors. A recent Federal Court case alleges that Professional Finance Company used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 5754 W 11th St Ste 100
Greeley, CO 80634-4811
Phone: (970) 352-5000
Professional Finance Company is often referred to or searched for by other names. These include:
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Professional Finance Company Collection Tactics
If Professional Finance Company engages in any of the following collection agency’s tactics, you may have a case:
- Making repeated collection calls, including at inconvenient times or at your workplace
- Sending text messages to remind you about the debt or request payment
- Failing to provide debt validation when you request it, which is your right under the FDCPA
- Sending threatening or misleading letters regarding your debt
- Using abusive, harassing, or deceptive language
- Threatening legal action they cannot take or do not intend to take
Always respond promptly to any collection calls, letters, or text messages from the agency to protect your rights and ensure accurate handling of your debt.
Professional Finance Company Phone Numbers
970-352-5000, 800-864-4391, 855-267-7451, 855-267-1173, 855-267-9951, 855-267-1356, 970-534-3287, 877-303-7965, (970) 352-5000, (800) 864-4391, (855) 267-7451, (855) 267-1173, (855) 267-9951, (855) 267-1356, (970) 534-3287, (877) 303-7965, 9703525000, 8008644391, 8552677451, 8552671173, 8552679951, 8552671356, 9705343287, 8773037965
If the answer is yes, then you are receiving calls from a known PFC number. These calls from Professional Finance Company, a collections agency, often relate to collections accounts that have been assigned to them. Consumers may be contacted by PFC regarding outstanding collections accounts. You may be a victim of PFC phone harassment. The list above is not all the numbers that PFC uses. The calls can be from a different number and it still be Professional Finance Company calling you. Contact our office right away so we can start the process to stop PFC from calling you illegally. Above all, no one should live with harassment!
Debt Collection Process and Your Rights
Dealing with a debt collector like Professional Finance Company can feel overwhelming, but knowing your rights is the first step toward protecting yourself from debt collection harassment. Under federal law, specifically the Fair Debt Collection Practices Act (FDCPA), consumers are shielded from unfair, deceptive, and abusive tactics by debt collectors and collection agencies.
When you receive initial contact from a debt collector, such as Professional Finance Company, they are required to provide you with a written validation notice. This document must include the amount you owe, the name of the original creditor, and a statement of your right to dispute the debt. You have 30 days from the initial contact to send a written dispute letter if you believe the debt is incorrect or if you need more information. During this time, the debt collection agency must pause collection efforts until they provide written validation of the debt.
It’s important to keep detailed records of all communications with debt collectors. Document every phone call, text message, letter, and email you receive, noting dates, times, and the content of each interaction. This documentation can be crucial if you need to file a complaint or take legal action against a finance company for violating fair debt collection practices.
Debt collectors, including Professional Finance Company, are prohibited from using obscene language, making threats, or sharing information about your debt with third parties. If you are receiving harassing calls or repeated debt collector calls, you have the legal right to request that the collection agency stop contacting you. Sending a cease-and-desist letter can help stop Professional Finance Company from making further contact, giving you space to resolve the debt on your terms.
If you believe your rights have been violated, you can file a complaint with the (CFPB) or the Federal Trade Commission (FTC). You may also want to consult with a law firm experienced in fair debt collection to discuss your options and potentially pursue compensation for any damages.
Remember, you are not required to pay a debt you do not owe. Always verify the debt before making any payments or agreeing to a settlement. If you’re struggling to deal with debt collectors or need help negotiating a debt settlement, consider reaching out for a free consultation today with a reputable law firm or credit counseling agency. They can help you understand your legal rights, stop debt collector harassment, and work toward resolving your debt while protecting your credit report and financial future.
By staying informed and proactive, you can take control of your interactions with Professional Finance Company and any other debt collection agency, ensuring that your rights as a consumer are respected every step of the way.
Is PFC a scam? No, Professional Finance Company has been in business for 67 years.
Can Professional Finance Company garnish my wages? Yes, PFC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. However, you may be able to negotiate a repayment plan with PFC before legal action is taken.
Can PFC sue me? Yes, PFC can sue you so long as the debt is within the statute of limitations. If you receive a court summons, it is important to respond promptly to avoid a default judgment.
Can PFC report my debt to the collections bureaus? Yes, PFC can report your debt to the collections bureaus, and the reported balance may include accrued interest.
Can PFC arrest me? No, PFC cannot arrest you for unpaid debts.
What can PFC collect? The total balance owed to PFC may include the original debt amount, interest, and additional fees.
The following is a sample list of complaints filed against Professional Finance Company in the past year and can be found on Pacer.org.
1:10-cv-01472-REB-MJW Smith v. Professional Finance Company
2:15-cv-00338-JVB-PRC Swisher v. Professional Finance Company Inc
5:17-cv-00690-HE Chandler v. Professional Finance Company Inc et al
3:09-cv-01756-M-BF Conrad v. Professional Finance Company Inc et al
1:10-cv-00487-CMA-KMT Baker et al v. Professional Finance Company, Inc.
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Professional Finance Company harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Professional Finance Company call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
