Updated article on March 22nd, 2024 by Attorney Derek DePetrillo
P & B Capital Group aka Landmark Strategy Group Debt Collector Phone Harassment?
P & B Capital Group aka Landmark Strategy Group Phone Harassment? They also use the alias of Landmark Strategy Group. If you’re getting calls from P & B Capital then there’s a possibility that you owe a creditor and P & B Capital is now responsible for pursuing your delinquent account.
Third-party debt collectors like PnB capitalgroup have the responsibility of contacting debtors to discuss their debts. If p&b is contacting you for the first time, you may be caught off guard and not know what to expect. PBcapital is permitted by law to contact you via phone calls, emails, and messages to discuss your debt. Debt collection methods are however guided by certain federal laws, including the Fair Debt Collection Practices Act (FDCPA), which regulates how agencies collect debts. Violations of these laws by debt collectors have implications.
The FDCPA makes provisions that allow consumers who have been wronged by debt collectors to recover monetary compensation for any damages the harassment of them and their rights have caused. Statutory damages are set at $1000 in addition to attorney fees and additional damages. Call us now if you believe you may have a case of against P & B Capital*.* It could be P & B Capital phone harassment or any other form of intrusive behavior on their part.
Your Rights under the FDCPA
The Fair Debt Collection Practices Act has laid down rules which debt collectors must follow in their collection endeavors. Consumer complaints have been raised against P&B Capital Group, alleging violations of the FDCPA, such as collecting debts not owed and making unlawful threats. Having the knowledge of these laws makes you more confident in your communication with PnB capitalgroup. Some of these laws include.
- Introducing themselves appropriately: The FDCPA states that when debt collectors call a debtor, they should introduce themselves as debt collectors and state the agency they represent and their address. If a PnB capitalgroup debt collection representative fails to do this, you have the right to ask them questions relating to their identity.
- Helping you confirm the debt: A debt collector should be willing to give you details like the name of the original creditor, the amount you owe, and how you can dispute the debt if it is not yours. P&B should also send you proof that the debt is yours if you request for it.
- Refraining from harassing you in any way: The FDCPA strongly frowns on debt collector harassment. If P&B Capital Group LLC is harassing you with phone calls and threatening you, it amounts to P&B Capital Group LLC phone harassment and it is a violation of your rights under the FDCPA.
- Limiting the number of times, they call you: A debt collector should not call you too many times a day. That is harassment.
- Refraining from discussing your debt with third parties. A debt collector should never disclose details of your debt to anyone, not even family and friends.
- Desisting from using profane and obscene words in communicating with you. If profane and obscene words are used on you during the P&B Capital Group LLC debt collection process, your rights have been violated.
- If you are not sure of the name of the collection agency that is contact you than feel free to visit our list of collection agencies List of Collection Agencies in United States Consumer Rights Law Firm PLLC (consumerlawfirmcenter.com).
Can P&B Capital Group LLC Garnish My Wages?
Before we go ahead to answer this question, let us have a look at what the word “Garnish” means in this context. In the contest of debt collection, “to garnish” is not to add decorative vegetables or spices to a salad or soup. Garnishing in this context refers to a situation where money from a debtor’s paycheck is withheld and sent to the creditor. A third party’s involvement is paramount, and this third party is the debtor’s employer, who is then referred to as the “garnishee”.
So, to answer the question, yes, a debt collector can garnish your wages after seeking permission from your employer and the court.
What are garnished accounts used for? They are used to settle debts from child support, student loans, unpaid taxes, and other unsettled collection accounts.
Now how does it really work? When someone enters a debt and fails to pay at the given period of time, the creditor meets and arranges with the debtor’s employer with permission from the court to take a certain amount from the debtor’s wages to pay, for as long as necessary, till all the debt is fully recovered. This principle applies in all cases of debt, except if the debt is under the Internal Revenue Service (IRS). The court has no need to step in if the debt is an IRS levy.
Who is P&B Capital Group?
P&B Capital Group is a third party collection agency and debt collector located in West Seneca, New York. Established in 2004, the company is a mid-sized accounts receivable management provider that has recorded a massive 2000% growth rate in the last five years.
Contact Information
Address: 455 Center Rd Ste 1
West Seneca, NY 14224-2100
Phone: (716) 891-5800
Is P&B Capital Group a Scam?
According to the Better Business Bureau website, P&B Capital Group has been in business for 15 years. It is important to monitor reports from the three major credit bureaus and dispute any inaccuracies to ensure correct reporting. There have been 34 complaints filed against P&B with the BBB. Read more about it here: P&B Capital Group Better Business Bureau
Recognizing Debt Collector Harassment
Debt collector harassment can take many forms, including repeated phone calls, threatening language, and false threats. If you’re experiencing any of these behaviors from P&B Capital Group, it’s essential to recognize the signs of harassment and take appropriate action. Here are some common indicators of debt collector harassment:
- Repeated phone calls: If P&B Capital Group is calling you multiple times a day, week, or month, it may be considered harassment.
- Threatening language: If a debt collector uses threatening language, such as threatening to sue you or damage your credit report, it’s a sign of harassment.
- False threats: If a debt collector makes false threats, such as claiming they will arrest you or seize your assets, it’s a sign of harassment.
- Unfair practices: If a debt collector engages in unfair practices, such as calling you at work or contacting your family members, it’s a sign of harassment.
Recognizing these behaviors is the first step in protecting your rights. If you believe you are being harassed, it’s important to remain calm and take appropriate action to address the situation.
Suing P & B Capital Group
If you believe P&B Capital Group has violated your consumer rights, you may be able to sue them. Here are some steps to take:
- Document everything: Keep a record of all interactions with P&B Capital Group, including dates, times, and details of conversations. This documentation can be crucial evidence if you decide to take legal action.
- Request validation: Request validation of the debt from P&B Capital Group to ensure it’s legitimate. This step is important to confirm that the debt they are trying to collect is actually yours.
- Seek legal advice: Consult with an attorney who specializes in debt collection harassment cases to determine the best course of action. An experienced lawyer can provide guidance on your rights and the viability of your case.
- File a lawsuit: If you decide to sue P&B Capital Group, your attorney can help you file a lawsuit and seek compensation for any damages. Legal action can be a powerful way to hold the debt collector accountable and protect your consumer rights.
Taking these steps can help you address any violations of your rights and potentially receive compensation for any harm caused by P&B Capital Group’s actions.
Filing a Complaint
If you believe P&B Capital Group has violated your consumer rights, you can file a complaint with the relevant authorities. Here are some steps to take:
- Contact the Consumer Financial Protection Bureau (CFPB): The CFPB is responsible for regulating debt collection agencies and can investigate complaints. You can file a complaint online through their website.
- Contact the Federal Trade Commission (FTC): The FTC is responsible for enforcing the Fair Debt Collection Practices Act (FDCPA) and can investigate complaints. Filing a complaint with the FTC can help ensure that your concerns are addressed.
- Contact your state’s Attorney General: Your state’s Attorney General may also be able to investigate complaints and take action against P&B Capital Group. Each state has its own process for filing complaints, so check your state’s Attorney General’s website for specific instructions.
Filing a complaint with these authorities can help protect your rights and hold P&B Capital Group accountable for any violations of fair debt collection practices.
P&B Capital Group Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
716-891-5800, 888-569-9635, 877-743-9600, 312-445-0291, 760-851-0024, 503-867-8805, 406-534-0527, 718-283-4210, 716-891-5800, 888-569-9635, 877-743-9600, 312-445-0291, 760-851-0024, 503 867-8805, 406-534-0527, 718-283-4210, 716-891-5800, 888-569-9635, 877-743-9600, 312-445-0291, 760-851-0024, 503-867-8805, 406-534-0527, 718-283-4210, 239-330-4357, 888-569-9635, 1-855-458-1678, 855-270-8234, 234-888-3553
If the answer is yes, then you are receiving calls from a known P&B number. You may be a victim of P&B phone harassment. Call us now at
The following is a sample list of p&b capital group complaints in the past year and can be found on Pacer.org.
2:15-cv-00032-SEH Marchion v. P&B Capital Group
1:11-cv-00012-C Tharp v. P&B Capital Group
2:10-cv-00191-DGC Dantaylor-King v. P&B Capital Group
4:12-cv-00144-DCB Myers v. P&B Capital Group
8:14-cv-01430-JLS-RNB Tina Kaloustian v. P&B Capital Group
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from P&B Capital Group. Our office has been assisting consumers since 2010, and
