Orange Capital Solutions is a debt collection agency based in Murrieta, California. If you’ve been contacted by them regarding an outstanding debt, it’s essential to understand your rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) to ensure fair treatment.BBB+1BBB+1
📍 Contact Information for Orange Capital Solutions
- 📍 Address: 40485 Murrieta Hot Springs Rd #389, Murrieta, CA 92563-6436BBB+1BBB+1
- 📞 Phone: (951) 402-6887
- 🔎 BBB Profile
🔎 Understanding Debt Validation: Your Right to Demand Proof
Before making any payments to a debt collection agency, you have the right to request proof that the debt is valid and that it belongs to you. Debt collectors are required to provide a written validation notice, but some may fail to do so.
What You Can Do:
- Request debt validation in writing: Send a formal request within 30 days of the first contact.
- Check for errors: Ensure the amount, creditor, and details match your records.
- Look for expired debts: Some debts may be past the statute of limitations, meaning you’re not legally obligated to pay.
- Report any violations: If Orange Capital Solutions continues collection efforts without proper validation, they may be violating the FDCPA.
🔹 Learn how to dispute a collection agency claim here.
💰 Can a Debt Collector Freeze Your Bank Account?
Orange Capital Solutions cannot directly withdraw funds from your account, but certain legal actions could lead to frozen funds.
When Can This Happen?
- If a court issues a judgment against you: Creditors may freeze your account through a bank levy.
- If you live in a state allowing garnishments: Some states permit bank account garnishments as part of debt collection lawsuits.
- If you’ve co-signed a loan: Your bank account could be at risk if the primary borrower defaults.
📌 Concerned about bank levies or garnishments? Understand your rights here.
🔹 What to Do If Orange Capital Solutions Contacts You
If this firm is reaching out to you, consider the following steps:
- Do not panic: You have rights under federal law.
- Avoid verbal agreements: Always request written documentation.
- Know the statute of limitations: Avoid restarting the clock on old debts by making payments or acknowledging them.
- Consult with a legal professional: Seek assistance before making any commitments.
📌 Is Orange Capital Solutions harassing you? Find out how to stop aggressive debt collectors.
📞 Get Legal Assistance & Stop Orange Capital Solutions
If Orange Capital Solutions is harassing you, misreporting debts, or pressuring you into unfair payments, you do not have to face them alone.
📞 Call Consumer Rights Law Firm PLLC at 877-700-5790 today
💻 Schedule a Free Consultation Here
✅ Take control of your financial future now!
Note: Orange Capital Solutions is not accredited by the Better Business Bureau (BBB), but it holds an A+ rating. The firm also operates under the alternate name OGHMA Credit Services, Inc.