Omnipoint Capital Phone Calls?
Is Omnipoint Capital harassing you? Omnipoint Capital is a collection agency whose job is to collect debts. Debt collection is a process that many debtors have a hard time going through due to the annoying debt collection process of debt collectors like Omnipoint Capital.
When life challenges happen and hit your finances with a blow, people may fall back on their bills. Sometimes, their fall is so great that they need help getting back up so they opt to obtain a loan for various purposes.
Being in debt is not the end of the world but it definitely isn’t the best of experiences either. People fall into and come out of debts every day, so it is not a new thing, neither does it mean that you are financially irresponsible. However, being in debt could be a traumatizing experience owing to the fact that it obstructs and affects many things in the lives of people.
Another ripple effect of being in debt is having to deal with things like Omnipoint Capital phone harassment; endless calls and messages. Debt collectors sometimes do unpleasant things to debtors in an attempt to get them to pay. If Omnipoint Capital debt collection process includes intruding on your privacy, threatening you, or calling people to tell them about your debt, that is Omnipoint Capital phone harassment. They are violating federal laws like the FDCPA and should be stopped. You can file a complaint against them to your State’s Attorney General or sue them to court for monetary compensation. Call us now on 877-700-5790 to help you stop Omnipoint Capital phone harassment.
What is the debt collection process?
Even though debt collectors many times go too far and overstep their jurisdiction, they are only trying to get their job done.
A fact that should always be remembered is that nobody is forced to borrow money. People borrow usually because they need to and these lenders give out the money on the condition that it will be returned. Debt collectors are just trying to ensure that that process goes as planned.
Omnipoint Capital debt collection process is a series of events that are tailored towards recovering the money you owe.
Usually, it starts with just two parties; your creditor or lender and you. At this stage, there are no third parties involved and your creditor uses internal collectors to attempt recovering the debt. This is usually around the first 6 months of the delinquent loan and is the perfect time to pay up your debt seeing that there are no third parties involved.
The next stage of Omnipoint Capital debt collection is when your creditor gets “tired” of trying to get you to pay and transfers the job to an agency. This third-party agency takes up the responsibility of recovering debt from the debtor. If the third party agency is successful at it, they get paid a commission by your original creditor.
In the third stage of Omnipoint Capital debt collection, your creditor completely sells off your debt at a very low price to another agency known as a debt buyer. The debt buyer in turn begins the process of contacting you for payment in an attempt to get profit from their purchase.
Can I Stop A Debt Collector From Calling Me?
A debt collection call can take you off guard and destabilise you, it can make you have a bad day and keep you up at night. You can ask yourself, “can this calls stop?” Well, the answer is yes. If a debt collection call becomes frequent and you do not want to keep picking up, learn two easy things to do:
- Pay your debt: Well, this isn’t exactly easy but if you mustn’t file for bankruptcy and the debt hasn’t been cancelled and you still have to pay, you should pay your debt and keep your credit report clean. The earlier you clear your credit report, the easier it becomes for you to take loans and other credits.
- Write to the debt collector: you have the right to tell the debt collector that the calls and texts are no longer necessary, only that you must write to the debt collector. The letter written to ask the debt collector to stop the calls is called a Cease and Desist Letter. In it you ask the debt collector to cease from calling you, not that you will not pay your debt.
What information does the cease and desist letter carry?
• The date you are writing it,
• Your name
• The address of the debt collector
• The account number for the collection.
The letter should be typed and printed, then sent to the debt collection agency. The debt collector will not take a verbal or sent letter from you and this will not be a violation of the Fair Debt Collection Practices Act (FDCPA) if they still call you. After receiving the letter from you, the debt collector can call only one more time to inform you of the next action they will take.
Please remember that the cease and desist letter only stops collection calls, but do not in any way stop any collection activity
Who is Omnipoint Capital?
Omnipoint Capital is a third-party debt collector located in Buffalo, New York. They are not registered with the New York Sec of State in violation of state laws and numerous consumers have complained about illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Omnipoint Capital DBA as Omnipoint Management Solutions.
Address: 1902 Ridge Rd. Ste 148
West Seneca, NY 14224
Phone: (866) 321-9078
Is Omnipoint Capital a Scam?
According to the Better Business Bureau website, Omnipoint Capital has been in business for 1 year. Read more about them and the complaints leveled against them by dissatisfied consumers here: Omnipoint Capital Better Business Bureau
Omnipoint Capital Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
866-321-9078, 866-208-4095, (866) 321-9078, (866) 208-4095, 8663219078, 8662084095
If the answer is yes, then you are receiving calls from a known OC number. You may be a victim of OC phone harassment. Call us now on 877-700-5790.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Omnipoint Capital. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Check out the links below for more information: