Nationwide Credit Corporation Phone Harassment?
Is Nationwide Credit Corporation (NCC) calling you? Stop Nationwide Credit Corporation phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Collection agencies like NCC are regulated by federal laws, including the Fair Debt Collection Practices Act (FDCPA).
You have the legal right to stop NCC phone harassment. Under the FDCPA, consumer rights are protected, and the law specifically protects consumers from abusive collection practices by collection agencies. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Nationwide Credit Corporation a Scam?
According to the Better Business Bureau website, Nationwide Credit Corporation is a company operating as a third-party debt collection agency and has been in business for 49 years. There have been 13 complaints filed against NCC with the BBB. NCC complaints are an important way for consumers to document and report issues with the company, especially if they experience harassment or violations of the Fair Debt Collection Practices Act.
Nationwide Credit Corporation Better Business Bureau
Who is Nationwide Credit Corporation?
Nationwide Credit Corporation is a third party debt collector located in Alexandria, Virginia and operates as part of the nationwide credit collection industry. Debt collection agencies like NCC must follow federal and state regulations that govern their practices and protect consumer rights.
NCC has been a party to a Federal Court case over 60
Address: 5503 Cherokee Ave Ste 101
Alexandria, VA 22312-2307
Phone: (703) 642-7500
Nationwide Credit Corporation Collection Tactics
If Nationwide Credit Corporation engages in any of the following tactics, you may have a case:
- using threatening language, such as aggressive or intimidating statements, or threats of arrest or legal action without basis
- repeated or harassing telephone calls, including unwanted, intrusive, or automated calls, especially after you have requested they stop
Nationwide Credit Corporation Phone Numbers
703-642-7500, 703-813-1400, 800-989-3400, 703-776-9260, (703) 642-7500, (703) 813-1400, (800) 989-3400, (703) 776-9260, 7036427500, 7038131400, 8009893400, 7037769260
If the answer is yes, then you are receiving calls from a known NCC number. You may be a victim of NCC phone harassment. NCC is known for contacting consumers through various phone numbers, and they may attempt to reach you using different methods or numbers. The list above is not all the numbers that NCC uses. The calls can be from a different number and it still be Nationwide Credit Corporation calling you. Contact our office right away so we can start the process to stop NCC from calling you illegally. Above all, no one should live with harassment!
Is NCC a scam? No, Nationwide Credit Corporation has been in business for 49 years.
Can Nationwide Credit Corporation garnish my wages? Yes, NCC can garnish your wages if they obtain a judgment from the courts, but wage garnishment is limited to certain situations, such as government debts. Whether your wages can be garnished may also depend on your employment status. Setting up a payment arrangement may help prevent garnishment.
Can NCC sue me? Yes, NCC can sue you so long as the debt is within the statute of limitations, but only the original or current creditor has the legal right to sue. NCC is attempting to collect debts, and paying or making a payment on the debt may stop further legal action.
Can NCC report my debt to the collection bureaus? Yes, NCC can report your debts to the credit bureaus. Collecting and reporting debts can negatively impact your credit score. Once a debt is paid, it should be updated on your credit report.
Can NCC arrest me? No, NCC cannot arrest you. Any threats of arrest are false and violate the FDCPA.
Can NCC collect on a medical bill? Yes, NCC can collect on a medical bill if the debt has been assigned to them for collection.
Can NCC garnish my bank account? Yes, if NCC obtains a judgment against you, they may be able to garnish your bank account to collect unpaid debts, subject to certain legal protections.
The following is a sample list of complaints filed against Nationwide Credit Corporation in the past and can be found on Pacer.org.
The following cases were filed in United States District Court and involve allegations that Nationwide Credit Corporation violated federal laws such as the FDCPA:
2:15-cv-00157-WHA-WC Martin v. Nationwide Credit Corporation
1:13-cv-05156 Glaser v. Nationwide Credit Corporation (this case involved allegations that Nationwide Credit Corporation violated the FDCPA)
1:15-cv-11232 Osnayo v. Nationwide Credit Corporation
1:10-cv-10342-DPW Ball v. Nationwide Credit Corporation
1:05-cv-01521-CCB Saracco v. Nationwide Credit Corporation
If consumers prevail in these cases, they may be entitled to recover costs and attorney fees.
is a law firm with experienced attorneys specializing in debt collection defense, helping clients who are facing harassment from debt collectors in any form, including telephone communication. We offer a free consultation to those experiencing Nationwide Credit Corporation (NCC) harassment. Debt relief may be possible as a result of legal action against unlawful collection practices. There are certain steps you should take if you are facing debt collection harassment, such as understanding your rights under the FDCPA, documenting all communications, and seeking legal advice. You also have the right to dispute inaccurate information on your credit report, especially if it is the result of identity theft. Never share your social security number with debt collectors unless you have verified their identity and legitimacy. Rather than suffer alone, contact our office to begin the process to stop the Nationwide Credit Corporation harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Nationwide Credit Corporation, call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
How to Send a Cease and Desist Letter to Nationwide Credit Corporation
If you’re experiencing persistent phone calls or other forms of harassment from Nationwide Credit Corporation, sending a cease and desist letter is a powerful way to assert your rights and stop unwanted debt collection activities. Under the Fair Debt Collection Practices Act (FDCPA) and other state and federal laws, consumers are protected from abusive tactics by debt collectors. Here’s how you can take action:
- Obtain Verification of the Alleged DebtBefore you send a cease and desist letter, request verification of the alleged debt from Nationwide Credit Corporation. Under the FDCPA, you have the right to obtain details about the debt, including the amount owed and the name of the original creditor. This step ensures you are not being contacted about a debt you do not owe or that may be the result of inaccurate information.
- Document All Phone Calls and CommunicationsKeep a detailed record of every phone call, including dates, times, and the content of each conversation. This documentation can be crucial if you need to take legal action for violations of fair debt collection practices.
- Draft Your Cease and Desist LetterIn your letter, clearly state your name, address, and any account number associated with the debt. Formally request that Nationwide Credit Corporation cease all communication with you regarding the debt. Reference your rights under the Fair Debt Collection Practices Act and, if applicable, the Telephone Consumer Protection Act.
- Specify Any ViolationsIf Nationwide Credit Corporation has used profane language, made threatening statements, called at inconvenient times, or engaged in any other form of harassment, be sure to mention these violations in your letter. Pointing out these actions can strengthen your case and put the debt collector on notice that you are aware of your rights.
- Include a Warning About Further ViolationsLet Nationwide Credit Corporation know that any further contact will be considered a violation of the FDCPA and may result in statutory damages. Inform them that you will report any continued harassment to the Federal Trade Commission and your state Attorney General.
- Send the Letter via Certified MailAlways send your cease and desist letter to Nationwide Credit Corporation’s official address using certified mail. This provides proof that the letter was sent and received, which is important if you need to demonstrate your efforts in court.
- Monitor for Continued Contact and Take Further Action if NeededIf Nationwide Credit Corporation continues to call or contact you after receiving your cease and desist letter, document every instance. You may be entitled to actual damages and statutory damages under federal law. At this point, consider seeking legal action with the help of an experienced attorney who specializes in debt collection cases.
Remember, as a consumer, you are protected by state and federal laws, including the FDCPA and the Telephone Consumer Protection Act. If you believe Nationwide Credit Corporation has violated your rights, don’t hesitate to assert your protections and seek assistance. Taking these steps can help you put an end to NCC phone harassment and regain your peace of mind.
