National Debt Holdings Phone Harassment?
Is National Debt Holdings (NDH) calling you nonstop over a debt? Have debt collectors from National Debt Holdings threatened to have you jailed or arrested over the non-payment of your debt? If yes, then National Debt Holdings (NDH) may be guilty of debt collection harassment. If you are also experiencing National Debt Holdings phone harassment, then they may also be guilty of violating the TCPA.
Even after mapping a perfect financial plan for your life, unplanned events can get in the way ruining everything you planned. Health conditions, divorce, accidents, and so on affect people’s finances in one way or the other and can get them into debt.
One of the things that accompany debts is the calls from debt collectors which has been a nightmare for many debtors. Debt collectors are organizations or agencies that specialize in pursuing payment of debts owed by individuals or businesses. Debt collectors can get harsh and unpleasant while trying to recover debts from people.
If you’re being harassed by a National Debt holdings LLC, there are ways to get them to stop. The FDCPA and other federal laws protect you from debt collection harassment.
How Federal Laws Protect you from Harassment
The fact that you owe does not mean that you have to be harassed and threatened. Some debt collectors attempt to rob you of your peace of mind.
This is why the Fair Debt Collection Practices Act stops them from overstepping their bounds by prohibiting them from doing the following:
- Calling you many times a day
- Threatening your life using scary words
- Calling you for a debt you do not owe
- Calling your family and friends to tell them about your debt when they already have your personal phone number
- Harassing or abusing you in any way
If National Debt Holdings is violating the FDCPA, call us now at 877-700-5790.
What to do if you are experiencing National Debt Holdings debt collection harassment
Do you get called up several times a day by NDH, even at inconvenient times or places? If you do feel that a collection agency is harassing you, then there are many options available to you towards resolving it. You should never have to tolerate debt collection harassment.
First, you can reach out to the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau. These federal agencies work together to ensure that third-party debt collection agencies like National Debt Holdings abide by the rules stipulated by the FDCPA and punish any collection agencies that engage in abusive or deceptive collection tactics in the process of pursuing a delinquent debt from a consumer.
You should never let embarrassment over the fact that you have a debt prevent you from taking action if a debt collector harasses you; you have rights and being in debt gives National Debt Holdings no right to disrespect them. Even if you legitimately owe them money, the law prevents debt collectors from calling you several times a day, calling up your family members to report your debt, or threatening to have you arrested or jailed.
Having dealt with so many consumers and their debt collection harassment cases, we perfectly understand that a debt collection call can be a scary thing. However, it is important to know that you aren’t alone and that you don’t have to feel ashamed about it, as there are laws that exist exclusively to protect your interests in the context of debt collection. You should also know that the worst thing to do is to ignore the calls. Speaking to them isn’t the same as admitting to owning the debt.
Also, you also don’t have to speak with a collection agency immediately they call you. If you pick up the phone and aren’t yet prepared to have a conversation about your unpaid debt, it is perfectly fine to ask the collection agency’s representative to call you back later when you feel more prepared for the conversation. Doing this helps you plan out more carefully what you’d like to say when the debt collector finally calls back.
Finally, debt collectors must comply with the Fair Debt Collection Practice laws, alongside whatever laws govern debt collection in your state. Debts covered under these regulations are personal loans which include: automobile loans, medical care bills, and credit card debt. Debt collectors must provide information about the debt within five days after contacting you and send a notice about the amount you owe, who you owe it to and what actions you should take if you do not think you owe the money.
Is National Debt Holdings a Scam?
According to the Better Business Bureau website, National Debt Holdings debt collection agency has been in business for 4 years. You can read more about the company and all the complaints filed against them by dissatisfied consumers here: National Debt Holdings Better Business Bureau
Who is National Debt Holdings?
According to their website, National Debt Holdings is a receivables management firm assisting creditors with improving their cash flow performance from their account portfolios.
Address: 200 S Biscayne Blvd STE 2790
Miami, FL 33131-5324
Phone: (877) 277-5571
Are you experiencing National Debt Holdings Phone Harassment?
Are you receiving any harassing phone calls from any of the following numbers?
877-277-5571, 305-675-5858, (877) 277-5571, (305) 675-5858, 8772775571, 3056755858
If the answer is yes, then you are receiving calls from a known NDH number, and you may be a victim of NDH phone harassment. Call us now at 877-700-5790.
The following is a sample list of complaints filed against National Debt Holdings in the past year and can be found on Pacer.org.
1:19-cv-00173-SJD-SKB Calvert v. National Debt Holdings LLC
4:18-cv-03298 Sutphen v. National Debt Holdings, LLC
3:19-cv-00736-JJH Parker v. Debt Management Partners, LLC et al
4:19-cv-00718-BYP Smith v. Debt Management Partners, LLC et al
2:19-cv-01737-ALM-CMV Marshall v. Debt Management Partners, LLC et al
Do you have a Question?
If you have an unanswered question about National Debt Holdings and their collection process, or about debt collection harassment in general, do not hesitate to reach out to us here.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from National Debt Holdings. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Check out the links below for more information:
Last Updated on December 29, 2022