Midwest Service Bureau Phone Harassment?
Is Midwest Service Bureau harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they contacting you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop Midwest Service Bureau phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000 in statutory damages, along with covering your attorney fees.
Federal laws, such as the FDCPA, regulate debt collection practices and protect consumers from harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. The FDCPA also regulates how debt collectors can communicate with consumers and third parties. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Midwest Service Bureau a scam?
According to the Better Business Bureau website, Midwest Service Bureau has been in business since 1970. There have been 13 complaints closed in the last 3 years and 3 complaints closed out in the last 12 months. These complaints often reflect consumer concerns about collection practices and customer service.
Midwest Service Bureau Better Business Bureau
What is Midwest Service Bureau?
Midwest Service Bureau are debt collectors and provide personalized medical debt collection agency services in Kansas, Oklahoma, Missouri and Arkansas. They may collect debts owed to a bank or other service providers, acting on behalf of the creditor’s interests.
Address: 625 W Maple St Wichita, KS 67213-4618 Phone: (316) 263-1051
Midwest Service Bureau Phone Harassment Examples
Customers deserve to be treated with respect and fairness during the debt collection process. If Midwest Service Bureau engages in any of the following tactics, you may have a case. These harassment tactics can cause significant distress to the customer:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Customers have rights and should not tolerate disrespectful or aggressive behavior from collectors.
Known Midwest Service Bureau Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(316) 263-1051
If the answer is yes, then you are receiving calls from a known Midwest Service Bureau number. Communications from Midwest Service Bureau may come from various phone numbers and can include calls, letters, or other forms of contact. You may be a victim of Midwest Service Bureau phone harassment. The list above is not all the numbers that Midwest Service Bureau uses. The calls can be from a different number and it still be Midwest Service Bureau contacting you. Make sure that Midwest Service Bureau provides information about the debt and your rights as required by law. Contact our office right away so we can start the process to stop Midwest Service Bureau from calling you illegally. Above all, no one should live with harassment!
Credit Report and Debt Collection
Dealing with Midwest Service Bureau as a collection agency can have a significant impact on your credit report and overall financial health. As a debt collector working on behalf of various creditors—including banks, healthcare providers, and retail companies—Midwest Service Bureau’s collection accounts can appear on your credit report, potentially lowering your credit score and making it harder to secure loans or favorable interest rates in the future.
It’s important to be aware of your rights under the Fair Debt Collection Practices Act (FDCPA), which sets clear guidelines for how debt collectors like Midwest Service Bureau must conduct themselves. The FDCPA prohibits aggressive tactics, frequent calls, offensive language, and other forms of harassment. If you believe you’re experiencing fdcpa violations, such as being contacted multiple times a day or receiving threats of legal action, you have the right to dispute the debt and request a validation notice. This notice, which Midwest Service Bureau is required to provide upon first contact, should include a detailed breakdown of the debt, the original creditor, and your rights as a consumer.
Midwest Service Bureau reviews often mention persistent phone calls and aggressive communication, which can cause financial strain and emotional stress. Ignoring these calls or failing to respond to written notices can escalate the situation, sometimes resulting in legal action or further negative marks on your credit report. Instead, consider reaching out directly to Midwest Service Bureau to discuss your options, or seek assistance from a reputable credit repair company. These professionals can help you dispute inaccuracies, negotiate payment plans, and even work toward removing collection accounts from your credit report.
When resolving a collection account, keep in mind that simply paying the debt may not automatically remove it from your credit report. In some cases, you may need to submit a goodwill letter to Midwest Service Bureau, requesting that the account be removed as a gesture of goodwill, especially if you’ve demonstrated a commitment to resolving your debts. Always review any validation notice or written communication carefully, and keep records of all correspondence for your protection.
For additional support, consult resources like the Better Business Bureau and other consumer protection agencies to learn more about Midwest Service Bureau’s business practices. By understanding the debt collection process, your rights, and the importance of clear communication, you can take proactive steps to resolve your debts, protect your credit report, and minimize the negative impact of debt collection on your financial future.
Common Questions:
Is Midwest Service Bureau a scam? No, Midwest Service Bureau has been in business since 1970.
Can Midwest Service Bureau seize my property? Midwest Service Bureau can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Midwest Service Bureau sue me? Yes, Midwest Service Bureau can sue you so long as the debt is within the statute of limitations. However, they can only pursue the actual amount owed, so it is important to verify the balance before taking any action.
Can Midwest Service Bureau report my debt to the collections bureaus? Yes, unpaid debts can be reported to credit bureaus, which can negatively impact your credit score and report.
Can Midwest Service Bureau arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts, like unpaid child support or traffic tickets.
If you are paying debts or making payments to Midwest Service Bureau, keep in mind that simply paying or having the debt paid does not guarantee removal from your credit report. To improve your credit standing, you should negotiate an agreement, such as a pay-for-delete, and obtain written notice confirming the terms. Always verify the debt amount owed and the balance before making any payments.
Disputing debts is an important step if you believe there are inaccuracies. You should send a written notice to assert your rights and begin the dispute process. Contacting a representative at Midwest Service Bureau can assist in clarifying details about your debt and the process for removing MSB from your credit report.
Our legal team can assist clients by disputing debts, negotiating agreements, and working toward removing MSB from credit reports. Many clients have successfully resolved their issues and improved their credit with our help.
The following is a sample list of complaints filed against the Midwest Service Bureau and can be found on Pacer.org.
2:12-cv-02155-CM-KMH Haskins v. Midwest Service Bureau, Inc.
2:10-cv-02633-CM-GLR Johnson et al v. Midwest Service Bureau, Inc.
4:99-cv-00698-NKL Hernandez, et al v. Midwest Service, et al
3:90-cv-00665-WWE Aponte v. Midwest Service Bure
CONSUMER RIGHTS LAW FIRM, PLLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our dedicated team of professionals is ready to assist clients in stopping harassment and protecting their rights. Rather than suffer alone, contact our office to begin the process to stop the Midwest Service Bureau harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau, and our team is committed to supporting each client throughout their case.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Midwest Service Bureau, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
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