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MG Credit Debt Collection Harassment

Are you being harassed by MG Credit over a debt?

Debts have been in existence long before we even invented money. People have been owing institutions or each other ever since the start of economies. This is more reason to understand that being in debt is nothing strange or new. Situations may arise, and you may fall behind on meeting up with your bill payments and end up being in debt.

While it is advisable to always pay debts on time because of the negative effects debt delinquency can potentially have on your credit score, it is not always very easy. If you are finding it difficult to pay up your debt, the last thing you need is a debt collector breathing down your neck by repeatedly demanding payment for your loans that have gone into collections.

Debt collectors are known for their diverse and (usually unpleasant) methods of debt collection. Many people have had distressing stories to tell about their experiences with debt collectors.

The Federal Trade Commission has received various complaints by irritated consumers who have had to go through untold harassment from debt collectors. If you are currently being harassed by a debt collector, you need to know what your rights are and if you suspect that they are being violated, you should contact a qualified lawyer here

What are my consumer rights in the context of debt collection? 

The mistake many debtors make is assuming that debt collectors are allowed to harass them in any way. This is wrong. You do not have to go through untold harassment just because you owe a debt that you have no means of repaying. There are federal laws that prohibit debt collectors from being deceptive, unfair, and intimidating in their debt collection methods.

One of such laws is the Fair Debt Collection Practices Act and they prohibit debt collectors from doing the following:

  • Making harassing phone calls to consumers by making their phones ring many times a day.
  • Threatening to send consumers to jail over a debt.
  • Using of obscene and profane words in their communications with debtors.
  • Calling a debtor’s employer, family or friends, when they already have the direct phone number of the debtor.
  • Failing to introduce themselves when they call a debt collector.
  • Ignoring a cease-and-desist letter

if you are faced with any of the unethical and harassing collection methods listed above, do not hesitate to contact a qualified consumer rights attorney at 877-700-5790.

Who is MG Credit?

MG Credit is a third-party debt collector located in Jacksonville, Florida.

Contact information

Address: 5115 San Juan Ave

Jacksonville, FL 32210-3137

Phone: (904) 387-6503

Is MG Credit a scam?

No, they are a legitimate debt collection agency. According to the Better Business Bureau website, MG Credit has been in business since 1967. There have been 19 customer complaints filed. Find more information about them here MG Credit Better Business Bureau

MG Credit Phone Numbers

Are you receiving any harassing phone calls from any of these numbers?

904-387-5603, 800-387-5603, 904-387-6503

If so, you may be a victim of MG Credit debt collection harassment and you should contact us here

The following is a sample list of complaints filed against MG Credit and can be found on

4:13-cv-00024-RH-CAS KILBY v. MG CREDIT INC

8:11-cv-02111-EAK-TBM Graham v. MG Credit


Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from MG Credit. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at 877-700-5790 for immediate assistance.

Check out the links below for more information:

Florida Attorney General 

Consumer Financial Protection Bureau


Debt Recovery Solutions Harassment?


Calls from Vance & Huffman?