Medicredit Debt Collection Harassment?

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Medicredit Debt Collection Harassment?

Third party debt collectors like Medicredit are tasked with the responsibility of recovering debts on behalf of businesses and creditors. So, if Medicredit or any other debt collector is calling you, you are not alone. Lots of people are going through the exact same thing, getting calls from Medicredit or another collection agency.

Falling into debts is nothing out of the ordinary. It happens to people at different times in their lives. And it is perfectly normal for a debt collector to call you about a debt. What is not normal however, is for the debt collector to harass, or threaten you. That is unfair and unacceptable.

If you are harassed during Medicredit debt collection, your rights under the FDCPA have been tampered with.

In whatever form it comes, be it through the use of profane and obscene words, or through threats of arrest and jail term, debt collection harassment is not funny and should not be treated with levity. Call us now if you’re experiencing Medicredit phone harassment or any other form of harassment.

Should you stop a debt collector from contacting you?

If you’re experiencing Medicredit phone harassment, You have the ability to stop them from calling. You can do that by simply sending a cease and desist letter.

A cease and desist letter mandates them to stop all forms of Medicredit debt collection calls.

But this is only a good idea if you’re sure that the debt that the debt collector is calling you about is either not your debt, or is an already paid or settled debt. In this case, you should send a cease and desist letter. And if the collection agency still calls you afterwards, you have every right to sue them.

If however, the debt in question is yours and is valid, it is not advisable for you to stop Medicredit debt collection calls completely. This is because Medicredit debt collection could come back with an uglier face, a lawsuit.

If you’re facing Medicredit phone harassment, we understand how tough that can be, but there are better ways to stop it than cutting off communications with the debt collector. Call us today.

Is Medicredit a scam?

According to the Better Business Bureau website, Medicredit has been in business since 1977. There have been 243 customer complaints filed.

Medicredit Better Business Bureau

Who is Medicredit?

Medicredit is third party debt collector located in St. Louis, Missouri. They has been a party to over 460 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court cases alleges that Medicredit used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 111 Corporate Office Dr Ste 200
Earth City, MO 63045-1506
Phone: (800) 888-2238

Medicredit Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

800-888-2238, 571-423-5802, 800-823-2318, (800) 823-2318, (877) 395-3125, (800) 888-2238,

If so, you may be a victim of Medicredit debt collection harassment. The list above is not all the numbers that Medicredit uses. Also, calls can be from a different numbers and it still be Medicredit calling you.  Contact our office right away so we can start the process to stop Medicredit from calling you illegally. Above all, no one should live with harassment.

Common Questions:

Is Medicredit a scam? No, Medicredit has been in business since 1977.

Can Medicredit seize my property? Medicredit can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Medicredit sue me? Yes, Medicredit can sue you so long as the debt is within the statute of limitations.

Can Medicredit report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can Medicredit arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Medicredit, Inc. in 2019 and can be found on Pacer.org.

2:19-cv-02157-CM-GEB Corbin et al v. Medicredit, Inc.

1:19-cv-00609-WJM-KMT Wiederkehr v. Medicredit, Inc.

3:19-cv-00163 McClanahan, et al. v. Medicredit

3:19-cv-00084-wmc Jones, Leander v. Medicredit, Inc.



Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Medicredit debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm, PLLC Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent even more Medicredit debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.

Success Stories

“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
Check out a links below for more information:


Missouri Attorney General 

Consumer Financial Protection Bureau

Medicredit Debt Collection Harassment?
Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.