Louisiana Recovery Services Debt Collection Harassment? Stop the Calls!
Debt collectors like Louisiana Recovery Services engage in diverse schemes during their debt collection processes. Most of which are unlawful and unfair to the debtor. Louisiana Recovery Services is a collection agency and has the liberty to call you to discuss a debt you owe, attempt to collect debts, and pursue payments that are owed, but they are not allowed to harass you. If you are experiencing harassment from Louisiana Recovery Services, you need to understand your rights.
An average debt collector has just one aim and that is to recover as much money as possible from you. They have little or no concern for your comfort and peace, so you can find them making countless calls to your phone many times a day and even at odd hours of the day. Some of these collection agencies go as far as calling friends and family of the debtor to harass them or tell them about the debt. Collectors may attempt to collect debts related to credit card companies, medical bills, or other creditors, and they may be a third party collection agency.
Are you experiencing any of the above during Louisiana Recovery Services debt collection? Have you been contacted, called, or received unwanted calls from collectors? Do not be distressed. Many Americans have and are still suffering the same and fortunately, we can help you put an end to it.
Daily, people call us and continue to complain about the disturbing and sometimes, nefarious activities of some debt collectors during the collection process. It is important to verify your account information and dispute any alleged debt or claim that is not accurate, as collectors may be collecting on accounts you do not owe money on.
Despite the fact that debt collectors are legal agencies with the job of recovering debts, they are not without boundaries and limits. Federal law, including the FDCPA, has been set in place to monitor and regulate the activities of collection agencies.
The FDCPA prohibits debt collectors like Louisiana recovery from carrying out any form of harassment against consumers. Debt collectors should not threaten, harass, or annoy you in any way. That is a violation of your rights.
What’s more, debt collectors who tell lies to debtors are also violating the FDCPA. So, if a Louisiana recovery debt collection agent tells you any form of lie, be it lies about their identity, the amount of the alleged debt, or the original creditor, they have violated your rights.
You do not have to keep putting up with Louisiana Recovery Services debt collection harassment. You can put a stop to it. If you have suffered harassment, you may have the right to recover actual damages and costs. You can also file a claim or lawsuit if your rights are violated. Contact us now at 877-700-5790 for further assistance.
If you are being called, receive calls, or are subjected to unwanted calls from collectors, know that you have rights under federal law to limit or stop these communications.
The goal of Louisiana Recovery Services is to collect, collect debts, and continue collecting on accounts that are owed. If you owe money or have outstanding payments, they may pursue you for these debts.
As a consumer, you have the right to dispute debts, ensure your account information and accounts are accurate, and protect yourself from unfair practices.
If your rights are violated, you may be able to file a claim or lawsuit for relief.
There are solutions available, including debt relief and the ability to deal with collectors through negotiation or settlement.
Is Louisiana Recovery Services Debt Collection agency allowed to call you?
If you are currently experiencing Louisiana Recovery Services debt collection harassment, you likely would have tons of questions to ask, especially regarding your rights in the context of debt collection. One of those questions you may have in mind is if a debt collector is allowed to call you, or if you can be called repeatedly by them.
Debt collectors are legal agencies who have the job of pursuing debts on behalf of a creditor. They are legal, which means that their primary assignment is lawful, and they are to carry out their assignment by contacting the debtor concerned. You may receive calls from collectors, and if these become excessive, they can turn into unwanted calls that you have the right to address.
So, if Louisiana recovery agency is calling your phone, or you have been contacted by them, they are not on the wrong side of the law yet. However, if their calls become harassing and annoying, they are overstepping their boundaries as Louisiana Recovery Services phone harassment is illegal and strongly frowned upon by the law.
What times are debt collectors not allowed to call me?
Debt collectors’ calls are also regulated by the FDCPA in order to avoid a case of Louisiana Recovery Services phone harassment which although illegal is still quite common.
About the number of calls that count as harassment, the FDCPA did not give an exact number of calls that the law immediately recognizes as Louisiana Recovery Services phone harassment. However, many states have laws regarding the maximum number of times a debt collector is allowed to call you in a day and in a week; this prohibits debt collectors from calling many times with the intention of annoying and harassing you.
Also, Louisiana Recovery Services is forbidden from calling you at certain odd hours of the day unless you have given them permission to do so. Any call outside of the hours of 8 am and 9 pm may be considered as Louisiana Recovery Services phone harassment and is a violation of your rights. Debt collectors are also not allowed to call you at work if you have told them that it is not allowed.
It is important for you to know your rights because debt collectors may get very desperate in their attempt to get you to pay that they begin to engage in all forms of harassing behavior.
If you are unaware of your rights, you will be subjected to all forms of unfair and annoying treatment from many debt collectors like Louisiana recovery agency.
Also, remember that if debt collection calls get too disturbing for you, you can choose to cease all forms of communication with the debt collector by sending them a cease-and-desist letter.
Is Louisiana Recovery Services a scam?
Louisiana recovery and collection agency is a legitimate debt collector based in Lafayette, Louisiana. According to the Better Business Bureau website, Louisiana recovery has been in business since 1998. There have been 34 complaints closed in the last 3 years and 9 complaints closed out in the last 12 months. Read more about it here: Louisiana Recovery Services.
Who is Louisiana Recovery Services?
Louisiana Recovery Services is a third-party debt collector located in Lafayette, Louisiana. As a member of the Association of Credit and Collection Professionals, the company has been running since 1998 and currently employs almost 50 staff. Louisiana Recovery Services operates as a third party collection agency, often collecting debts that were originally owed to credit card companies or that result from unpaid medical bills.
Office of debt recovery Louisiana:
Address: 1304 Bertrand Dr., Suite F-4 Lafayette, LA 70506-9106 Phone: (877) 277-6300 Fax: (337) 234-3977
Louisiana Recovery Services Phone Numbers
Are you receiving any harassing phone calls from any of these phone numbers from which you may receive calls from Louisiana Recovery Services?
877-277-6300, 337-233-6300, 337-234-3977, 337-233-1588, 877-277-6300, 337-261-5072
If so, you may be a victim of Louisiana Recovery Services debt collection harassment. The calls you receive can even be from a different phone number and yet still be la recovery services calling you. Call us now if you have faced any harassment during your contact with Louisiana Recovery Services.
The following is a sample list of complaints filed against Louisiana Recovery Services and can be found on Pacer.org.
2:19-cv-00022-RGJ-KK Mitchell v. Louisiana Recovery Services Inc
6:15-cv-02270-SMH-PJH Montemagno v. Louisiana Recovery Services Inc et al
How Debt Collection Affects Your Credit Report
When you’re dealing with debt collectors like Louisiana Recovery Services, it’s not just the phone calls and letters that can cause stress—your credit report can also take a serious hit. Debt collection agencies routinely report unpaid debts to credit reporting agencies, and this negative information can remain on your credit report for up to seven years. This can lower your credit score, making it harder to get approved for loans, credit cards, or even a new apartment.
Under fair debt collection practices and the federal Fair Debt Collection Practices Act (FDCPA), debt collectors must ensure that any information they report to a credit reporting agency is accurate and up to date. If Louisiana Recovery Services or any other collection agency reports a debt you don’t owe, or includes inaccurate information, it’s your right to dispute it. Always request that the debt collector provide proof of the debt—send your request via certified mail to create a paper trail.
Repetitious and excessive communications from debt collectors can feel overwhelming, but they can also signal that your account is being aggressively pursued and may soon be reported to the credit bureaus. Creditor harassment, including repeated phone calls or the use of obscene language, is strictly prohibited by the FDCPA. If you’re experiencing these aggressive tactics, you have the right to take legal action to stop creditor harassment and regain control of your financial life.
To protect yourself, regularly monitor your credit report from all three major credit reporting agencies—Equifax, Experian, and TransUnion. You’re entitled to a free credit report from each agency every year. If you spot inaccurate information or a debt you don’t recognize, dispute it immediately with the credit reporting agency and the debt collector. This can help prevent long-term damage to your credit.
Sometimes, debt collectors may threaten wage garnishment or legal action to pressure you into paying. Remember, under state laws and the FDCPA, debt collectors cannot make false threats or misrepresent their authority. If you’re being harassed or threatened, document every communication and consider reaching out to a consumer protection attorney for help.
Paying off a debt in collection can help your credit over time, but it doesn’t automatically remove the account from your credit report. In some cases, you may be able to negotiate with the debt collector for a “pay for delete” agreement, but this is not guaranteed and should be handled carefully. Always get any agreement in writing before making a payment.
Dealing with debt collection and credit reporting issues can be stressful, but understanding your rights and taking proactive steps can help you regain control. If you’re struggling with collection efforts or creditor harassment, don’t hesitate to seek help from a qualified attorney or a reputable credit counseling agency. By staying informed and assertive, you can protect your credit and your peace of mind.
CONSUMER RIGHTS LAW FIRM, PLLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Aspire Resources Inc. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at 877-700-5790 for immediate assistance.
Check out the links below for more information:
https://consumerlawfirmcenter.com/feldman-stern-debt-collection-harassment/
https://consumerlawfirmcenter.com/feldman-stern-debt-collection-harassment/
