π¨ Debt Collection and Credit Reporting Errors: How to Handle Lee & Keary
If Lee & Keary has contacted you about a debt, you need to protect yourself from potential credit report errors and unlawful collection practices. Many consumers face issues where debts reappear on credit reports or law firms pursue debts past the statute of limitations.
π Contact Information for Lee & Keary
π Address: 26000 Towne Centre Drive, Suite 200, Foothill Ranch, CA 92610
π Phone: (949) 916-1600
π Fax: (949) 916-1010
π§ Email: info@leekeary.com
π Website
β οΈ How Debt Collectors Cause Credit Report Errors
A debt collection law firm like Lee & Keary can impact your credit score in multiple ways:
- Re-aging debt β Collectors may illegally change the date of your last payment to restart the clock on old debts.
- Reporting inaccurate balances β You may see inflated balances that donβt match what you actually owe.
- Listing settled debts as unpaid β Even after you resolve a debt, some collectors fail to update credit reports.
- Trying to collect expired debts β If the statute of limitations has passed, they cannot sue you, but they may still report it.
π‘ Learn more: How many years can a debt collector come after you?
π How to Fix Credit Report Errors from Lee & Keary
If you notice an incorrect debt on your credit report, take these steps:
- Request a debt validation letter β Debt collectors must prove the debt is legitimate before pursuing you.
- Dispute the error with credit bureaus β You can file disputes with Experian, Equifax, and TransUnion.
- Demand corrections in writing β Send a certified letter requesting an update to your credit report.
- Check your stateβs statute of limitations β If the debt is too old to collect, you may not need to pay.
π‘ Learn more: Can a debt collector lie to me?
π Can Lee & Keary Take You to Court?
Some debt collection law firms file lawsuits against consumers. If Lee & Keary sues you:
- Check the validity of the lawsuit β Some lawsuits are based on expired or disputed debts.
- Request proof of the debt β Make them show proper documentation before you respond.
- Avoid default judgments β Ignoring the lawsuit can lead to wage garnishment or bank levies.
- Hire a consumer rights attorney β A lawyer can help you fight unfair legal action.
π‘ Learn more: Do collection agencies file lawsuits?
π Contact Consumer Rights Law Firm PLLC for Help!
If youβre struggling with credit report errors, harassment, or a lawsuit from Lee & Keary, let Consumer Rights Law Firm PLLC help.
- Stop debt collectors from damaging your credit
- Fight unfair lawsuits
- Take legal action against unlawful collection tactics
π Call now for a FREE case evaluation: 877-700-5790
π Visit us online: Consumer Rights Law Firm PLLC Contact Page
πΉ Your credit and financial stability matter. Let us protect them.
About Consumer Rights Law Firm PLLC
π Address: 133 Main Street, North Andover, MA 01845
π Phone: 877-700-5790
Disclaimer: This content is for informational purposes only and does not constitute legal advice.