The Dreyfuss Firm, PLC: Debt Litigation Defense & Consumer Protection
If you’re facing a debt lawsuit or aggressive collection tactics, you need strong legal support. The Dreyfuss Firm, PLC provides experienced representation in debt litigation, settlement negotiations, and consumer protection cases. Whether a creditor is suing you or a debt collector is violating your rights, understanding your legal options is critical.
📍 Contact Information for The Dreyfuss Firm, PLC
📍 Address: 25108 Marguerite Parkway, Suite A 212, Mission Viejo, CA 92692
📞 Phone: 949-727-0977
📠 Fax: [Insert Fax Number]
🌐 Website
🔎 Yelp Profile
⚖️ How to Challenge a Debt Lawsuit When the Evidence Is Insufficient
Debt collectors and creditors must provide concrete evidence when suing you. However, many lawsuits rely on incomplete or inaccurate documentation. If a creditor can’t prove you owe the debt, the case may be dismissed.
🛑 Key Defenses Against Insufficient Evidence
✔ Lack of Documentation – Demand proof that the debt is valid and legally enforceable.
✔ Statute of Limitations – Many debts expire after a certain period. If your debt is too old, you may not have to pay.
✔ Mistaken Identity – Creditors sometimes sue the wrong person due to clerical errors or debt portfolio purchases.
✔ Chain of Ownership Issues – If a third-party collector bought your debt, they must prove ownership with legal records.
📌 Related Resource: Do collection agencies file lawsuits?
If a debt collector is suing you without proper evidence, The Dreyfuss Firm, PLC can help you fight back.
🔄 What to Do If a Debt Collector Tries to Re-Age Your Debt
Debt re-aging is an illegal practice where a debt collector changes the date of a debt to make it seem newer than it really is. This deceptive tactic is used to:
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Restart the statute of limitations, allowing the collector to sue you.
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Damage your credit report for longer than legally allowed.
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Pressure you into paying an expired or disputed debt.
⚠️ Signs of Debt Re-Aging
❌ A new delinquency date appears on an old debt.
❌ A debt falls off your credit report, then reappears.
❌ A collector pressures you to make a small payment (which can restart the statute of limitations).
📌 Related Resource: How many years can a debt collector come after you?
✅ How to Fight Debt Re-Aging
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Request a Debt Validation Letter to check the original delinquency date.
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Monitor Your Credit Reports from all three major bureaus (Equifax, Experian, and TransUnion).
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Dispute Re-Aged Debt with the credit bureaus in writing.
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Consult a Debt Defense Attorney if a collector tries to sue you on a re-aged debt.
If a debt collector violates the law, The Dreyfuss Firm, PLC can help you take legal action.
🚨 Recognizing Debt Collection Violations
Under the Fair Debt Collection Practices Act (FDCPA), collectors cannot:
❌ Lie about the amount or status of your debt.
❌ Threaten you with lawsuits they don’t intend to file.
❌ Call family members to pressure you.
❌ Attempt to collect expired debt through deception.
📌 Related Resource: Can a debt collector threaten to serve me with paperwork?
📞 How Consumer Rights Law Firm PLLC Can Help
At Consumer Rights Law Firm PLLC, we provide:
🔹 Lawsuit Defense – If a collector sues you, we build a strong legal defense.
🔹 Debt Negotiation Services – We negotiate fair settlements to reduce the amount owed.
🔹 FDCPA & FCRA Claims – We sue debt collectors who violate your rights.
📌 Related Resource: How to handle debt collectors
📞 Contact Us for a Free Consultation
If The Dreyfuss Firm, PLC has contacted you or you need help with a debt lawsuit, don’t wait. Consumer Rights Law Firm PLLC offers free case evaluations to discuss your rights.
📞 Phone: 877-700-5790
🌐 Website: Contact Us – Consumer Rights Law Firm PLLC
Take action today to protect your financial future!