Understanding Debt Litigation with Tharpe & Howell, LLP
Debt litigation can be complex, and working with a law firm like Tharpe & Howell, LLP may impact your financial future. Whether you’re facing a debt lawsuit or exploring settlement options, understanding your legal rights is crucial.
📍 Contact Information for Tharpe & Howell, LLP
Main Office:
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Address: 15250 Ventura Boulevard, Ninth Floor, Sherman Oaks, CA 91403
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Phone: (818) 205-9955
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Fax: (818) 205-9944
Other Office Locations:
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Los Angeles Office:
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Address: 15250 Ventura Boulevard, Ninth Floor, Sherman Oaks, CA 91403
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Phone: (818) 205-9955
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Fax: (818) 205-9944
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Sacramento Office:
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Address: 428 J Street, 4th Floor, Sacramento, CA 95814
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Phone: (916) 824-0070
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Fax: (818) 205-9944
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San Francisco Office:
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Address: 505 Montgomery Street, 10th & 11th Floors, San Francisco, CA 94111
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Phone: (415) 874-3000
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Fax: (818) 205-9944
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Orange County Office:
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Address: 17875 Von Karman Avenue, Suite 150 & 250, Irvine, CA 92614
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Phone: (818) 205-9955
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Fax: (818) 205-9944
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San Diego Office:
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Address: 402 West Broadway, Suite 400, San Diego, CA 92101
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Phone: (818) 205-9955
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Fax: (818) 205-9944
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⚖ How Long Can a Debt Collector Pursue You for Payment?
One of the most common concerns in debt collection is the statute of limitations, which determines how long a debt collector can pursue legal action.
- Varies by State: The time limit for debt lawsuits ranges from 3 to 10 years, depending on your location. Learn how many years a debt collector can come after you.
- Debt Type Matters: The statute of limitations differs for credit card debt, medical bills, and personal loans.
- Restarting the Clock: Making a partial payment or acknowledging the debt can reset the statute of limitations, allowing collectors to sue you.
- Expired Debt Still Exists: Even if a debt is past the statute of limitations, collectors can still attempt to collect it, but they cannot sue you for payment.
If you’re unsure whether your debt is past the legal time frame, consult a professional before making any payments.
🏦 How to Protect Your Wages from Garnishment in a Debt Case
If a creditor wins a lawsuit against you, they may obtain a court order to garnish your wages. Here’s how to prevent or stop it:
- Respond to the Lawsuit: Ignoring a lawsuit increases the risk of automatic judgments against you. Learn how to handle debt lawsuits.
- Negotiate a Settlement: Many creditors prefer settlement over wage garnishment since it guarantees some repayment.
- Claim Exemptions: Some income sources, such as Social Security and disability benefits, are protected from garnishment.
- File for Bankruptcy: In some cases, bankruptcy may stop wage garnishment, but it should be a last resort.
If your wages are being garnished or you’re facing a lawsuit, you need to act quickly to protect your financial stability.
📞 Consumer Rights Law Firm PLLC: Protecting Your Rights
At Consumer Rights Law Firm PLLC, we specialize in defending consumers from aggressive debt collection tactics.
✔ Legal Defense Against Debt Lawsuits: If you’re being sued by a firm like Tharpe & Howell, LLP, we can help you fight back. Learn how to fight a collection agency.
✔ Negotiation Support: We assist in negotiating settlements that avoid lawsuits and wage garnishments.
✔ Stopping Debt Collector Harassment: If you’re being threatened with paperwork, learn how to stop debt collectors.
📞 Contact Us for a Free Consultation
If Tharpe & Howell, LLP or another debt collection firm is pursuing you, don’t wait. Contact Consumer Rights Law Firm PLLC today for expert legal assistance.
📞 Phone: 877-700-5790
🌐 Website: Contact Us – Consumer Rights Law Firm PLLC
💡 Take control of your financial future and stop unfair debt collection practices today!