What does Spiwak & Iezza, LLP do in debt collection matters?

Spiwak & Iezza, LLP represents creditors and may contact debtors, offer settlements, or pursue lawsuits to recover outstanding debts.

Can Spiwak & Iezza, LLP sue someone over unpaid debts?

Yes, Spiwak & Iezza, LLP may file a lawsuit to obtain a judgment, which could lead to wage garnishment or bank levies.

What rights are protected under the FDCPA when dealing with Spiwak & Iezza, LLP?

Consumers have the right to request debt verification, limit collection calls, and be protected from harassment and false statements.

How can someone verify a debt from Spiwak & Iezza, LLP?

Consumers may request written proof of the debt within 30 days of the initial contact, as allowed under the FDCPA.

What steps should be taken after contact from Spiwak & Iezza, LLP?

Verify their identity, request debt validation, check the statute of limitations, and maintain written correspondence.

Is it necessary to respond to letters or calls from Spiwak & Iezza, LLP?

Yes, ignoring communication can result in legal consequences such as a court judgment or wage garnishment.

Can a debt from Spiwak & Iezza, LLP be past the statute of limitations?

Yes, some debts may be time-barred and unenforceable; it is important to check the applicable statute of limitations.

Why is it important to communicate in writing with Spiwak & Iezza, LLP?

Written communication helps preserve records, confirm details, and ensure consumer rights are protected under the law.

How can Consumer Rights Law Firm PLLC help with Spiwak & Iezza, LLP?

Consumer Rights Law Firm PLLC assists with debt validation, legal defense, negotiation, and protection from unlawful collection tactics.

What should I do if I was served a summons from Spiwak & Iezza, LLP?

If I was served a summons, I should contact Consumer Rights Law Firm PLLC for assistance.

Legal Calls From Spiwak & Iezza, LLP? Know Your Rights

Spiwak & Iezza, LLP: Understanding Their Debt Collection Practices

If Spiwak & Iezza, LLP has contacted you regarding a debt, it’s important to understand their collection methods and your rights as a consumer. This California-based law firm represents creditors and financial institutions in debt recovery efforts, including litigation. Knowing your legal protections can help you handle their communications effectively.

Contact Information for Spiwak & Iezza, LLP

🏢 Address: 555 Marin St Suite 140, Thousand Oaks, CA 91360
📞 Phone: (805) 498-1212
📠 Fax: (805) 498-9494
🌐 Website
🔎 Yelp Profile

How Spiwak & Iezza, LLP Handles Debt Collection

Like many debt collection law firms, Spiwak & Iezza, LLP may use various tactics to collect on outstanding balances:

➡️Initial Contact: Sending letters, emails, or making phone calls to demand payment.
➡️ Related Resource: Can a debt collector contact me on social media?

➡️ Settlement Offers: Proposing structured payment plans or lump-sum settlements.
➡️ Related Resource: How to fight a collection agency

➡️ Legal Action: Filing lawsuits to obtain judgments, which may result in wage garnishment or bank levies.
➡️ Related Resource: Do collection agencies sue and what to do next if I am sued?

Ignoring their communications could lead to legal consequences, so it’s crucial to respond appropriately.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) protects consumers from unethical collection tactics. Key protections include:

✅ No Harassment: Debt collectors cannot use threats, obscene language, or excessive calls.
✅ Calling Restrictions: They cannot contact you before 8 AM or after 9 PM without consent.
✅ Debt Verification: You have the right to request proof of the debt within 30 days.

If a debt collector violates these protections, legal action may be an option.

Related Resource: Can a debt collector lie to me?

What to Do If Spiwak & Iezza, LLP Contacts You

➤ Confirm Their Identity: Note the caller’s name, firm, and contact information.
➤ Request Written Validation: Do not make payments until you receive confirmation of the debt.
➤ Check the Statute of Limitations: Some debts are no longer legally enforceable.
➤ Communicate in Writing: Request all communication via mail to maintain records.
➤ Seek Legal Advice: If you’re facing a lawsuit or harassment, consult with a consumer rights attorney.

How Consumer Rights Law Firm PLLC Can Help

If you’re dealing with aggressive collection tactics from Spiwak & Iezza, LLP, Consumer Rights Law Firm PLLC can provide legal support, including:

👉 Stopping harassment by enforcing consumer protection laws.
👉 Verifying debt validity and disputing incorrect claims.
👉 Negotiating settlements to reduce the burden of outstanding debt.
👉 Defending against lawsuits and preventing unfair judgments.

📞 Call (877) 700-5790 today for a free consultation, or visit our website to protect your rights and financial future.

Don’t let debt collectors intimidate you—know your rights and take control!