Richardson Fair & Cohen: What You Need to Know About Debt Collection
🏛️ Richardson Fair & Cohen is a law firm that handles debt collection and creditor rights cases. If you’ve received a notice or call from them, it’s important to understand your legal options and how to protect yourself from unfair collection tactics.
📍 Contact Information for Richardson Fair & Cohen
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Los Angeles Office:
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Address: 2601 South Figueroa Street, Los Angeles, CA 90007
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Phone: (213) 741-3312
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Fax: (213) 741-4190
Riverside Office:
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Address: 3700 Central Avenue, Floor 3, Riverside, CA 92506
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Phone: (951) 369-4571
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Fax: (951) 787-0738
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- BBB Profile
Understanding How Debt Collection Law Firms Operate
💰 What Does a Debt Collection Law Firm Do?
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Represents creditors in lawsuits against consumers.
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Sends demand letters requesting payment on overdue accounts.
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Pursues wage garnishments and bank levies after obtaining judgments.
⚠️ Common Debt Collection Tactics Used
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Calling multiple times a day to pressure payment.
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Sending letters that look like legal documents to intimidate consumers.
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Threatening lawsuits or legal action if payment isn’t made.
📜 Your Rights Under the FDCPA
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Collectors cannot harass or threaten you.
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They must provide accurate information about your debt.
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You have the right to dispute the debt before making any payments.
How to Respond to a Debt Collection Lawsuit
- Verify the Debt – Request written proof of the amount owed and the creditor’s identity.
- Check for Expired Statute of Limitations – Some debts are too old to be collected legally.
- Respond to Court Summons – Ignoring a lawsuit can result in a default judgment.
📑 Steps to Protect Yourself If You’re Sued
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File a response within the court’s deadline.
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Negotiate a settlement or payment plan if necessary.
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Hire a consumer rights attorney to fight unfair claims.
The Risks of Ignoring Debt Collection Notices
🔍 Consequences of Ignoring a Debt Collector
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You may face a lawsuit and potential wage garnishment.
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Your bank accounts could be frozen if a judgment is issued.
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The debt may increase with added fees and interest.
📢 Can a Debt Collector Take Your Property?
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If a court rules against you, they may place a lien on your home.
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Some assets, like Social Security and disability benefits, are protected from garnishment.
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Consulting a lawyer can help you safeguard your property.
Consumer Rights Law Firm PLLC: Protect Yourself from Unfair Debt Collection
🔴 Did Richardson Fair & Cohen or another debt collection law firm contact you? Consumer Rights Law Firm PLLC helps consumers fight back against unfair collection practices and legal threats.
⚠️ Debt collectors don’t always play fair. Know your rights, fight back, and take control of your financial future. Contact us today.