โ๏ธ Protecting Yourself from Law Offices of Sean Ponist, P.C.
If Law Offices of Sean Ponist, P.C. is contacting you about a debt, it’s important to know your rights. Debt collectors must follow legal guidelines and cannot harass or mislead you.
๐ Contact Information for Law Offices of Sean Ponist, P.C.
๐ Address: 402 West Broadway, Suite 1950, San Diego, CA 92101
๐ Phone: (858) 412-1211
๐ Website
๐ FindLaw Profile
๐ข Common Debt Collection Scare Tactics & How to Counter Them
Debt collectors sometimes use fear tactics to pressure consumers into paying. Here are some common ones:
๐จ Threats of Legal Action or Arrest
- Reality: Debt collectors cannot threaten to have you arrested for unpaid debts.
- Solution: If a collector threatens you with jail, this is a violation of your rights. Learn more here.
๐ Repeated & Harassing Calls
- Reality: The law prohibits constant and aggressive calls from debt collectors.
- Solution: You can demand in writing that they stop contacting you. Find out more here.
๐ Fake “Urgent” Notices or Lawsuit Threats
- Reality: Some collectors send fake legal documents to scare you into paying.
- Solution: Always verify the legitimacy of any court documents before responding. Check here for guidance.
๐ Can a Debt Collector Contact You at Work?
Many people worry about collectors calling them at work. Here’s what the law says:
- Debt collectors CANNOT call your workplace if they know your employer does not allow such calls.
- They CANNOT harass your boss or coworkers to get you to pay a debt.
- You can send a written request to stop calls at work immediately.
โก๏ธ Know your workplace rights.
๐ก๏ธ Steps to Take If Youโre Being Harassed
If Law Offices of Sean Ponist, P.C. is using unlawful collection tactics, take the following steps:
- Request a validation letter โ Collectors must provide proof of the debt.
- Keep all communication in writing โ This protects you if they violate your rights.
- Report any violations โ You may be entitled to compensation for harassment.
- Seek legal help โ A consumer rights attorney can stop debt collector abuse.
๐ Get Help from Consumer Rights Law Firm PLLC
If Law Offices of Sean Ponist, P.C. is violating your rights, Consumer Rights Law Firm PLLC can help you fight back.
๐ Call 877-700-5790 today
๐ป Request a Free Consultation
Donโt let debt collectors intimidate youโknow your rights and take action!
Disclaimer: This content is for informational purposes only and does not constitute legal advice.