Law Offices of Pucin & Friedland, P.C.: Understanding Debt Collection Laws
If the Law Offices of Pucin & Friedland, P.C. is contacting you about a debt, you have rights under the Fair Debt Collection Practices Act (FDCPA). Debt collectors must follow strict guidelines, and you don’t have to tolerate harassment or misleading tactics.
📜 How to Spot Unfair Debt Collection Practices
🚨 Recognizing Red Flags
- Threats of Arrest or Lawsuits – Collectors cannot falsely threaten legal action or jail time.
- Misrepresentation of Debt – Some collectors inflate the balance or claim you owe more than you actually do.
- Repeated Harassing Calls – Debt collectors cannot call excessively or contact you before 8 AM or after 9 PM.
📩 Stop Unwanted Communication
- Send a Cease and Desist Letter if you want collectors to stop contacting you.
- Request all communication in writing for documentation.
💡 What to Do Before Paying a Debt
✅ Verify the Debt First
- Request a written validation notice before making any payments.
- Check whether the debt is past the statute of limitations—you may no longer be legally required to pay.
💳 Avoid Paying Without a Written Agreement
- If you decide to settle, get the agreement in writing to avoid future disputes.
- Be cautious of paying old debts, as even a partial payment can reset the clock on the debt’s enforceability.
📍 Contact Information for Law Offices of Pucin & Friedland, P.C.
📍 Address: 707 Skokie Blvd, Suite 600, Northbrook, IL 60062
📞 Phone: (847) 291-1900
If Law Offices of Pucin & Friedland, P.C. is pressuring you or violating your rights, Consumer Rights Law Firm PLLC can help. Call 877-700-5790 or contact us online for a free consultation today.