Law Offices of Pucin & Friedland, P.C.: Understanding Debt Collection Laws
If the Law Offices of Pucin & Friedland, P.C. is contacting you about a debt, you have rights under the Fair Debt Collection Practices Act (FDCPA). Debt collectors must follow strict guidelines, and you don’t have to tolerate harassment or misleading tactics.
How to Spot Unfair Debt Collection Practices
Recognizing Red Flags
- ➡️ Threats of Arrest or Lawsuits – Collectors cannot falsely threaten legal action or jail time.
- ➡️ Misrepresentation of Debt – Some collectors inflate the balance or claim you owe more than you actually do.
- ➡️ Repeated Harassing Calls – Debt collectors cannot call excessively or contact you before 8 AM or after 9 PM.
Stop Unwanted Communication
- 👉 Send a Cease and Desist Letter if you want collectors to stop contacting you.
- 👉 Request all communication in writing for documentation.
What to Do Before Paying a Debt
Verify the Debt First
- ✅ Request a written validation notice before making any payments.
- ✅ Check whether the debt is past the statute of limitations—you may no longer be legally required to pay.
Avoid Paying Without a Written Agreement
- If you decide to settle, get the agreement in writing to avoid future disputes.
- Be cautious of paying old debts, as even a partial payment can reset the clock on the debt’s enforceability.
Contact Information for Law Offices of Pucin & Friedland, P.C.
📍 Address: 707 Skokie Blvd, Suite 600, Northbrook, IL 60062
📞 Phone: (847) 291-1900
If Law Offices of Pucin & Friedland, P.C. is pressuring you or violating your rights, Consumer Rights Law Firm PLLC can help. Call 877-700-5790 or contact us online for a free consultation today.