Law Offices of Juana Trejo: Protecting Your Rights in Debt Collection Cases
If you’ve been contacted by the Law Offices of Juana Trejo regarding a debt, understanding your legal rights and options is critical. Debt collectors must follow strict guidelines, and you have the right to challenge, dispute, or negotiate the debt in question.
Understanding Debt Collection Laws and Your Rights
Debt collection laws exist to protect consumers from unfair, misleading, and harassing collection practices. Knowing these laws can help you respond effectively.
Illegal Debt Collection Practices to Watch For
- ➡️ Excessive Calls – Collectors cannot call you at odd hours or multiple times a day to pressure you into paying.
- ➡️ Threatening Language – They cannot threaten arrest, lawsuits, or wage garnishment without proper legal grounds.
- ➡️ Workplace Contact – Debt collectors cannot disclose your debt to your employer or co-workers.
Can a debt collector swear at me?
Your Rights Under the FDCPA
- ✅ Right to Written Validation – Debt collectors must send written proof of the debt upon request.
- ✅ Right to Dispute – You can challenge the debt if you believe it is inaccurate or fraudulent.
- ✅ Right to Cease Communication – Sending a written request can legally stop collection calls.
Can a debt collector contact me on social media?
Steps to Take If You Are Being Sued for a Debt
If the Law Offices of Juana Trejo has filed a debt collection lawsuit against you, ignoring it could lead to a default judgment. Here’s what you need to do:
How to Respond to a Debt Lawsuit
- 👉 Verify the Debt – Ensure the collector has accurate records and legally owns the debt.
- 👉 Meet All Deadlines – You must respond to the lawsuit within the timeframe set by the court.
- 👉 Check the Statute of Limitations – If the debt is past the legal collection period, the case may be dismissed.
How many years can a debt collector come after you?
Should You Settle or Fight?
- ➤ Negotiation – Settling may reduce the amount owed and avoid further legal action.
- ➤ Challenge the Case – If the collector lacks documentation, you may have grounds for dismissal.
- ➤ Seek Legal Help – A consumer rights attorney can advise you on the best defense strategy.
Do collection agencies file lawsuits?
Contact Information for Law Offices of Juana Trejo
Get Legal Help from Consumer Rights Law Firm PLLC
If the Law Offices of Juana Trejo is pursuing you for a debt, you don’t have to face them alone. Consumer Rights Law Firm PLLC helps consumers fight back against unfair debt collection practices.
📞 Call 877-700-5790 now for a free consultation.
🖱️ Visit our contact page to get started today.
Protect your rights and take control of your financial future!