Law Offices of Juana Trejo: Protecting Your Rights in Debt Collection Cases
If you’ve been contacted by the Law Offices of Juana Trejo regarding a debt, understanding your legal rights and options is critical. Debt collectors must follow strict guidelines, and you have the right to challenge, dispute, or negotiate the debt in question.
📌 Understanding Debt Collection Laws and Your Rights
Debt collection laws exist to protect consumers from unfair, misleading, and harassing collection practices. Knowing these laws can help you respond effectively.
🚨 Illegal Debt Collection Practices to Watch For
- ☎️ Excessive Calls – Collectors cannot call you at odd hours or multiple times a day to pressure you into paying.
- 💬 Threatening Language – They cannot threaten arrest, lawsuits, or wage garnishment without proper legal grounds.
- 🏢 Workplace Contact – Debt collectors cannot disclose your debt to your employer or co-workers.
🔗 Can a debt collector swear at me?
✅ Your Rights Under the FDCPA
- 📩 Right to Written Validation – Debt collectors must send written proof of the debt upon request.
- 🛑 Right to Dispute – You can challenge the debt if you believe it is inaccurate or fraudulent.
- 📵 Right to Cease Communication – Sending a written request can legally stop collection calls.
🔗 Can a debt collector contact me on social media?
🛑 Steps to Take If You Are Being Sued for a Debt
If the Law Offices of Juana Trejo has filed a debt collection lawsuit against you, ignoring it could lead to a default judgment. Here’s what you need to do:
⚖️ How to Respond to a Debt Lawsuit
- 🕵️ Verify the Debt – Ensure the collector has accurate records and legally owns the debt.
- 🗓️ Meet All Deadlines – You must respond to the lawsuit within the timeframe set by the court.
- 📜 Check the Statute of Limitations – If the debt is past the legal collection period, the case may be dismissed.
🔗 How many years can a debt collector come after you?
💰 Should You Settle or Fight?
- 🤝 Negotiation – Settling may reduce the amount owed and avoid further legal action.
- 🚫 Challenge the Case – If the collector lacks documentation, you may have grounds for dismissal.
- 🛡️ Seek Legal Help – A consumer rights attorney can advise you on the best defense strategy.
🔗 Do collection agencies file lawsuits?
📞 Contact Information for Law Offices of Juana Trejo
🔹 Get Legal Help from Consumer Rights Law Firm PLLC
If the Law Offices of Juana Trejo is pursuing you for a debt, you don’t have to face them alone. Consumer Rights Law Firm PLLC helps consumers fight back against unfair debt collection practices.
📞 Call 877-700-5790 now for a free consultation.
🖱️ Visit our contact page to get started today.
🔹 Protect your rights and take control of your financial future!