Law Offices of Grossman & Mahan: Protecting Yourself from Aggressive Debt Collection
If the Law Offices of Grossman & Mahan have contacted you regarding an outstanding debt, it’s crucial to understand your rights and available options. Many debt collection firms follow strict legal guidelines, but some may use intimidation tactics or deceptive practices to pressure you into making payments. By staying informed, you can take the right steps to protect yourself and resolve your debt efficiently.
📌 Recognizing Illegal Debt Collection Practices
Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA) when contacting consumers. However, some agencies cross legal boundaries to intimidate or mislead individuals into paying debts they may not even owe.
🚫 Harassment & Unfair Practices
Debt collectors cannot engage in the following behaviors:
- 📞 Excessive Calls – If a collector calls you repeatedly throughout the day, this is harassment.
- 💬 Threatening Language – Debt collectors cannot threaten violence, arrest, or legal action they have no intention of pursuing.
- 📢 Public Disclosure of Debt – Agencies cannot expose your debt to your employer, family, or friends.
🔗 Can collectors harass family members?
⚠️ Misrepresentation & False Claims
Some debt collection firms use deception to manipulate consumers into paying. Watch out for:
- 🏛️ Fake Lawsuits – A collector cannot claim they are taking legal action unless they actually intend to.
- 📝 False Documentation – Some firms send misleading letters that appear to be court documents when they are not.
- 💰 Inflated Balances – Collectors sometimes add unauthorized fees to the amount they claim you owe.
🔗 Can a debt collector send a fake summons?
📌 Steps to Take if You’re Contacted by a Debt Collector
When dealing with the Law Offices of Grossman & Mahan, taking the right steps can protect you from unfair practices and financial loss.
📩 Demand Written Proof of the Debt
If a collector contacts you:
- 📜 Request a Debt Validation Letter – This forces the collector to prove the debt is yours.
- 📅 Act Within 30 Days – You have 30 days to request verification before the collector assumes the debt is valid.
- 🔎 Review the Information – Ensure the details match your records before making any payments.
🔗 How to fight a collection agency
🛑 Know When to Dispute the Debt
If you believe the debt is inaccurate, expired, or fraudulent, you have the right to dispute it.
- 📨 Submit a Formal Dispute Letter – Include evidence showing why the debt is incorrect.
- 📌 Challenge Old Debts – If the statute of limitations has expired, you may not be legally obligated to pay.
- 🛠️ Stop Collection Attempts – The agency must pause all collection efforts while your dispute is under review.
🔗 How many years can a debt collector come after you?
📞 Contact Information for Law Offices of Grossman & Mahan
- 📍 Address: 30941 Agoura Road, Suite 102, Westlake Village, CA 91361
- 📞 Phone: (818) 707-2233
- 🏆 BBB Profile
⚖️ Need Legal Help? Contact Consumer Rights Law Firm PLLC
If you’re facing harassment, threats, or a lawsuit from the Law Offices of Grossman & Mahan, you don’t have to handle it alone. Consumer Rights Law Firm PLLC specializes in protecting consumers from aggressive debt collection practices.
📞 Call us today at 877-700-5790 for a free consultation.
🖱️ Visit our contact page to explore your legal options.
🔹 Take control of your financial rights—don’t let debt collectors intimidate you!