Law Offices of David W. Brody, APC: Protecting Your Rights in Debt Collection
If you’ve been contacted by the Law Offices of David W. Brody, APC regarding a debt, you may be unsure of your legal options. Understanding your rights and knowing how to respond can help you protect yourself from unfair collection tactics. Below, we explore two critical topics related to debt collection and settlement.
📜 How to Respond to a Debt Collection Letter
Receiving a letter from a law firm about a debt can feel overwhelming. However, taking the right steps can protect you from potential lawsuits or financial harm.
📩 Request Debt Verification Immediately
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written verification of the debt within 30 days of receiving the collection notice. Your request should include:
- A detailed breakdown of the amount owed
- The original creditor’s name
- Proof that the debt collection agency has the legal authority to collect
If they fail to provide verification, they cannot legally collect the debt. Learn more about how to fight a collection agency.
🚨 Watch for Illegal Collection Practices
Debt collectors must follow strict legal guidelines. If they:
- Threaten you with arrest or lawsuits they can’t pursue
- Contact you at work despite requests not to
- Use abusive language or intimidation tactics
They may be violating federal law. Read more about whether a debt collector can swear at you or threaten you with criminal charges.
⚖️ What to Do If You Are Being Sued for a Debt
If you’ve been served with a lawsuit from David W. Brody, APC, don’t ignore it—taking action can help you avoid a default judgment that could lead to wage garnishment or bank levies.
📅 File a Timely Response
Ignoring a court summons allows the creditor to win automatically. Instead, you should:
- Check the deadline for responding (usually 20-30 days)
- File an answer denying any incorrect claims
- Request documentation proving they have the legal right to sue
Find out more about what happens if you miss a court summons.
💼 Consider Legal Representation
Debt collection law firms often expect consumers to settle or ignore the case. Hiring an attorney can help you:
- Challenge the lawsuit if the creditor lacks proper documentation
- Negotiate a lower settlement before the case goes to trial
- Fight back against unfair debt collection practices
If you need assistance, read more about why hiring an FDCPA lawyer is beneficial.
📍 Contact Information for Law Offices of David W. Brody, APC
- Address: 9200 Oakdale Ave, Suite 501, Chatsworth, CA 91311
- Phone: (818) 716-6400
- BBB Profile: Law Offices of David W. Brody, APC
📞 Need Legal Help? Contact Consumer Rights Law Firm PLLC Today!
If you’re dealing with debt collection lawsuits or aggressive creditor tactics, Consumer Rights Law Firm PLLC can help. Call 877-700-5790 or visit our Contact Page for a free consultation.
Don’t let debt collectors take advantage of you—know your rights and take action!