Law Office of Curtis O. Barnes: Fighting Back Against Debt Collection Lawsuits
If the Law Office of Curtis O. Barnes has contacted you about a debt collection lawsuit, you need to act quickly. Ignoring a lawsuit can lead to a default judgment, which allows the creditor to garnish wages, freeze bank accounts, or place liens on property. Knowing your legal options can help you protect your rights.
📍 Contact Information for Law Office of Curtis O. Barnes
- Address: 390 W. Cerritos Ave., Anaheim, CA 92805 (View BBB profile)
- Phone: (714) 635-2200
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⚖️ Debt Lawsuit Summons: How to Respond Effectively
Receiving a debt lawsuit summons can be overwhelming, but ignoring it will only make matters worse. Responding correctly can help you avoid a default judgment and even get the case dismissed.
Steps to Take After Receiving a Summons
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Read the Summons Carefully
- Check the details of the case, including the amount owed and the deadline to respond.
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Verify the Debt’s Legitimacy
- Is the debt within the statute of limitations? If the debt is too old, you may be able to get the case dismissed. Learn more: How many years can a debt collector come after you?
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File a Formal Response
- In most states, you have 20 to 30 days to file an Answer to the lawsuit.
- Deny any false claims and assert defenses such as improper documentation or expired debt.
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Consider Negotiating a Settlement
- Creditors may be willing to settle for a lower amount if you negotiate before the court date. Learn more: How to fight a collection agency
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Seek Legal Help
- A consumer rights attorney can review your case and help you build a strong defense.
💳 Understanding Your Rights When Debt Collectors Contact Your Employer
Some debt collectors illegally contact employers to pressure you into paying. However, there are strict laws about what they can and cannot do.
Can Debt Collectors Call Your Workplace?
- Generally, no. Debt collectors cannot call your employer if they know your workplace does not allow personal calls.
- They can verify employment, but they cannot discuss your debt with your boss or coworkers.
- If a collector repeatedly contacts your employer, it may be harassment, which is illegal. Learn more: Can a debt collector call me at work?
What to Do If a Debt Collector Violates Your Rights
✔ Document the calls – Keep records of who called, when, and what was said.
✔ Tell them to stop – You can send a written request demanding they stop workplace calls.
✔ File a complaint – If the harassment continues, you may have legal grounds for a lawsuit. Learn more: How to sue debt collectors
📞 Need Legal Help? Contact Consumer Rights Law Firm PLLC
If you’re dealing with a lawsuit from the Law Office of Curtis O. Barnes, you may have defenses available. Don’t wait—taking action now can help you avoid wage garnishment, bank levies, and other consequences.
📌 Contact Consumer Rights Law Firm PLLC today for a free consultation and learn how to protect your rights.