For over 14 years, we've fiercely defended against debt collectors and banks, holding them accountable for FDCPA and TCPA violations.
Rest assured, you'll never face legal fees with us, and we're committed to delivering optimal solutions for your claim's resolution.
Our law firm's philosophy: Client-centered service with integrity, innovation, and excellence at its core.
Mama Knight2025-08-11Trustindex verifies that the original source of the review is Google. I had such amazing time working with Scott and the Consumer Rights Law Firm! They got me a swift and really well planned out settlement as I hit a rough financial situation. They also guaranteed me that I would never be asked for any money out of my pockets! Thank you so much Consumer Rights Law Firm! Genesis Tamariz2025-08-09Trustindex verifies that the original source of the review is Google. I had an excellent experience with this law firm and want to give a special shout-out to Matthew for his outstanding work. From the very beginning, Matthew was professional, knowledgeable, and genuinely committed to helping me understand my rights. He communicated clearly every step of the way, answered all my questions, and made a stressful situation much easier to handle. Thanks to his dedication and expertise, I felt supported and confident throughout the process. I highly recommend this firm—especially Matthew—to anyone in need of top-notch consumer rights representation! Susan Devoe2025-08-09Trustindex verifies that the original source of the review is Google. Matthew was so helpful. This company was amazing. We were being hassled up to 10 times a day for a bill that was less than $1000. The person who had our account was nasty and EXTREMELY unprofessional. I sought out help from Consumer Rights Law Firm and within 45 days we had relief. So grateful to Matt for his help and professionalism. He kept us informed with every step and fulfilled everything that he said. Very grateful. Thank you Mark A2025-08-08Trustindex verifies that the original source of the review is Google. Amazing! My experience was very quick and easy and I got a nice settlement in no time. Also, their word was kept as far as not paying any fees. Zero out of pocket, and great settlement in return. 5 stars! Florily Parada2025-07-22Trustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ Consumer Rights Law Firm PLLC was amazing! They guaranteed I’d pay nothing out of pocket—and they kept their word. I’m extremely grateful and fully satisfied with their service! Thank you again!! SunYolaSacredTrees2025-07-16Trustindex verifies that the original source of the review is Google. I ran into several financial hardships over the last few years. Constantly harassed by a company to pay up on fees owed that I wasn’t entirely sure were owed… because I was so overwhelmed. Scott and his crew came to my rescue. I was a bit unsure first wondering if it was a scam.:. But it was not! Scott got my close to $1,000 debt dropped and had the company pay the lawyer fees. I also haven’t received anymore harassing phone calls from the company that was trying to collect the debt. Thank you so much Scott! Allegra Williams2025-07-16Trustindex verifies that the original source of the review is Google. Great service, I️ didn’t have to pay out my pocket for anything . I’m in nc and was being harassed all the way to my dad receiving calls. I️ got my money and I’m happy . No more harassing calls thanks to ScottB Casey Carnahan2025-07-06Trustindex verifies that the original source of the review is Google. This firm will not disappoint! Scott does not sleep, I’m convinced of it. You can text/call about the issues you’re facing and you will always get a quick response. They’re handling multiple cases with resolutions for me already. I was afraid to try thinking nothing would come of it or an attorney trying to sell pipe dreams, I was wrong. This is the one to try. They will stop the harassment.Load more
Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA), which outlines the rules that collection agencies must follow when attempting to collect a debt. Understanding your rights under the law empowers you to challenge any violations by the collection agency.
Upon receiving a collection notice from the agency, request validation of the debt in writing within 30 days. The agency is required to provide evidence that you owe the debt and that they have the legal authority to collect it. If they fail to validate the debt, they must cease collection efforts.
Maintain thorough records of all communication with the collection agency, including dates, times, and content of conversations or correspondence. Keep copies of letters, emails, and any documentation related to the debt dispute.
If you believe that the debt is not valid or that the amount owed is incorrect, dispute the debt with the collection agency and the credit bureaus. Provide any supporting documentation to substantiate your claim, such as proof of payment or records showing that the debt has been settled.
If the collection agency engages in unlawful or abusive practices, such as harassment, threats, or misrepresentation, you can file a complaint with the (CFPB) and your state’s attorney general’s office. Provide detailed information and documentation to support your complaint.
If you’re unable to resolve the dispute with the collection agency on your own, consider seeking legal assistance from a consumer rights attorney. They can assess your case, advise you on your rights and options, and represent you in negotiations or legal proceedings if necessary.
Fighting a collection agency may require patience and persistence, but don’t give up. Continue to assert your rights under the law and advocate for a fair resolution to the dispute.
By taking these steps and standing firm against unfair debt collection practices, you can effectively fight a collection agency and protect your rights as a consumer.
Our attorney has more than 14 years of experience with fighting debt collection agencies, visit his profile page here, attorney profile.