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Debt Collectors have to follow the law! No legal fees involved

  • 🛡️ Are you a victim of abusive collection tactics?
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Our Company

Our Experience

For over 14 years, we've fiercely defended against debt collectors and banks, holding them accountable for FDCPA and TCPA violations.

Our Promise

Rest assured, you'll never face legal fees with us, and we're committed to delivering optimal solutions for your claim's resolution.

Our Philosophy

Our law firm's philosophy: Client-centered service with integrity, innovation, and excellence at its core.

How we work for you

  • The Fair Debt Collection Practices Act (FDCPA) regulates debt collection activities, prohibiting abusive practices by debt collectors.
  • Do you want to learn ow to fight a debt collection agency?
  • Can a debt collection agency threaten me with criminal charges or impisonment?
  • Is it illegal for a collection agency to buy your debt and come after you?
I recently had the pleasure of working with Matthew at Consumer Rights Law Firm that exceeded my expectations in professionalism, communication, and results! From the outset, they demonstrated an unparalleled dedication to my case, ensuring I was informed and involved in every decision along the way. Their approach to communication was meticulous, keeping me updated on the progress and developments of my case consistently.
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We're dedicated to fighting for your rights and restoring your dignity.

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Debt Collection Harassment is against the law. Creditors and debt collection companies don’t have the right to lower your quality of life with constant, unwanted calls and scare tactics.

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How to Fight a Collection Agency?

Fighting a collection agency can be intimidating, but with knowledge of your rights and a proper strategy, you can stand up against unfair or illegal debt collection practices. Here are some steps to effectively fight a collection agency:

Know Your Rights

Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA), which outlines the rules that collection agencies must follow when attempting to collect a debt. Understanding your rights under the law empowers you to challenge any violations by the collection agency.

Request Validation of the Debt

Upon receiving a collection notice from the agency, request validation of the debt in writing within 30 days. The agency is required to provide evidence that you owe the debt and that they have the legal authority to collect it. If they fail to validate the debt, they must cease collection efforts.

Keep Detailed Records

Maintain thorough records of all communication with the collection agency, including dates, times, and content of conversations or correspondence. Keep copies of letters, emails, and any documentation related to the debt dispute.

Dispute Inaccurate Information

If you believe that the debt is not valid or that the amount owed is incorrect, dispute the debt with the collection agency and the credit bureaus. Provide any supporting documentation to substantiate your claim, such as proof of payment or records showing that the debt has been settled.

File a Complaint

If the collection agency engages in unlawful or abusive practices, such as harassment, threats, or misrepresentation, you can file a complaint with the (CFPB) and your state’s attorney general’s office. Provide detailed information and documentation to support your complaint.

Seek Legal Assistance

If you’re unable to resolve the dispute with the collection agency on your own, consider seeking legal assistance from a consumer rights attorney. They can assess your case, advise you on your rights and options, and represent you in negotiations or legal proceedings if necessary.

Be Persistent

Fighting a collection agency may require patience and persistence, but don’t give up. Continue to assert your rights under the law and advocate for a fair resolution to the dispute.

By taking these steps and standing firm against unfair debt collection practices, you can effectively fight a collection agency and protect your rights as a consumer.

Our attorney has more than 14 years of experience with fighting debt collection agencies, visit his profile page here, attorney profile.

  • There are absolutely no legal fees that you will ever be responsible for.
  • Under the FDCPA the collection agency is liable for attorney fees.
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