General Revenue Corp Phone Harassment?
Is General Revenue Corp (GRC) calling you? Stop General Revenue Corp phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop GRC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. In certain circumstances, awarding costs and court costs to the prevailing party is possible, and you may also recover attorney’s fees if the debt collector acted in bad faith. The FDCPA contains specific provisions for when a prevailing party can recover attorney’s fees and court costs, especially in cases involving bad faith or harassment.
Is General Revenue Corp a Scam?
According to the Better Business Bureau website, General Revenue Corp has been in business for 37 years. There have been 74 complaints filed against GRC with the BBB. Read more here: General Revenue Corp Better Business Bureau.
Who is General Revenue Corp?
General Revenue Corporation, also known as USA Funds or GRC, is a third party debt collector located in Mason, Ohio with over 1300 employees. GRC has a long history of providing collection services to higher education clients for more than 30 years. Navient, a student loan provider, owns GRC. GRC has also worked with the California Student Aid Commission and its divisions to collect on defaulted student loans, operating under federal statutes such as the FDCPA. They have been sued in federal court over 360 times for violating consumer’s rights while collecting on alleged debts.
In a notable FDCPA case, Marx sued GRC after petitioner Olivea Marx defaulted on her student loan, leading to litigation in the district court, review by the Tenth Circuit, and ultimately a decision by the Supreme Court of the United States. The United States court system, including the Supreme Court, has addressed whether GRC violated the FDCPA in its efforts to collect money owed by consumers. These cases often involve the interpretation of federal statutes and the procedures for awarding costs and fees in FDCPA cases, such as when Marx filed her lawsuit.
Address: 4660 Duke Drive Suite #300 Mason, OH 45040
Phone: (800) 234-1472
General Revenue Corp Collection Tactics
The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive, deceptive, or unfair debt collection practices. Under the FDCPA, consumers have the right to dispute debts and request that collectors stop contacting them. If a debt collector violates your rights, you may be able to sue for damages and attorney’s fees.
The statutory language of the FDCPA and other statutes provides specific rules for awarding fees and costs in litigation. Courts have discretion under federal rules and civil procedure to award or deny costs depending on the circumstances and other provisions. The Supreme Court and other United States courts have interpreted whether the FDCPA’s provisions displace the default federal rule for awarding costs, emphasizing that Congress intended to limit awards to prevailing defendants only in cases brought in bad faith or for harassment. When awarding fees, courts consider the work expended and whether defendant attorney’s fees are reasonable, ensuring that only reasonable attorney’s fees and costs are paid to prevailing defendants under certain statutory conditions. Denying costs to prevailing defendants could deter plaintiffs from bringing legitimate claims, but awarding costs in nuisance lawsuits helps prevent abuse of the legal system. Amicus curiae briefs, such as those submitted by the United States, have addressed the proper interpretation of the FDCPA’s statutory language, while GRC contends and GRC argues that the federal rule should allow courts to award costs unless the statute provides otherwise. These interpretations highlight the importance of statutory language, court’s discretion, and the interaction between statutes and federal rules in awarding fees and costs.
Steps you can take if you believe your rights have been violated:
- ➡️ Request written verification of the debt.
- ➡️ Send a written request for the collector to stop contacting you.
- ➡️ Keep records of all communications.
- ➡️ File a complaint with the (CFPB).
- ➡️ Consult with a consumer rights attorney to discuss your options.
- ➡️ If you file a lawsuit and are the losing party, you may be required to pay defendant’s costs if the court finds the case was brought in bad faith.
Signs of Harassment from General Revenue Corp
Dealing with debt collectors like General Revenue Corp can be stressful, especially when their collection tactics cross the line into harassment. Recognizing the signs of unlawful debt collection practices is the first step in protecting your rights. Here are some common indicators that General Revenue Corp may be engaging in harassment:
- ➤ Receiving repeated and frequent phone calls, sometimes multiple times a day, from General Revenue Corp or their representatives.
- ➤ Facing threats of wage garnishment or other legal action if you do not pay your debt immediately.
- ➤ Being subjected to abusive language, intimidation, or a hostile tone during phone calls or written communications.
- ➤ Having debt collectors contact third parties—such as your employer, neighbors, or family members—to discuss your debts.
- ➤ Encountering misrepresentation of the debt amount, interest rates, or other terms designed to pressure you into paying.
- ➤ Noticing that General Revenue Corp ignores your cease and desist letters or requests to stop communication.
If you experience any of these tactics, it’s important to remember that the Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive practices and unlawful debt collection. Under the FDCPA, debt collection agencies like General Revenue Corp are prohibited from harassing you, and you have the right to recover damages and costs if your rights are violated.
To stop harassment from General Revenue Corp and other debt collectors, consider these steps:
- ➤ Send a written cease and desist letter to General Revenue Corp, formally requesting that all communication stop.
- ➤ Keep detailed records of all interactions, including phone calls, letters, and emails, to support your case if you pursue legal action.
- ➤ Seek immediate assistance from a consumer rights attorney or a reputable credit counseling agency.
- ➤ File a complaint with the Better Business Bureau or the Federal Trade Commission to report unlawful debt collection practices.
- ➤ If necessary, take legal action to recover costs, attorney’s fees, and damages resulting from the harassment.
You have the right to fair debt collection practices and should not have to endure abusive or unlawful behavior from any debt collection agency. If you believe General Revenue Corp has crossed the line, don’t hesitate to take action to protect yourself and recover the costs and damages you deserve.
General Revenue Corp Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 607-235-2916
- 📲 888-710-6818
- 📲 800-234-1472
- 📲 513-234-5231
- 📲 607-235-2912
- 📲 (607) 235-2916
- 📲 (888) 7106-818
- 📲 (800) 234-1472
- 📲 (513) 234-5231
- 📲 (607) 235-2912
- 📲 6072352916
- 📲 8887106818
- 📲 8002341472
- 📲 5132345231
- 📲 6072352912
- 📲 800-234-1472
- 📲 888-710-6817
- 📲 (800) 347-8209
If the answer is yes, then you are receiving calls from a known GRC number. You may be a victim of GRC phone harassment. The list above is not all the numbers that GRC uses. The calls can be from a different number, and it still be General Revenue Corp calling you. Contact our office right away so we can start the process to stop GRC from calling you illegally. Above all, no one should live with harassment!
Complaints Against General Revenue Corp
The following is a sample list of complaints filed against General Revenue Corp in the past year and can be found on Pacer.gov.
- 📋 1:18-cv-00469-WS-MU Zirlott v.
- 📋 4:18-cv-01394-JAR Williamson v.
- 📋 3:18-cv-00188-WHR Williams v.
- 📋 2:18-cv-14304-DMM Patterson v.
- 📋 1:18-cv-00082-MRB Regan v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the General Revenue Corp harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from General Revenue Corp call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I only had to make one call to them and they handled my case professionally. They let me know I wouldn’t have to pay anything out of pocket which was true and I was able to get the situation resolved within a timely manner. I definitely recommend them. Great work. Great communication. Excellent service
- 🏆 I was being harassed by a debtor collector that wouldn’t provide me any information whatsoever. I contacted the firm the guaranteed my issue would be resolved and I wouldn’t have to pay anything out pocket! They when the case and the debt is gone and I did spend a dime! Thank you so much!
- 🏆 Matthew went above and beyond for my case against a debt collector! He handled it professionally and very quickly! Very impressed with this law firm for harassment against debt collectors! Give Matthew a call and let him help you too!
Frequently Asked Questions
1. Who is General Revenue Corp?
Answer: General Revenue Corp is a debt collection agency that often handles student loans and consumer debts on behalf of creditors, such as educational institutions or lenders.
2. What is debt collection harassment by General Revenue Corp?
Answer: Harassment by General Revenue Corp may include excessive calls, threats, contacting you at work after you asked them not to, using profane or abusive language, or trying to collect a debt you don’t owe.
3. Can General Revenue Corp call me many times per day?
Answer: No. Under US federal law, debt collectors may not call you repeatedly with the intent to harass, annoy, or abuse you. Excessive calls may be a violation of the Fair Debt Collection Practices Act (FDCPA).
4. Can General Revenue Corp contact me at work?
Answer: They may contact your employer only to verify employment information— but they cannot disclose your debt to your employer or coworkers, nor continue calling you at work if you ask them to stop.
5. What should I do if General Revenue Corp is harassing me?
Answer: Document every communication (dates, times, content), send them a written cease-and-desist letter, dispute the debt in writing if you believe it is wrong, and consider consulting a consumer rights attorney.
6. Can I dispute a debt with General Revenue Corp?
Answer: Yes. Within 30 days of first contact, you can send a written dispute or validation request. They must then provide proof of the debt before continuing collection. Until then, they must cease collection actions. (This is your right under the FDCPA.)
7. Is it legal for General Revenue Corp to threaten me with legal action or wage garnishment?
Answer: No. A debt collector cannot threaten to sue, garnish wages, or arrest you unless they in fact intend to pursue such actions and have legal grounds. False or misleading threats violate federal law.
8. Can I sue General Revenue Corp for harassment or FDCPA violations?
Answer: Yes. If you can show they violated the FDCPA or related laws (e.g. TCPA), you may sue for statutory damages (up to $1,000), plus any actual damages, plus attorney’s fees and costs.
9. How do I report General Revenue Corp for illegal collection practices?
Answer: You can file a complaint with the (CFPB), your state’s attorney general, or the Federal Trade Commission (FTC). Also keep records of all interactions to support any claims.
10. What laws protect me from harassment by General Revenue Corp?
Answer: The main protections come from the Fair Debt Collection Practices Act (FDCPA), which prohibits abusive, deceptive, or unfair debt collection practices. The Telephone Consumer Protection Act (TCPA) also limits unwanted calls or messages by collectors.