If a process server is unable to serve you with a debt lawsuit, the case does not automatically go away. However, creditors and debt collectors have other legal options to continue the lawsuit. Here’s what can happen:
1. The Creditor May Request Alternate Service
✔ If the process server fails to locate you, the creditor can ask the court for alternate service methods, such as:
- Serving a family member or roommate at your last known address.
- Publishing a notice in a local newspaper (called “service by publication”).
- Certified mail delivery if approved by the court.
2. The Lawsuit May Proceed Without You (Default Judgment)
✔ If you intentionally avoid service, the court may allow the case to move forward without your knowledge.
✔ If you fail to respond, the creditor can request a default judgment, which allows them to:
- Garnish your wages.
- Freeze your bank account.
- Place a lien on your property.
3. The Debt Collector May Try to Locate You Again
✔ The creditor may hire another process server or a private investigator to find and serve you.
✔ They can also use your employer, credit reports, or social media to track you down.
How Can Consumer Rights Law Firm PLLC Help?
✔ We fight to dismiss improperly served lawsuits.
✔ We challenge default judgments and protect your wages.
✔ We negotiate with creditors to settle or dismiss the case.
📞 Call us today at 877-700-5790
📩 Email: help@consumerlawfirmcenter.com
Don’t ignore a debt lawsuit—take action now! 🚀